Carroll County Savings and Loan Association

121 North Folger Street
Carrollton, MO 64633

Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 31713
Date Established 1920
Assets $0.02 billion
Loans $0.01 billion
Deposits $0.02 billion
Capital $0.00 billion

Carroll County Savings and Loan Association is an FDIC insured institution located in Carrollton, MO. It was founded in 1920 and has approximately $0.02 billion in assets.

For a more detailed analysis of Carroll County Savings and Loan Association's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in Carroll County Savings and Loan Association’s loan portfolio are 1-4 Family Residential Loans, Small Business Loans, and Commercial Real Estate.

Compared to other banks in Missouri, Carroll County Savings and Loan Association has a significantly higher percent of 1-4 Family Residential Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 96.73
Multifamily
Mortgages
0.00
Credit Card Loans 0.00
Consumer Auto Loans 0.00
Small Business Loans 0.69
Construction and Development Loans 0.17
Commercial Real Estate 0.69
Commercial and Industrial Loans 0.00
Farm Loans 0.00

Savings Rates

Your Current Location: Virginia, VA 20146

There are currently no rates available for Carroll County Savings And Loan Association, but see these great savings and CD rates:

1.20% APY Online Savings Account from Ally Bank

Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Carroll County Savings and Loan Association

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2017

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
US Wide Financial
NMLS ID: 55028
License#: MC-5809
3.680% 3.625% 0.50 $1,705 $1,141 Learn More

Note to Carroll County Savings and Loan Association
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Carroll County Savings and Loan Association branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Carroll County Savings And Loan Association Locations

Financial Details

Carroll County Savings and Loan Association Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Carroll County Savings and Loan Association. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Carroll County Savings and Loan Association U.S. Bank Average
5.65% 8.87%

The Texas Ratio compares the amount of loans at risk and the amount of owned real estate with the amount a bank has on hand to cover any losses. As of March 31, 2017, Carroll County Savings and Loan Association had $202,000 in non-current loans and $0 in owned real estate. To cover these potential losses it had $3,351,000 in equity and $227,000 in loans loss reserves. That gives it a Texas Ratio of 5.65%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a bank has to absorb its loan losses.

Return on Equity
Carroll County Savings and Loan Association U.S. Bank Average
-4.77% 8.39%

Carroll County Savings and Loan Association has a Return on Equity of -4.77% versus the BestCashCow average of 8.39%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Carroll County Savings and Loan Association U.S. Bank Average
17.48% 11.94%

Carroll County Savings and Loan Association has a Capitalization of 17.48% versus the BestCashCow average of 11.94%. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Carroll County Savings and Loan Association Balance Sheet Analysis

As of June 30, 2017, Carroll County Savings and Loan Association had assets of $18,992,000, loans of $7,853,000, and deposits of $15,640,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Customer Reviews for Carroll County Savings and Loan Association

There are currently no comments for Carroll County Savings and Loan Association. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →