Carroll County Savings and Loan Association

121 North Folger Street
Carrollton, MO 64633

 

2018 Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 31713
Date Established 1920
Assets $0.02 billion
Loans $0.01 billion
Deposits $0.02 billion
Capital $0.00 billion

Carroll County Savings and Loan Association is an FDIC insured institution located in Carrollton, MO. It was founded in 1920 and has approximately $0.02 billion in assets.

For a more detailed analysis of Carroll County Savings and Loan Association's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in Carroll County Savings and Loan Association’s loan portfolio are 1-4 Family Residential Loans, Small Business Loans, and Commercial Real Estate.

Compared to other banks in Missouri, Carroll County Savings and Loan Association has a significantly higher percent of 1-4 Family Residential Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 96.73
Multifamily
Mortgages
0.00
Credit Card Loans 0.00
Consumer Auto Loans 0.00
Small Business Loans 0.69
Construction and Development Loans 0.17
Commercial Real Estate 0.69
Commercial and Industrial Loans 0.00
Farm Loans 0.00

Deposit Rates - December 12, 2018

Your Current Location: Virginia, VA 20146

There are currently no rates available for Carroll County Savings And Loan Association, but see these great savings and CD rates:

Advertiser Disclosure

Loan Rates - December 12, 2018

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Carroll County Savings and Loan Association

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2018

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Payment
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HSBC Bank USA N.A.
NMLS ID: 399799
4.799% 4.750% 0.13 $1,518 $1,305 Learn More
J.G. Wentworth Home Lending, LLC
NMLS ID: 2925
License#: MC-1875
4.515% 4.500% 0.13 $425 $1,267 Learn More
Rocket Mortgage
NMLS ID: 3030
4.990% 4.990% 0.00 $0 $1,341 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2018

Lender Rate (%) Monthly Payment Learn More

Note to Carroll County Savings and Loan Association
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Branches

Carroll County Savings and Loan Association branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Carroll County Savings and Loan Association Locations

Financial Details

Carroll County Savings and Loan Association Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Carroll County Savings and Loan Association. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Carroll County Savings and Loan Association U.S. Bank Average
5.65% 7.92%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its the bank’s tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of June 30, 2018, Carroll County Savings and Loan Association had $202,000 in non-current loans and $0 in owned real estate. To cover these potential losses it had $3,351,000 in equity and $227,000 in loans loss reserves. That gives it a Texas Ratio of 5.65%.

Return on Equity
Carroll County Savings and Loan Association U.S. Bank Average
-4.77% 9.77%

Carroll County Savings and Loan Association has a Return on Equity of -4.77% versus the BestCashCow average of 9.77%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Carroll County Savings and Loan Association U.S. Bank Average
17.48% 12.31%

Carroll County Savings and Loan Association has a Capitalization of 17.48% versus the BestCashCow average of 12.31. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Carroll County Savings and Loan Association Balance Sheet Analysis

As of June 30, 2017, Carroll County Savings and Loan Association had assets of $18,992,000, loans of $7,853,000, and deposits of $15,640,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

June 30, 2018
ASSETS
Cash & Balances due from depository institutions $0.00 billion
Interest-bearing balances $0.00 billion
Total securities $0.00 billion
Federal funds sold and reverse repurchase $0.00 billion
Net loans and leases $0.01 billion
Loan loss allowance $0.00 billion
Trading account assets $0.00 billion
Bank premises and fixed assets $0.00 billion
Other real estate owned $0.00 billion
Goodwill and other intangibles $0.00 billion
All other assets $0.00 billion
     Total Assets $0.00 billion
LIABILITIES
Total deposits $0.02 billion
      Interest-bearing deposits $0.00 billion
      Deposits held in domestic offices $0.00 billion
      % insured (estimated) 0.00%
Federal funds purchased and repurchase agreements $0.00 billion
Trading liabilities $0.00 billion
Other borrowed funds $0.00 billion
Subordinated debt $0.00 billion
All other liabilities $0.00 billion
      Total Liabilities $0.00 billion
      Shareholders’ Equity $0.02 billion

Summary Income Statement

June 30, 2018
INCOME AND EXPENSES
Total Interest Income $0.00 billion
Total Interest Expense $0.00 billion
Net interest income $0.00 billion
Provision for loan and lease losses $0.00 billion
Total non interest income $0.00 billion
Total non interest expense $0.00 billion
Pre-tax Net Operating Income $0.00 billion

Frequently Asked Questions About Carroll County Savings And Loan Association

Branches and Savings

Is Carroll County Savings And Loan Association FDIC insured?

Yes. It is covered under FDIC Certificate #31713.

Why does Carroll County Savings And Loan Association pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Carroll County Savings And Loan Association CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Carroll County Savings And Loan Association a commercial bank?

Yes

Where are Carroll County Savings And Loan Association locations?

See branch locations nearby.

Is Carroll County Savings And Loan Association open on Saturdays?

Is Carroll County Savings And Loan Association open on Sundays?

What time does Carroll County Savings And Loan Association open?

What time does Carroll County Savings And Loan Association close?

Are Carroll County Savings And Loan Association ATMs Open 24/7?

Do Carroll County Savings And Loan Association ATMs accept cash deposits?

Can Carroll County Savings And Loan Association customers use other ATMs?

Do Carroll County Savings And Loan Association branches have notaries?

Will Carroll County Savings And Loan Association notarize my document?

What address for Carroll County Savings And Loan Association should I put for incoming ACH transfers?

Will the Carroll County Savings And Loan Association branch print checks?

Do Carroll County Savings And Loan Association checks expire?

Does Carroll County Savings And Loan Association require US citizenship to open account?

Can Carroll County Savings And Loan Association close my account?

Does Carroll County Savings And Loan Association Report to credit bureaus?

Does Carroll County Savings And Loan Association Use Equifax?

What is Carroll County Savings And Loan Association's ACH Routing Number?

What is Carroll County Savings And Loan Association's SWIFT code?

Products

Does Carroll County Savings And Loan Association offer mortgages?

Compare mortgage rates here.

Does Carroll County Savings And Loan Association offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Carroll County Savings And Loan Association offer personal loans?

Compare personal loan rates here.

Does Carroll County Savings And Loan Association offer student loans?

Will Carroll County Savings And Loan Association cash a check?

Will Carroll County Savings And Loan Association redeem a savings bond?

Does Carroll County Savings And Loan Association cash savings bonds?

Will Carroll County Savings And Loan Association cash money orders?

Can Carroll County Savings And Loan Association issue a money order?

Does Carroll County Savings And Loan Association do currency exchange?

Background on The Bank

Who owns Carroll County Savings And Loan Association?

How long has Carroll County Savings And Loan Association been around?

Can Carroll County Savings And Loan Association transfer to other banks?

Does Carroll County Savings And Loan Association have quick pay?

Does Carroll County Savings And Loan Association accept rolled coins?

Will Carroll County Savings And Loan Association accept loose change?

Where is Carroll County Savings And Loan Association headquarters?

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*All images, logos and public notes on this page appear courtesy of Carroll County Savings And Loan Association and are not subject to approval of BestCashCow. BestCashCow expressly disclaims all responsibility for this content.