Citicorp Trust Bank, fsb

Headquarters

4500 New Linden Hill Road
Wilmington, DE 19808
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 1.05% →
1-Year CD N.A. 0.95% →
2-Year CD N.A. 1.05% →
5-Year CD N.A. 1.30% →
30-Year Mortgage N.A. 2.80% →
15-Year Mortgage N.A. 2.37% →
HELOC N.A. 2.79% →

2020 Overview

General Bank Information

Citicorp Trust Bank, fsb is an FDIC insured institution located in Wilmington, DE. It was founded in 1963 and has approximately $11.82 billion in assets.

FDIC Insured Yes
FDIC Certificate # 18708
Date Established 1963
Assets $ 11.82 billion
Loans $ 9.27 billion
Deposits $ 132.05 million
Capital $ 1,308.08 million
 

For a more detailed analysis of Citicorp Trust Bank, fsb's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - September 19, 2020

Your Current Location: Virginia, VA 20146


Loan Rates - September 19, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Citicorp Trust Bank, fsb

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:




Featured - Virginia 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
2.815% 2.750% 0.88 $2,118 $1,021 Learn More
Rocket Mortgage
NMLS ID: 3030
3.872% 3.750% 1.00 $3,750 $1,158 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.990 %
$0 Learn More
More Info

Note to Citicorp Trust Bank, fsb
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Branches

Citicorp Trust Bank, fsb branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Citicorp Trust Bank, fsb Locations


Financial Details

Citicorp Trust Bank, fsb Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Citicorp Trust Bank, fsb. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Citicorp Trust Bank, fsb U.S. Bank Average
25.61% 6.94%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of March 31, 2020, Citicorp Trust Bank, fsb had $485,953,000 in non-current loans and $11,032,000 in owned real estate. To cover these potential losses it had $1,308,079,000 in equity and $632,677,000 in loans loss reserves. That gives it a Texas Ratio of 25.61%.

Return on Equity
Citicorp Trust Bank, fsb U.S. Bank Average
0.21% 7.80%

Citicorp Trust Bank, fsb has a Return on Equity of 0.21% versus the BestCashCow average of 7.80%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Citicorp Trust Bank, fsb U.S. Bank Average
11.07% 12.68%

Citicorp Trust Bank, fsb has a Capitalization of 11.07% versus the BestCashCow average of 12.68. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Citicorp Trust Bank, fsb Balance Sheet Analysis

As of December 31, 2011, Citicorp Trust Bank, fsb had assets of $11,818,068,000, loans of $9,272,987,000, and deposits of $132,049,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

March 31, 2020
ASSETS
Cash & Balances due from depository institutions N.A.
Interest-bearing balances N.A.
Total securities N.A.
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 9.27 billion
Loan loss allowance $ 632.68 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned $ 11.03 million
Goodwill and other intangibles N.A.
All other assets N.A.
     Total Assets N.A.
LIABILITIES
Total deposits $ 132.05 million
      Interest-bearing deposits N.A.
      Deposits held in domestic offices N.A.
      % insured (estimated) 0.00%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds N.A.
Subordinated debt N.A.
All other liabilities N.A.
      Total Liabilities N.A.
      Shareholders’ Equity $ 11.82 billion

Summary Income Statement

March 31, 2020
INCOME AND EXPENSES
Total Interest Income N.A.
Total Interest Expense N.A.
Net interest income N.A.
Provision for loan and lease losses N.A.
Total non interest income N.A.
Total non interest expense N.A.
Pre-tax Net Operating Income N.A.

Bank Loan Profile?

The top three loan types in Citicorp Trust Bank, fsb’s loan portfolio are 1-4 Family Residential Loans, Multifamily Mortgages, and Credit Card Loans.

Compared to other banks, Citicorp Trust Bank, fsb’s loan portfolio does not show any specific loan specialty.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 0.00
Multifamily
Mortgages
0.00
Credit Card Loans 0.00
Consumer Auto Loans 0.00
Small Business Loans 0.00
Construction and Development Loans 0.00
Commercial Real Estate 0.00
Commercial and Industrial Loans 0.00
Farm Loans 0.00

Frequently Asked Questions About Citicorp Trust Bank, Fsb

Branches and Savings

Is Citicorp Trust Bank, Fsb FDIC insured?

Yes. It is covered under FDIC Certificate #18708.

Why does Citicorp Trust Bank, Fsb pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Citicorp Trust Bank, Fsb CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Citicorp Trust Bank, Fsb a commercial bank?

Yes

Where are Citicorp Trust Bank, Fsb locations?

See branch locations nearby.

Is Citicorp Trust Bank, Fsb open on Saturdays?

Is Citicorp Trust Bank, Fsb open on Sundays?

What time does Citicorp Trust Bank, Fsb open?

What time does Citicorp Trust Bank, Fsb close?

Are Citicorp Trust Bank, Fsb ATMs Open 24/7?

Do Citicorp Trust Bank, Fsb ATMs accept cash deposits?

Can Citicorp Trust Bank, Fsb customers use other ATMs?

Do Citicorp Trust Bank, Fsb branches have notaries?

Will Citicorp Trust Bank, Fsb notarize my document?

What address for Citicorp Trust Bank, Fsb should I put for incoming ACH transfers?

Will the Citicorp Trust Bank, Fsb branch print checks?

Do Citicorp Trust Bank, Fsb checks expire?

Does Citicorp Trust Bank, Fsb require US citizenship to open account?

Can Citicorp Trust Bank, Fsb close my account?

Does Citicorp Trust Bank, Fsb Report to credit bureaus?

Does Citicorp Trust Bank, Fsb Use Equifax?

What is Citicorp Trust Bank, Fsb's ACH Routing Number?

What is Citicorp Trust Bank, Fsb's SWIFT code?

Products

Does Citicorp Trust Bank, Fsb offer mortgages?

Compare mortgage rates here.

Does Citicorp Trust Bank, Fsb offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Citicorp Trust Bank, Fsb offer personal loans?

Compare personal loan rates here.

Does Citicorp Trust Bank, Fsb offer student loans?

Will Citicorp Trust Bank, Fsb cash a check?

Will Citicorp Trust Bank, Fsb redeem a savings bond?

Does Citicorp Trust Bank, Fsb cash savings bonds?

Will Citicorp Trust Bank, Fsb cash money orders?

Can Citicorp Trust Bank, Fsb issue a money order?

Does Citicorp Trust Bank, Fsb do currency exchange?

Background on The Bank

Who owns Citicorp Trust Bank, Fsb?

How long has Citicorp Trust Bank, Fsb been around?

Can Citicorp Trust Bank, Fsb transfer to other banks?

Does Citicorp Trust Bank, Fsb have quick pay?

Does Citicorp Trust Bank, Fsb accept rolled coins?

Will Citicorp Trust Bank, Fsb accept loose change?

Where is Citicorp Trust Bank, Fsb headquarters?

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