Capital Bank and Trust Company

6455 Irvine Center Drive
Irvine, CA 92618

Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 35164
Date Established 2000
Assets $0.14 billion
Loans $0.00 billion
Deposits $0.00 billion
Capital $0.09 billion

Capital Bank and Trust Company is an FDIC insured institution located in Irvine, CA. It was founded in 2000 and has approximately $0.14 billion in assets. Customers can open an account via one of its 2 branches.

For a more detailed analysis of Capital Bank and Trust Company's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in Capital Bank and Trust Company’s loan portfolio are Commercial and Industrial Loans, Farm Loans, and Construction and Development Loans.

Compared to other banks, Capital Bank and Trust Company’s loan portfolio does not show any specific loan specialty.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans nan
Multifamily
Mortgages
nan
Credit Card Loans nan
Consumer Auto Loans nan
Small Business Loans nan
Construction and Development Loans nan
Commercial Real Estate nan
Commercial and Industrial Loans nan
Farm Loans nan

Savings Rates

Your Current Location: Virginia, VA 20146

Loan Rates

Your Current Location: Virginia, VA 20146

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Branches

Capital Bank and Trust Company branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Capital Bank And Trust Company Locations

Financial Details

Capital Bank and Trust Company Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Capital Bank and Trust Company. The data is provided by the FDIC. Please remember that all banks listed on BestCashCow.com are FDIC insured while all credit unions are similarly insured by the NCUA. No depositor has ever lost money while their funds have been insured by the FDIC or NCUA.

Texas Ratio
Capital Bank and Trust Company U.S. Bank Average
0% 9.11%

The Texas Ratio compares the amount of loans at risk and the amount of owned real estate with the amount a bank has on hand to cover any losses. As of June 30, 2016, Capital Bank and Trust Company had $0 in non-current loans and $0 in owned real estate. To cover these potential losses it had $86,983,000 in equity and $0 in loans loss reserves. That gives it a Texas Ratio of 0%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a bank has to absorb its loan losses.

Return on Equity
Capital Bank and Trust Company U.S. Bank Average
27.04% 9.45%

Capital Bank and Trust Company has a Return on Equity of 27.04% versus the BestCashCow average of 9.45%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Capital Bank and Trust Company U.S. Bank Average
61.65% 11.28%

Capital Bank and Trust Company has a Capitalization of 61.65% versus the BestCashCow average of 11.28%. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Capital Bank and Trust Company Balance Sheet Analysis

As of June 30, 2016, Capital Bank and Trust Company had assets of $141,090,000, loans of $0, and deposits of $500,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

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