Calumet County Bank

Headquarters

103 North Main Street
Brillion, WI 54110
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 1.05% →
1-Year CD N.A. 0.95% →
2-Year CD N.A. 1.05% →
5-Year CD N.A. 1.30% →
30-Year Mortgage N.A. 2.80% →
15-Year Mortgage N.A. 2.37% →
HELOC N.A. 2.79% →

2020 Overview

General Bank Information

Calumet County Bank is an FDIC insured institution located in Brillion, WI. It was founded in 1921 and has approximately $0.09 billion in assets.

FDIC Insured Yes
FDIC Certificate # 11607
Date Established 1921
Assets $ 88.83 million
Loans $ 58.61 million
Deposits $ 79.58 million
Capital $ 9.11 million
 

For a more detailed analysis of Calumet County Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - September 19, 2020

Your Current Location: Connecticut, CT 06828


Loan Rates - September 19, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for Calumet County Bank

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:




Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

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Payment
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Rocket Mortgage
NMLS ID: 3030
3.872% 3.750% 1.00 $3,750 $1,158 Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
2.815% 2.750% 0.88 $2,118 $1,021 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

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Third Federal Savings and Loans
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2.990 %
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People's United Bank, N.A.
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4.000 %
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Note to Calumet County Bank
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Branches

Calumet County Bank branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Calumet County Bank Locations


Financial Details

Calumet County Bank Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Calumet County Bank. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Calumet County Bank U.S. Bank Average
28.42% 6.94%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of March 31, 2020, Calumet County Bank had $2,993,000 in non-current loans and $35,000 in owned real estate. To cover these potential losses it had $9,111,000 in equity and $1,542,000 in loans loss reserves. That gives it a Texas Ratio of 28.42%.

Return on Equity
Calumet County Bank U.S. Bank Average
3.45% 7.80%

Calumet County Bank has a Return on Equity of 3.45% versus the BestCashCow average of 7.80%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Calumet County Bank U.S. Bank Average
10.26% 12.68%

Calumet County Bank has a Capitalization of 10.26% versus the BestCashCow average of 12.68. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Calumet County Bank Balance Sheet Analysis

As of March 31, 2015, Calumet County Bank had assets of $89,013,000, loans of $58,614,000, and deposits of $79,575,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

March 31, 2020
ASSETS
Cash & Balances due from depository institutions N.A.
Interest-bearing balances N.A.
Total securities N.A.
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 58.61 million
Loan loss allowance $ 1.54 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned $ 0.04 million
Goodwill and other intangibles N.A.
All other assets N.A.
     Total Assets N.A.
LIABILITIES
Total deposits $ 79.58 million
      Interest-bearing deposits N.A.
      Deposits held in domestic offices N.A.
      % insured (estimated) 0.00%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds N.A.
Subordinated debt N.A.
All other liabilities N.A.
      Total Liabilities N.A.
      Shareholders’ Equity $ 88.83 million

Summary Income Statement

March 31, 2020
INCOME AND EXPENSES
Total Interest Income N.A.
Total Interest Expense N.A.
Net interest income N.A.
Provision for loan and lease losses N.A.
Total non interest income N.A.
Total non interest expense N.A.
Pre-tax Net Operating Income N.A.

Bank Loan Profile?

The top three loan types in Calumet County Bank’s loan portfolio are Commercial Real Estate, Small Business Loans, and Commercial and Industrial Loans.

Compared to other banks in Wisconsin, Calumet County Bank has a significantly higher percent of Small Business Loans, Commercial and Industrial Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 20.58
Multifamily
Mortgages
0.00
Credit Card Loans 0.18
Consumer Auto Loans 0.67
Small Business Loans 24.57
Construction and Development Loans 5.66
Commercial Real Estate 35.40
Commercial and Industrial Loans 24.02
Farm Loans 2.04

Frequently Asked Questions About Calumet County Bank

Branches and Savings

Is Calumet County Bank FDIC insured?

Yes. It is covered under FDIC Certificate #11607.

Why does Calumet County Bank pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Calumet County Bank CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Calumet County Bank a commercial bank?

Yes

Where are Calumet County Bank locations?

See branch locations nearby.

Is Calumet County Bank open on Saturdays?

Is Calumet County Bank open on Sundays?

What time does Calumet County Bank open?

What time does Calumet County Bank close?

Are Calumet County Bank ATMs Open 24/7?

Do Calumet County Bank ATMs accept cash deposits?

Can Calumet County Bank customers use other ATMs?

Do Calumet County Bank branches have notaries?

Will Calumet County Bank notarize my document?

What address for Calumet County Bank should I put for incoming ACH transfers?

Will the Calumet County Bank branch print checks?

Do Calumet County Bank checks expire?

Does Calumet County Bank require US citizenship to open account?

Can Calumet County Bank close my account?

Does Calumet County Bank Report to credit bureaus?

Does Calumet County Bank Use Equifax?

What is Calumet County Bank's ACH Routing Number?

What is Calumet County Bank's SWIFT code?

Products

Does Calumet County Bank offer mortgages?

Compare mortgage rates here.

Does Calumet County Bank offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Calumet County Bank offer personal loans?

Compare personal loan rates here.

Does Calumet County Bank offer student loans?

Will Calumet County Bank cash a check?

Will Calumet County Bank redeem a savings bond?

Does Calumet County Bank cash savings bonds?

Will Calumet County Bank cash money orders?

Can Calumet County Bank issue a money order?

Does Calumet County Bank do currency exchange?

Background on The Bank

Who owns Calumet County Bank?

How long has Calumet County Bank been around?

Can Calumet County Bank transfer to other banks?

Does Calumet County Bank have quick pay?

Does Calumet County Bank accept rolled coins?

Will Calumet County Bank accept loose change?

Where is Calumet County Bank headquarters?

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