Carrollton Federal Bank

2539 Highway 227
Carrollton, KY 41008

Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 29774
Date Established 1890
Assets $0.03 billion
Loans $0.02 billion
Deposits $0.03 billion
Capital $0.00 billion

Carrollton Federal Bank is an FDIC insured institution located in Carrollton, KY. It was founded in 1890 and has approximately $0.03 billion in assets.

For a more detailed analysis of Carrollton Federal Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in Carrollton Federal Bank’s loan portfolio are 1-4 Family Residential Loans, Commercial Real Estate, and Small Business Loans.

Compared to other banks in Kentucky, Carrollton Federal Bank has a significantly higher percent of 1-4 Family Residential Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 68.19
Multifamily
Mortgages
0.67
Credit Card Loans 0.00
Consumer Auto Loans 2.21
Small Business Loans 12.85
Construction and Development Loans 5.52
Commercial Real Estate 12.86
Commercial and Industrial Loans 0.00
Farm Loans 0.00

Deposit Rates

Your Current Location: Virginia, VA 20146

CD Rates APY MIN MAX
3 Mo CD 10K
0.15% $1,000 - Learn MoreShow Less
Savings Rates APY MIN MAX
Fixed IRA Rates APY MIN MAX
Fixed IRA 0K
0.45% $1,000 - Learn MoreShow Less
MM Rates APY MIN MAX
MM 2.5K
0.05% $1 $4,999 Learn MoreShow Less
MM 10K
0.10% $5,000 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg 0K
0.05% $500 - Learn MoreShow Less

Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Carrollton Federal Bank

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2018

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AmeriSave Mortgage Corporation
NMLS ID: 1168
4.553% 4.500% 0.13 $1,550 $1,267 Learn More
AmeriSave Mortgage Corporation
NMLS ID: 1168
License#: MC-2462
4.544% 4.500% 0.00 $1,305 $1,267 Learn More
AimLoan.com NMLS#2890
NMLS ID: 2890
License#: MC-3098
4.320% 4.250% 0.38 $2,190 $1,230 Learn More
PenFed Credit Union
NMLS ID: 401822
4.459% 4.375% 0.00 $2,500 $1,249 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2018

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 3.990% $238.42 Learn More
Flagstar Bank 5.490% $283.58 Learn More

Note to Carrollton Federal Bank
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Carrollton Federal Bank branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Carrollton Federal Bank Locations

Financial Details

Carrollton Federal Bank Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Carrollton Federal Bank. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Carrollton Federal Bank U.S. Bank Average
1.53% 8.32%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its the bank’s tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of September 30, 2017, Carrollton Federal Bank had $80,000 in non-current loans and $0 in owned real estate. To cover these potential losses it had $4,980,000 in equity and $244,000 in loans loss reserves. That gives it a Texas Ratio of 1.53%.

Return on Equity
Carrollton Federal Bank U.S. Bank Average
3.06% 8.84%

Carrollton Federal Bank has a Return on Equity of 3.06% versus the BestCashCow average of 8.84%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Carrollton Federal Bank U.S. Bank Average
15.21% 12.21%

Carrollton Federal Bank has a Capitalization of 15.21% versus the BestCashCow average of 12.21. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Carrollton Federal Bank Balance Sheet Analysis

As of December 31, 2017, Carrollton Federal Bank had assets of $32,731,000, loans of $23,023,000, and deposits of $27,725,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

ASSETS
Cash & Balances due from depository institutions $0.01 billion
Interest-bearing balances $0.00 billion
Total securities $0.00 billion
Federal funds sold and reverse repurchase $0.00 billion
Net loans and leases $0.02 billion
Loan loss allowance $0.00 billion
Trading account assets $0.00 billion
Bank premises and fixed assets $0.00 billion
Other real estate owned $0.00 billion
Goodwill and other intangibles $0.00 billion
All other assets $0.00 billion
     Total Assets $0.03 billion
LIABILITIES
Total deposits $0.03 billion
      Interest-bearing deposits $0.02 billion
      Deposits held in domestic offices $0.03 billion
      % insured (estimated) 89.54%
Federal funds purchased and repurchase agreements $0.00 billion
Trading liabilities $0.00 billion
Other borrowed funds $0.00 billion
Subordinated debt $0.00 billion
All other liabilities $0.00 billion
      Total Liabilities $0.03 billion
      Shareholders’ Equity $0.00 billion

Summary Income Statement

INCOME AND EXPENSES
Total Interest Income $0.00 billion
Total Interest Expense $0.00 billion
Net interest income $0.00 billion
Provision for loan and lease losses $0.00 billion
Total non interest income $0.00 billion
Total non interest expense $0.00 billion
Pre-tax Net Operating Income $0.00 billion

Frequently Asked Questions About Carrollton Federal Bank

Branches and Savings

Is Carrollton Federal Bank FDIC insured?

Yes. It is covered under FDIC Certificate #29774.

Why does Carrollton Federal Bank pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Carrollton Federal Bank CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Carrollton Federal Bank a commercial bank?

Yes

Where are Carrollton Federal Bank locations?

See branch locations nearby.

Is Carrollton Federal Bank open on Saturdays?

Is Carrollton Federal Bank open on Sundays?

What time does Carrollton Federal Bank open?

What time does Carrollton Federal Bank close?

Are Carrollton Federal Bank ATMs Open 24/7?

Do Carrollton Federal Bank ATMs accept cash deposits?

Can Carrollton Federal Bank customers use other ATMs?

Do Carrollton Federal Bank branches have notaries?

Will Carrollton Federal Bank notarize my document?

What address for Carrollton Federal Bank should I put for incoming ACH transfers?

Will the Carrollton Federal Bank branch print checks?

Do Carrollton Federal Bank checks expire?

Does Carrollton Federal Bank require US citizenship to open account?

Can Carrollton Federal Bank close my account?

Does Carrollton Federal Bank Report to credit bureaus?

Does Carrollton Federal Bank Use Equifax?

What is Carrollton Federal Bank's ACH Routing Number?

What is Carrollton Federal Bank's SWIFT code?

Products

Does Carrollton Federal Bank offer mortgages?

Compare mortgage rates here.

Does Carrollton Federal Bank offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Carrollton Federal Bank offer personal loans?

Compare personal loan rates here.

Does Carrollton Federal Bank offer student loans?

Will Carrollton Federal Bank cash a check?

Will Carrollton Federal Bank redeem a savings bond?

Does Carrollton Federal Bank cash savings bonds?

Will Carrollton Federal Bank cash money orders?

Can Carrollton Federal Bank issue a money order?

Does Carrollton Federal Bank do currency exchange?

Background on The Bank

Who owns Carrollton Federal Bank?

How long has Carrollton Federal Bank been around?

Can Carrollton Federal Bank transfer to other banks?

Does Carrollton Federal Bank have quick pay?

Does Carrollton Federal Bank accept rolled coins?

Will Carrollton Federal Bank accept loose change?

Where is Carrollton Federal Bank headquarters?

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