CCB Community Bank

225 East Three Notch Street
Andalusia, AL 36420

Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 16595
Date Established 1947
Assets $0.47 billion
Loans $0.39 billion
Deposits $0.39 billion
Capital $0.05 billion

CCB Community Bank is an FDIC insured institution located in Andalusia, AL. It was founded in 1947 and has approximately $0.47 billion in assets. Customers can open an account at one of its 4 branches.

For a more detailed analysis of CCB Community Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in CCB Community Bank’s loan portfolio are Commercial Real Estate, 1-4 Family Residential Loans, and Small Business Loans.

Compared to other banks, CCB Community Bank’s loan portfolio does not show any specific loan specialty.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 24.41
Multifamily
Mortgages
0.57
Credit Card Loans 0.27
Consumer Auto Loans 0.67
Small Business Loans 13.07
Construction and Development Loans 8.65
Commercial Real Estate 26.81
Commercial and Industrial Loans 10.71
Farm Loans 2.88

Deposit Rates

Your Current Location: Virginia, VA 20146

CD Rates APY MIN MAX
3 Mo CD 10K
0.15% $500 - Learn MoreShow Less
6 Mo CD 10K
0.25% $500 - Learn MoreShow Less
Savings Rates APY MIN MAX
Fixed IRA Rates APY MIN MAX
Fixed IRA 0K
0.35% $250 - Learn MoreShow Less
MM Rates APY MIN MAX
MM 2.5K
0.25% $2,500 $9,999 Learn MoreShow Less
MM 10K
0.40% $10,000 $14,999 Learn MoreShow Less
MM 25K
0.40% $15,000 $499,999 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg 0K
0.05% $1,500 $7,499 Learn MoreShow Less

Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for CCB Community Bank

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2017

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
vLoan
NMLS ID: 2229
License#: MC-5591
4.078% 4.000% 0.38 $2,345 $1,194 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2017

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 3.240% $217.33 Learn More

Note to CCB Community Bank
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Branches

CCB Community Bank branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


CCB Community Bank Locations

Financial Details

CCB Community Bank Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of CCB Community Bank. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
CCB Community Bank U.S. Bank Average
7.26% 8.45

The Texas Ratio compares the amount of loans at risk and the amount of owned real estate with the amount a bank has on hand to cover any losses. As of June 30, 2017, CCB Community Bank had $1,010,000 in non-current loans and $2,997,000 in owned real estate. To cover these potential losses it had $51,663,000 in equity and $3,531,000 in loans loss reserves. That gives it a Texas Ratio of 7.26%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a bank has to absorb its loan losses.

Return on Equity
CCB Community Bank U.S. Bank Average
16.93% 8.58

CCB Community Bank has a Return on Equity of 16.93% versus the BestCashCow average of 8.58. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
CCB Community Bank U.S. Bank Average
11.02% 12.11

CCB Community Bank has a Capitalization of 11.02% versus the BestCashCow average of 12.11. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

CCB Community Bank Balance Sheet Analysis

As of June 30, 2017, CCB Community Bank had assets of $468,674,000, loans of $392,350,000, and deposits of $388,953,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Frequently Asked Questions About CCB Community Bank

Branches and Savings

Is CCB Community Bank FDIC insured?

Yes. It is covered under FDIC Certificate #16595.

Why does CCB Community Bank pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are CCB Community Bank CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is CCB Community Bank a commercial bank?

Yes

Where are CCB Community Bank locations?

See branch locations nearby.

Is CCB Community Bank open on Saturdays?

Is CCB Community Bank open on Sundays?

What time does CCB Community Bank open?

What time does CCB Community Bank close?

Are CCB Community Bank ATMs Open 24/7?

Do CCB Community Bank ATMs accept cash deposits?

Can CCB Community Bank customers use other ATMs?

Do CCB Community Bank branches have notaries?

Will CCB Community Bank notarize my document?

What address for CCB Community Bank should I put for incoming ACH transfers?

Will the CCB Community Bank branch print checks?

Do CCB Community Bank checks expire?

Does CCB Community Bank require US citizenship to open account?

Can CCB Community Bank close my account?

Does CCB Community Bank Report to credit bureaus?

Does CCB Community Bank Use Equifax?

What is CCB Community Bank's ACH Routing Number?

What is CCB Community Bank's SWIFT code?

Products

Does CCB Community Bank offer mortgages?

Compare mortgage rates here.

Does CCB Community Bank offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does CCB Community Bank offer personal loans?

Compare personal loan rates here.

Does CCB Community Bank offer student loans?

Will CCB Community Bank cash a check?

Will CCB Community Bank redeem a savings bond?

Does CCB Community Bank cash savings bonds?

Will CCB Community Bank cash money orders?

Can CCB Community Bank issue a money order?

Does CCB Community Bank do currency exchange?

Background on The Bank

Who owns CCB Community Bank?

How long has CCB Community Bank been around?

Can CCB Community Bank transfer to other banks?

Does CCB Community Bank have quick pay?

Does CCB Community Bank accept rolled coins?

Will CCB Community Bank accept loose change?

Where is CCB Community Bank headquarters?

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