Cameron State Bank

4440 Nelson Road
Lake Charles, LA 70605


General Bank Information

FDIC Insured Yes
FDIC Certificate # 19541
Date Established 1966
Assets $0.72 billion
Loans $0.39 billion
Deposits $0.59 billion
Capital $0.08 billion

Cameron State Bank is an FDIC insured institution located in Lake Charles, LA. It was founded in 1966 and has approximately $0.72 billion in assets.

For a more detailed analysis of Cameron State Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in Cameron State Bank’s loan portfolio are 1-4 Family Residential Loans, Multifamily Mortgages, and Credit Card Loans.

Compared to other banks, Cameron State Bank’s loan portfolio does not show any specific loan specialty.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 0.00
Credit Card Loans 0.00
Consumer Auto Loans 0.00
Small Business Loans 0.00
Construction and Development Loans 0.00
Commercial Real Estate 0.00
Commercial and Industrial Loans 0.00
Farm Loans 0.00

Deposit Rates

Your Current Location: Virginia, VA 20146

There are currently no rates available for Cameron State Bank, but see these great savings and CD rates:

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Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Cameron State Bank

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2018

Lender APR Rate (%) Points Fees Monthly
Learn More NMLS#2890
NMLS ID: 2890
License#: MC-3098
4.411% 4.375% 0.00 $1,190 $1,249 Learn More
PenFed Credit Union
NMLS ID: 401822
4.585% 4.500% 0.00 $2,500 $1,267 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.125% 5.125% 0.00 $0 $1,362 Learn More
Rocket Mortgage
NMLS ID: 3030
4.990% 4.990% 0.00 $0 $1,341 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2018

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 4.240% $245.68 Learn More
Flagstar Bank 5.740% $291.47 Learn More

Note to Cameron State Bank
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Financial Details

Cameron State Bank Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Cameron State Bank. The data is provided by the FDIC. All banks listed on are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Cameron State Bank U.S. Bank Average
10.82% 7.92%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its the bank’s tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of March 31, 2018, Cameron State Bank had $8,567,000 in non-current loans and $760,000 in owned real estate. To cover these potential losses it had $80,338,000 in equity and $5,853,000 in loans loss reserves. That gives it a Texas Ratio of 10.82%.

Return on Equity
Cameron State Bank U.S. Bank Average
14.01% 9.35%

Cameron State Bank has a Return on Equity of 14.01% versus the BestCashCow average of 9.35%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Cameron State Bank U.S. Bank Average
11.13% 12.01%

Cameron State Bank has a Capitalization of 11.13% versus the BestCashCow average of 12.01. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Cameron State Bank Balance Sheet Analysis

As of March 31, 2011, Cameron State Bank had assets of $721,866,000, loans of $389,126,000, and deposits of $588,401,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

Cash & Balances due from depository institutions $0.00 billion
Interest-bearing balances $0.00 billion
Total securities $0.00 billion
Federal funds sold and reverse repurchase $0.00 billion
Net loans and leases $0.39 billion
Loan loss allowance $0.01 billion
Trading account assets $0.00 billion
Bank premises and fixed assets $0.00 billion
Other real estate owned $0.00 billion
Goodwill and other intangibles $0.00 billion
All other assets $0.00 billion
     Total Assets $0.00 billion
Total deposits $0.59 billion
      Interest-bearing deposits $0.00 billion
      Deposits held in domestic offices $0.00 billion
      % insured (estimated) 0.00%
Federal funds purchased and repurchase agreements $0.00 billion
Trading liabilities $0.00 billion
Other borrowed funds $0.00 billion
Subordinated debt $0.00 billion
All other liabilities $0.00 billion
      Total Liabilities $0.00 billion
      Shareholders’ Equity $0.72 billion

Summary Income Statement

Total Interest Income $0.00 billion
Total Interest Expense $0.00 billion
Net interest income $0.00 billion
Provision for loan and lease losses $0.00 billion
Total non interest income $0.00 billion
Total non interest expense $0.00 billion
Pre-tax Net Operating Income $0.00 billion

Frequently Asked Questions About Cameron State Bank

Branches and Savings

Is Cameron State Bank FDIC insured?

Yes. It is covered under FDIC Certificate #19541.

Why does Cameron State Bank pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Cameron State Bank CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Cameron State Bank a commercial bank?


Where are Cameron State Bank locations?

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Is Cameron State Bank open on Saturdays?

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Are Cameron State Bank ATMs Open 24/7?

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Do Cameron State Bank branches have notaries?

Will Cameron State Bank notarize my document?

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Will the Cameron State Bank branch print checks?

Do Cameron State Bank checks expire?

Does Cameron State Bank require US citizenship to open account?

Can Cameron State Bank close my account?

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Does Cameron State Bank Use Equifax?

What is Cameron State Bank's ACH Routing Number?

What is Cameron State Bank's SWIFT code?


Does Cameron State Bank offer mortgages?

Compare mortgage rates here.

Does Cameron State Bank offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Cameron State Bank offer personal loans?

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Does Cameron State Bank offer student loans?

Will Cameron State Bank cash a check?

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Does Cameron State Bank cash savings bonds?

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Background on The Bank

Who owns Cameron State Bank?

How long has Cameron State Bank been around?

Can Cameron State Bank transfer to other banks?

Does Cameron State Bank have quick pay?

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