Cabool State Bank

600 Main Street
Cabool, MO 65689

Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 1419
Date Established 1913
Assets $0.06 billion
Loans $0.04 billion
Deposits $0.05 billion
Capital $0.01 billion

Cabool State Bank is an FDIC insured institution located in Cabool, MO. It was founded in 1913 and has approximately $0.07 billion in assets.

For a more detailed analysis of Cabool State Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in Cabool State Bank’s loan portfolio are 1-4 Family Residential Loans, Commercial Real Estate, and Small Business Loans.

Compared to other banks, Cabool State Bank’s loan portfolio does not show any specific loan specialty.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 20.62
Multifamily
Mortgages
0.39
Credit Card Loans 0.00
Consumer Auto Loans 1.89
Small Business Loans 13.07
Construction and Development Loans 0.73
Commercial Real Estate 14.16
Commercial and Industrial Loans 5.30
Farm Loans 12.09

Deposit Rates

Your Current Location: Virginia, VA 20146

There are currently no rates available for Cabool State Bank, but see these great savings and CD rates:

1.25% APY Online Savings Account from Ally Bank
1.60% APY 11 Month CD from Ally Bank

Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Cabool State Bank

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2017

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Poli Mortgage Group Inc
NMLS ID: 1979
License#: MC-5501
3.875% 3.875% 0.00 $0 $1,176 Learn More
Cornerstone Home Lending
NMLS ID: 119622
License#: MC-4673
3.896% 3.875% 0.25 $628 $1,176 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2017

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 3.240% $217.33 Learn More
Flagstar Bank 4.990% $268.11 Learn More

Note to Cabool State Bank
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Branches

Cabool State Bank branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Cabool State Bank Locations

Financial Details

Cabool State Bank Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Cabool State Bank. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Cabool State Bank U.S. Bank Average
22.09% 8.45

The Texas Ratio compares the amount of loans at risk and the amount of owned real estate with the amount a bank has on hand to cover any losses. As of June 30, 2017, Cabool State Bank had $1,613,000 in non-current loans and $575,000 in owned real estate. To cover these potential losses it had $9,344,000 in equity and $560,000 in loans loss reserves. That gives it a Texas Ratio of 22.09%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a bank has to absorb its loan losses.

Return on Equity
Cabool State Bank U.S. Bank Average
0.52% 8.58

Cabool State Bank has a Return on Equity of 0.52% versus the BestCashCow average of 8.58. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Cabool State Bank U.S. Bank Average
15.02% 12.11

Cabool State Bank has a Capitalization of 15.02% versus the BestCashCow average of 12.11. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Cabool State Bank Balance Sheet Analysis

As of March 31, 2015, Cabool State Bank had assets of $67,069,000, loans of $37,238,000, and deposits of $52,763,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Frequently Asked Questions About Cabool State Bank

Branches and Savings

Is Cabool State Bank FDIC insured?

Yes. It is covered under FDIC Certificate #1419.

Why does Cabool State Bank pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Cabool State Bank CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Cabool State Bank a commercial bank?

Yes

Where are Cabool State Bank locations?

See branch locations nearby.

Is Cabool State Bank open on Saturdays?

Is Cabool State Bank open on Sundays?

What time does Cabool State Bank open?

What time does Cabool State Bank close?

Are Cabool State Bank ATMs Open 24/7?

Do Cabool State Bank ATMs accept cash deposits?

Can Cabool State Bank customers use other ATMs?

Do Cabool State Bank branches have notaries?

Will Cabool State Bank notarize my document?

What address for Cabool State Bank should I put for incoming ACH transfers?

Will the Cabool State Bank branch print checks?

Do Cabool State Bank checks expire?

Does Cabool State Bank require US citizenship to open account?

Can Cabool State Bank close my account?

Does Cabool State Bank Report to credit bureaus?

Does Cabool State Bank Use Equifax?

What is Cabool State Bank's ACH Routing Number?

What is Cabool State Bank's SWIFT code?

Products

Does Cabool State Bank offer mortgages?

Compare mortgage rates here.

Does Cabool State Bank offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Cabool State Bank offer personal loans?

Compare personal loan rates here.

Does Cabool State Bank offer student loans?

Will Cabool State Bank cash a check?

Will Cabool State Bank redeem a savings bond?

Does Cabool State Bank cash savings bonds?

Will Cabool State Bank cash money orders?

Can Cabool State Bank issue a money order?

Does Cabool State Bank do currency exchange?

Background on The Bank

Who owns Cabool State Bank?

How long has Cabool State Bank been around?

Can Cabool State Bank transfer to other banks?

Does Cabool State Bank have quick pay?

Does Cabool State Bank accept rolled coins?

Will Cabool State Bank accept loose change?

Where is Cabool State Bank headquarters?

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