Carrollton Federal Bank

2539 Highway 227
Carrollton, KY 41008

Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 29774
Date Established 1890
Assets $0.03 billion
Loans $0.03 billion
Deposits $0.03 billion
Capital $0.00 billion

Carrollton Federal Bank is an FDIC insured institution located in Carrollton, KY. It was founded in 1890 and has approximately $0.03 billion in assets.

For a more detailed analysis of Carrollton Federal Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in Carrollton Federal Bank’s loan portfolio are 1-4 Family Residential Loans, Small Business Loans, and Commercial Real Estate.

Compared to other banks in Kentucky, Carrollton Federal Bank has a significantly higher percent of 1-4 Family Residential Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 67.97
Multifamily
Mortgages
0.74
Credit Card Loans 0.00
Consumer Auto Loans 2.08
Small Business Loans 14.21
Construction and Development Loans 5.04
Commercial Real Estate 14.21
Commercial and Industrial Loans 0.00
Farm Loans 0.00

Savings Rates

Your Current Location: Virginia, VA 20146

CD Rates APY MIN MAX
3 Mo CD 10K
0.15% $1,000 - Learn MoreShow Less
6 Mo CD 10K
0.30% $1,000 - Learn MoreShow Less
Savings Rates APY MIN MAX
Fixed IRA Rates APY MIN MAX
Fixed IRA 0K
0.45% $1,000 - Learn MoreShow Less
MM Rates APY MIN MAX
MM 2.5K
0.05% $1 $4,999 Learn MoreShow Less
MM 10K
0.10% $5,000 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg 0K
0.05% $500 - Learn MoreShow Less

Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Carrollton Federal Bank

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2017

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Poli Mortgage Group Inc
NMLS ID: 1979
License#: MC-5501
3.875% 3.875% 0.00 $0 $1,176 Learn More
Cornerstone Home Lending
NMLS ID: 119622
License#: MC-4673
3.950% 3.950% 0.00 $0 $1,187 Learn More

Note to Carrollton Federal Bank
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Carrollton Federal Bank branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Carrollton Federal Bank Locations

Financial Details

Carrollton Federal Bank Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Carrollton Federal Bank. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Carrollton Federal Bank U.S. Bank Average
0.52% 8.87%

The Texas Ratio compares the amount of loans at risk and the amount of owned real estate with the amount a bank has on hand to cover any losses. As of March 31, 2017, Carrollton Federal Bank had $27,000 in non-current loans and $0 in owned real estate. To cover these potential losses it had $4,946,000 in equity and $262,000 in loans loss reserves. That gives it a Texas Ratio of 0.52%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a bank has to absorb its loan losses.

Return on Equity
Carrollton Federal Bank U.S. Bank Average
4.2% 8.39%

Carrollton Federal Bank has a Return on Equity of 4.2% versus the BestCashCow average of 8.39%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Carrollton Federal Bank U.S. Bank Average
14.51% 11.94%

Carrollton Federal Bank has a Capitalization of 14.51% versus the BestCashCow average of 11.94%. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Carrollton Federal Bank Balance Sheet Analysis

As of June 30, 2017, Carrollton Federal Bank had assets of $34,095,000, loans of $25,166,000, and deposits of $27,565,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

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