CrossFirst Bank

11440 Tomahawk Creek Parkway
Leawood, KS 66211


2019 Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 58648
Date Established 2007
Assets $4.11 billion
Loans $3.02 billion
Deposits $3.25 billion
Capital $0.45 billion

CrossFirst Bank is an FDIC insured institution located in Leawood, KS. It was founded in 2007 and has approximately $4.11 billion in assets. Customers can open an account at one of its 6 branches.

For a more detailed analysis of CrossFirst Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in CrossFirst Bank’s loan portfolio are Commercial and Industrial Loans, Commercial Real Estate, and Construction and Development Loans.

Compared to other banks in Kansas, CrossFirst Bank has a significantly higher percent of Construction and Development Loans, Commercial Real Estate, Commercial and Industrial Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 8.61
Credit Card Loans 0.00
Consumer Auto Loans 0.00
Small Business Loans 2.41
Construction and Development Loans 14.55
Commercial Real Estate 27.76
Commercial and Industrial Loans 48.56
Farm Loans 0.00

Deposit Rates - June 25, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates APY MIN MAX
Money Market
1.40% $1 $24,999 Learn MoreShow Less
Money Market
1.40% $25,000 $99,999 Learn MoreShow Less
3 Mo CD
1.75% $1,000 - Learn MoreShow Less
6 Mo CD
2.00% $1,000 - Learn MoreShow Less
12 Mo CD
2.15% $1,000 - Learn MoreShow Less
Special: 13 Mo CD
2.50% $1,000 - Learn MoreShow Less
24 Mo CD
2.15% $1,000 - Learn MoreShow Less
36 Mo CD
2.15% $1,000 - Learn MoreShow Less
48 Mo CD
2.15% $1,000 - Learn MoreShow Less
60 Mo CD
2.15% $1,000 - Learn MoreShow Less

Fixed IRA
2.15% $1,000 - Learn MoreShow Less
Special: 13 Mo FIRA
2.50% $1,000 - Learn MoreShow Less

Loan Rates - June 25, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for CrossFirst Bank

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Learn More
Rocket Mortgage
NMLS ID: 3030
4.500% 4.500% 0.00 $0 $1,267 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
PenFed Credit Union
PenFed Credit Union
5.500 %
$0 Learn More
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Third Federal Savings and Loans
Third Federal Savings and Loans
4.490 %
$0 Learn More
More Info

Note to CrossFirst Bank
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Financial Details

CrossFirst Bank Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of CrossFirst Bank. The data is provided by the FDIC. All banks listed on are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
CrossFirst Bank U.S. Bank Average
3.65% 6.97%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its the bank’s tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of December 31, 2018, CrossFirst Bank had $17,817,000 in non-current loans and $0 in owned real estate. To cover these potential losses it had $450,302,000 in equity and $37,826,000 in loans loss reserves. That gives it a Texas Ratio of 3.65%.

Return on Equity
CrossFirst Bank U.S. Bank Average
6.91% 8.80%

CrossFirst Bank has a Return on Equity of 6.91% versus the BestCashCow average of 8.80%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

CrossFirst Bank U.S. Bank Average
10.97% 12.29%

CrossFirst Bank has a Capitalization of 10.97% versus the BestCashCow average of 12.29. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

CrossFirst Bank Balance Sheet Analysis

As of December 31, 2018, CrossFirst Bank had assets of $4,105,308,000, loans of $3,022,921,000, and deposits of $3,251,336,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

December 31, 2018
Cash & Balances due from depository institutions $0.22 billion
Interest-bearing balances $0.19 billion
Total securities $0.66 billion
Federal funds sold and reverse repurchase $0.00 billion
Net loans and leases $3.02 billion
Loan loss allowance $0.04 billion
Trading account assets $0.00 billion
Bank premises and fixed assets $0.00 billion
Other real estate owned $0.00 billion
Goodwill and other intangibles $0.01 billion
All other assets $0.12 billion
     Total Assets $3.66 billion
Total deposits $3.25 billion
      Interest-bearing deposits $2.72 billion
      Deposits held in domestic offices $3.25 billion
      % insured (estimated) 52.53%
Federal funds purchased and repurchase agreements $0.08 billion
Trading liabilities $0.00 billion
Other borrowed funds $0.31 billion
Subordinated debt $0.00 billion
All other liabilities $0.01 billion
      Total Liabilities $3.66 billion
      Shareholders’ Equity $0.45 billion

Summary Income Statement

December 31, 2018
Total Interest Income $0.16 billion
Total Interest Expense $0.05 billion
Net interest income $0.11 billion
Provision for loan and lease losses $0.01 billion
Total non interest income $0.01 billion
Total non interest expense $0.08 billion
Pre-tax Net Operating Income $0.02 billion

Frequently Asked Questions About Crossfirst Bank

Branches and Savings

Is Crossfirst Bank FDIC insured?

Yes. It is covered under FDIC Certificate #58648.

Why does Crossfirst Bank pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Crossfirst Bank CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Crossfirst Bank a commercial bank?


Where are Crossfirst Bank locations?

See branch locations nearby.

Is Crossfirst Bank open on Saturdays?

Is Crossfirst Bank open on Sundays?

What time does Crossfirst Bank open?

What time does Crossfirst Bank close?

Are Crossfirst Bank ATMs Open 24/7?

Do Crossfirst Bank ATMs accept cash deposits?

Can Crossfirst Bank customers use other ATMs?

Do Crossfirst Bank branches have notaries?

Will Crossfirst Bank notarize my document?

What address for Crossfirst Bank should I put for incoming ACH transfers?

Will the Crossfirst Bank branch print checks?

Do Crossfirst Bank checks expire?

Does Crossfirst Bank require US citizenship to open account?

Can Crossfirst Bank close my account?

Does Crossfirst Bank Report to credit bureaus?

Does Crossfirst Bank Use Equifax?

What is Crossfirst Bank's ACH Routing Number?

What is Crossfirst Bank's SWIFT code?


Does Crossfirst Bank offer mortgages?

Compare mortgage rates here.

Does Crossfirst Bank offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Crossfirst Bank offer personal loans?

Compare personal loan rates here.

Does Crossfirst Bank offer student loans?

Will Crossfirst Bank cash a check?

Will Crossfirst Bank redeem a savings bond?

Does Crossfirst Bank cash savings bonds?

Will Crossfirst Bank cash money orders?

Can Crossfirst Bank issue a money order?

Does Crossfirst Bank do currency exchange?

Background on The Bank

Who owns Crossfirst Bank?

How long has Crossfirst Bank been around?

Can Crossfirst Bank transfer to other banks?

Does Crossfirst Bank have quick pay?

Does Crossfirst Bank accept rolled coins?

Will Crossfirst Bank accept loose change?

Where is Crossfirst Bank headquarters?

Customer Reviews for CrossFirst Bank

  • gsander

    November 07, 2018 |

    now pays 1.46%

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