Cass Commercial Bank

12412 Powerscourt Drive
Des Peres, MO 63131

Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 1068
Date Established 1906
Assets $0.74 billion
Loans $0.63 billion
Deposits $0.63 billion
Capital $0.11 billion

Cass Commercial Bank is an FDIC insured institution located in Des Peres, MO. It was founded in 1906 and has approximately $0.74 billion in assets. Customers can open an account at one of its 5 branches.

For a more detailed analysis of Cass Commercial Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in Cass Commercial Bank’s loan portfolio are Commercial Real Estate, Commercial and Industrial Loans, and Small Business Loans.

Compared to other banks in Missouri, Cass Commercial Bank has a significantly higher percent of Commercial Real Estate, Commercial and Industrial Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 0.76
Multifamily
Mortgages
0.00
Credit Card Loans 0.00
Consumer Auto Loans 0.00
Small Business Loans 7.20
Construction and Development Loans 3.29
Commercial Real Estate 64.26
Commercial and Industrial Loans 32.92
Farm Loans 0.00

Deposit Rates

Your Current Location: Virginia, VA 20146

CD Rates APY MIN MAX
3 Mo CD 10K
0.70% $1,000 - Learn MoreShow Less
6 Mo CD 10K
0.90% $1,000 - Learn MoreShow Less
Savings Rates APY MIN MAX
Fixed IRA Rates APY MIN MAX
Fixed IRA 0K
1.00% $1,000 - Learn MoreShow Less
MM Rates APY MIN MAX
MM 10K
0.50% $1 $249,999 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg 0K
0.10% $1 - Learn MoreShow Less

Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Cass Commercial Bank

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2017

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
vLoan
NMLS ID: 2229
License#: MC-5591
4.064% 4.000% 0.25 $1,938 $1,194 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2017

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 3.240% $217.33 Learn More

Note to Cass Commercial Bank
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Cass Commercial Bank branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Cass Commercial Bank Locations

Financial Details

Cass Commercial Bank Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Cass Commercial Bank. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Cass Commercial Bank U.S. Bank Average
0.19% 8.45

The Texas Ratio compares the amount of loans at risk and the amount of owned real estate with the amount a bank has on hand to cover any losses. As of June 30, 2017, Cass Commercial Bank had $219,000 in non-current loans and $0 in owned real estate. To cover these potential losses it had $105,938,000 in equity and $7,828,000 in loans loss reserves. That gives it a Texas Ratio of 0.19%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a bank has to absorb its loan losses.

Return on Equity
Cass Commercial Bank U.S. Bank Average
9.8% 8.58

Cass Commercial Bank has a Return on Equity of 9.8% versus the BestCashCow average of 8.58. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Cass Commercial Bank U.S. Bank Average
14.26% 12.11

Cass Commercial Bank has a Capitalization of 14.26% versus the BestCashCow average of 12.11. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Cass Commercial Bank Balance Sheet Analysis

As of June 30, 2017, Cass Commercial Bank had assets of $742,658,000, loans of $628,572,000, and deposits of $629,348,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Frequently Asked Questions About Cass Commercial Bank

Branches and Savings

Is Cass Commercial Bank FDIC insured?

Yes. It is covered under FDIC Certificate #1068.

Why does Cass Commercial Bank pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Cass Commercial Bank CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Cass Commercial Bank a commercial bank?

Yes

Where are Cass Commercial Bank locations?

See branch locations nearby.

Is Cass Commercial Bank open on Saturdays?

Is Cass Commercial Bank open on Sundays?

What time does Cass Commercial Bank open?

What time does Cass Commercial Bank close?

Are Cass Commercial Bank ATMs Open 24/7?

Do Cass Commercial Bank ATMs accept cash deposits?

Can Cass Commercial Bank customers use other ATMs?

Do Cass Commercial Bank branches have notaries?

Will Cass Commercial Bank notarize my document?

What address for Cass Commercial Bank should I put for incoming ACH transfers?

Will the Cass Commercial Bank branch print checks?

Do Cass Commercial Bank checks expire?

Does Cass Commercial Bank require US citizenship to open account?

Can Cass Commercial Bank close my account?

Does Cass Commercial Bank Report to credit bureaus?

Does Cass Commercial Bank Use Equifax?

What is Cass Commercial Bank's ACH Routing Number?

What is Cass Commercial Bank's SWIFT code?

Products

Does Cass Commercial Bank offer mortgages?

Compare mortgage rates here.

Does Cass Commercial Bank offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Cass Commercial Bank offer personal loans?

Compare personal loan rates here.

Does Cass Commercial Bank offer student loans?

Will Cass Commercial Bank cash a check?

Will Cass Commercial Bank redeem a savings bond?

Does Cass Commercial Bank cash savings bonds?

Will Cass Commercial Bank cash money orders?

Can Cass Commercial Bank issue a money order?

Does Cass Commercial Bank do currency exchange?

Background on The Bank

Who owns Cass Commercial Bank?

How long has Cass Commercial Bank been around?

Can Cass Commercial Bank transfer to other banks?

Does Cass Commercial Bank have quick pay?

Does Cass Commercial Bank accept rolled coins?

Will Cass Commercial Bank accept loose change?

Where is Cass Commercial Bank headquarters?

Customer Reviews for Cass Commercial Bank

There are currently no comments for Cass Commercial Bank. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →