CapitalSource Bank

633 West Fifth Street
Los Angeles, CA 90071


General Bank Information

FDIC Insured Yes
FDIC Certificate # 58878
Date Established 2008
Assets $8.29 billion
Loans $6.86 billion
Deposits $6.23 billion
Capital $1.27 billion

CapitalSource Bank is an FDIC insured institution located in Los Angeles, CA. It was founded in 2008 and has approximately $8.29 billion in assets.

For a more detailed analysis of CapitalSource Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in CapitalSource Bank’s loan portfolio are Commercial and Industrial Loans, Commercial Real Estate, and Multifamily Mortgages.

Compared to other banks in California, CapitalSource Bank has a significantly higher percent of Commercial and Industrial Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 1.55
Credit Card Loans 0.00
Consumer Auto Loans 0.00
Small Business Loans 1.27
Construction and Development Loans 0.95
Commercial Real Estate 31.00
Commercial and Industrial Loans 44.16
Farm Loans 0.00

Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for CapitalSource Bank

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2018

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AmeriSave Mortgage Corporation
NMLS ID: 1168
License#: MC-2462
4.703% 4.625% 0.38 $2,265 $1,286 Learn More
AmeriSave Mortgage Corporation
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4.711% 4.625% 0.50 $2,510 $1,286 Learn More NMLS#2890
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4.409% 4.375% 0.00 $1,104 $1,249 Learn More
PenFed Credit Union
NMLS ID: 401822
4.585% 4.500% 0.00 $2,500 $1,267 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2018

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 3.990% $238.42 Learn More
Flagstar Bank 5.490% $283.58 Learn More

Note to CapitalSource Bank
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CapitalSource Bank Locations

Financial Details

CapitalSource Bank Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of CapitalSource Bank. The data is provided by the FDIC. All banks listed on are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
CapitalSource Bank U.S. Bank Average
4.96% 8.32%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its the bank’s tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of September 30, 2017, CapitalSource Bank had $67,387,000 in non-current loans and $879,000 in owned real estate. To cover these potential losses it had $1,270,305,000 in equity and $107,260,000 in loans loss reserves. That gives it a Texas Ratio of 4.96%.

Return on Equity
CapitalSource Bank U.S. Bank Average
11.8% 8.84%

CapitalSource Bank has a Return on Equity of 11.8% versus the BestCashCow average of 8.84%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

CapitalSource Bank U.S. Bank Average
15.32% 12.21%

CapitalSource Bank has a Capitalization of 15.32% versus the BestCashCow average of 12.21. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

CapitalSource Bank Balance Sheet Analysis

As of March 31, 2014, CapitalSource Bank had assets of $8,289,723,000, loans of $6,858,746,000, and deposits of $6,229,948,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

Cash & Balances due from depository institutions $0.00 billion
Interest-bearing balances $0.00 billion
Total securities $0.00 billion
Federal funds sold and reverse repurchase $0.00 billion
Net loans and leases $6.86 billion
Loan loss allowance $0.11 billion
Trading account assets $0.00 billion
Bank premises and fixed assets $0.00 billion
Other real estate owned $0.00 billion
Goodwill and other intangibles $0.00 billion
All other assets $0.00 billion
     Total Assets $0.00 billion
Total deposits $6.23 billion
      Interest-bearing deposits $0.00 billion
      Deposits held in domestic offices $0.00 billion
      % insured (estimated) 0.00%
Federal funds purchased and repurchase agreements $0.00 billion
Trading liabilities $0.00 billion
Other borrowed funds $0.00 billion
Subordinated debt $0.00 billion
All other liabilities $0.00 billion
      Total Liabilities $0.00 billion
      Shareholders’ Equity $8.29 billion

Summary Income Statement

Total Interest Income $0.00 billion
Total Interest Expense $0.00 billion
Net interest income $0.00 billion
Provision for loan and lease losses $0.00 billion
Total non interest income $0.00 billion
Total non interest expense $0.00 billion
Pre-tax Net Operating Income $0.00 billion

Frequently Asked Questions About Capitalsource Bank

Branches and Savings

Is Capitalsource Bank FDIC insured?

Yes. It is covered under FDIC Certificate #58878.

Why does Capitalsource Bank pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Capitalsource Bank CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Capitalsource Bank a commercial bank?


Where are Capitalsource Bank locations?

See branch locations nearby.

Is Capitalsource Bank open on Saturdays?

Is Capitalsource Bank open on Sundays?

What time does Capitalsource Bank open?

What time does Capitalsource Bank close?

Are Capitalsource Bank ATMs Open 24/7?

Do Capitalsource Bank ATMs accept cash deposits?

Can Capitalsource Bank customers use other ATMs?

Do Capitalsource Bank branches have notaries?

Will Capitalsource Bank notarize my document?

What address for Capitalsource Bank should I put for incoming ACH transfers?

Will the Capitalsource Bank branch print checks?

Do Capitalsource Bank checks expire?

Does Capitalsource Bank require US citizenship to open account?

Can Capitalsource Bank close my account?

Does Capitalsource Bank Report to credit bureaus?

Does Capitalsource Bank Use Equifax?

What is Capitalsource Bank's ACH Routing Number?

What is Capitalsource Bank's SWIFT code?


Does Capitalsource Bank offer mortgages?

Compare mortgage rates here.

Does Capitalsource Bank offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Capitalsource Bank offer personal loans?

Compare personal loan rates here.

Does Capitalsource Bank offer student loans?

Will Capitalsource Bank cash a check?

Will Capitalsource Bank redeem a savings bond?

Does Capitalsource Bank cash savings bonds?

Will Capitalsource Bank cash money orders?

Can Capitalsource Bank issue a money order?

Does Capitalsource Bank do currency exchange?

Background on The Bank

Who owns Capitalsource Bank?

How long has Capitalsource Bank been around?

Can Capitalsource Bank transfer to other banks?

Does Capitalsource Bank have quick pay?

Does Capitalsource Bank accept rolled coins?

Will Capitalsource Bank accept loose change?

Where is Capitalsource Bank headquarters?

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