Cache Bank and Trust

4601 West 20th Street
Greeley, CO 80634

Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 34328
Date Established 1996
Assets $0.13 billion
Loans $0.06 billion
Deposits $0.11 billion
Capital $0.01 billion

Cache Bank and Trust is an FDIC insured institution located in Greeley, CO. It was founded in 1996 and has approximately $0.13 billion in assets. Customers can open an account at one of its 3 branches.

For a more detailed analysis of Cache Bank and Trust's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in Cache Bank and Trust’s loan portfolio are Commercial Real Estate, 1-4 Family Residential Loans, and Commercial and Industrial Loans.

Compared to other banks, Cache Bank and Trust’s loan portfolio does not show any specific loan specialty.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 21.81
Multifamily
Mortgages
2.53
Credit Card Loans 0.00
Consumer Auto Loans 0.12
Small Business Loans 14.39
Construction and Development Loans 4.11
Commercial Real Estate 48.69
Commercial and Industrial Loans 17.81
Farm Loans 0.00

Savings Rates

Your Current Location: Virginia, VA 20146

CD Rates APY MIN MAX
3 Mo CD 10K
0.10% $1,000 - Learn MoreShow Less
6 Mo CD 10K
0.25% $1,000 - Learn MoreShow Less
Savings Rates APY MIN MAX
Savings 2.5K
0.10% $1 - Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA 0K
0.60% $1,000 - Learn MoreShow Less
MM Rates APY MIN MAX
MM 2.5K
0.05% $1,000 $9,999 Learn MoreShow Less
MM 10K
0.10% $10,000 $24,999 Learn MoreShow Less
MM 25K
0.10% $25,000 $99,999 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg 0K
0.10% $1 - Learn MoreShow Less

Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Cache Bank and Trust

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2017

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Poli Mortgage Group Inc
NMLS ID: 1979
License#: MC-5501
3.875% 3.875% 0.00 $0 $1,176 Learn More
Cornerstone Home Lending
NMLS ID: 119622
License#: MC-4673
4.000% 4.000% 0.00 $0 $1,194 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2017

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 3.240% $217.33 Learn More

Note to Cache Bank and Trust
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Branches

Cache Bank and Trust branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Cache Bank And Trust Locations

Financial Details

Cache Bank and Trust Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Cache Bank and Trust. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Cache Bank and Trust U.S. Bank Average
14.25% 8.45

The Texas Ratio compares the amount of loans at risk and the amount of owned real estate with the amount a bank has on hand to cover any losses. As of June 30, 2017, Cache Bank and Trust had $1,465,000 in non-current loans and $611,000 in owned real estate. To cover these potential losses it had $13,867,000 in equity and $698,000 in loans loss reserves. That gives it a Texas Ratio of 14.25%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a bank has to absorb its loan losses.

Return on Equity
Cache Bank and Trust U.S. Bank Average
1.74% 8.58

Cache Bank and Trust has a Return on Equity of 1.74% versus the BestCashCow average of 8.58. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Cache Bank and Trust U.S. Bank Average
10.6% 12.11

Cache Bank and Trust has a Capitalization of 10.6% versus the BestCashCow average of 12.11. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Cache Bank and Trust Balance Sheet Analysis

As of June 30, 2017, Cache Bank and Trust had assets of $130,847,000, loans of $63,411,000, and deposits of $112,433,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Frequently Asked Questions About Cache Bank and Trust

Branches and Savings

Is Cache Bank and Trust FDIC insured?

Yes. It is covered under FDIC Certificate #34328.

Why does Cache Bank and Trust pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Cache Bank and Trust CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Cache Bank and Trust a commercial bank?

Yes

Where are Cache Bank and Trust locations?

See branch locations nearby.

Is Cache Bank and Trust open on Saturdays?

Is Cache Bank and Trust open on Sundays?

What time does Cache Bank and Trust open?

What time does Cache Bank and Trust close?

Are Cache Bank and Trust ATMs Open 24/7?

Do Cache Bank and Trust ATMs accept cash deposits?

Can Cache Bank and Trust customers use other ATMs?

Do Cache Bank and Trust branches have notaries?

Will Cache Bank and Trust notarize my document?

What address for Cache Bank and Trust should I put for incoming ACH transfers?

Will the Cache Bank and Trust branch print checks?

Do Cache Bank and Trust checks expire?

Does Cache Bank and Trust require US citizenship to open account?

Can Cache Bank and Trust close my account?

Does Cache Bank and Trust Report to credit bureaus?

Does Cache Bank and Trust Use Equifax?

What is Cache Bank and Trust's ACH Routing Number?

What is Cache Bank and Trust's SWIFT code?

Products

Does Cache Bank and Trust offer mortgages?

Compare mortgage rates here.

Does Cache Bank and Trust offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Cache Bank and Trust offer personal loans?

Compare personal loan rates here.

Does Cache Bank and Trust offer student loans?

Will Cache Bank and Trust cash a check?

Will Cache Bank and Trust redeem a savings bond?

Does Cache Bank and Trust cash savings bonds?

Will Cache Bank and Trust cash money orders?

Can Cache Bank and Trust issue a money order?

Does Cache Bank and Trust do currency exchange?

Background on The Bank

Who owns Cache Bank and Trust?

How long has Cache Bank and Trust been around?

Can Cache Bank and Trust transfer to other banks?

Does Cache Bank and Trust have quick pay?

Does Cache Bank and Trust accept rolled coins?

Will Cache Bank and Trust accept loose change?

Where is Cache Bank and Trust headquarters?

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