City National Bank

Headquarters

555 S Flower St
Los Angeles, CA 90071
See all branch locations →

Phone 800 773 7100

Notable Rates APY Vs.Others
Savings 0.01% 5.55% →
1-Year CD 2.48% 5.41% →
2-Year CD 2.02% 5.25% →
5-Year CD 1.31% 4.55% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2024 Overview

General Bank Information

City National Bank is an FDIC insured institution located in Los Angeles, CA. It was founded in 1953 and has approximately $93.37 billion in assets. Customers can open an account at one of its 83 branches.

FDIC Insured Yes
FDIC Certificate # 17281
Date Established 1953
Assets $ 93.37 billion
Loans $ 63.51 billion
Deposits $ 75.60 billion
Capital $ 10.31 billion
 

For a more detailed analysis of City National Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - May 18, 2024

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates APY MIN MAX
SAV
0.01% $0 - Learn More
Money Market
1.11% $0 $99,999 Learn More
Money Market
1.61% $100,000 $999,999 Learn More
Money Market
2.12% $1,000,000 - Learn More
CD Rates APY MIN MAX
3 Month CD
5.12% $10,000 $250,000 Learn More
5 Month CD Liquid
3.61% $10,000 $250,000 Learn More
6 Mo CD
3.61% $10,000 $250,000 Learn More
9 Month CD
3.04% $10,000 $250,000 Learn More
12 Mo CD
2.48% $10,000 $250,000 Learn More
24 Mo CD
2.02% $10,000 $250,000 Learn More
36 Mo CD
1.66% $10,000 $250,000 Learn More
48 Mo CD
1.51% $10,000 $250,000 Learn More
60 Mo CD
1.31% $10,000 $250,000 Learn More

Int Checking Rates APY MIN MAX
INTCK
0.01% $0 - Learn MoreShow Less
Checking Rates APY MIN FEE
Premium Checking 0.00% $50,000 $35.00 Learn MoreShow Less
Personal Checking Plus 0.01% $7,500 $25.00 Learn MoreShow Less
Personal Checking 0.05% $3,000 $20.00 Learn MoreShow Less

Loan Rates - May 18, 2024

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for City National Bank

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:




Featured - Virginia 30 Year Fixed Mortgage Rates 2024

Lender APR Rate (%) Monthly
Payment
Learn More
Mutual of Omaha Mortgage, Inc.
NMLS ID: 1025894
6.967% 6.875%
0.75 points
$2,988 fees
$2,103 Learn More
Rocket Mortgage
NMLS ID: 3030
7.451% 7.375%
0.75 points
$2,400 fees
$2,211 Learn More
CrossCountry Mortgage
NMLS ID: 3029

points
fees
Learn More
Veterans United Home Loans
NMLS ID: 1907

points
fees
Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2024

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
7.490 %
$0 Learn More
More Info

Note to City National Bank
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Branches

City National Bank branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


City National Bank Locations



Climate Policy and Initiatives

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Financial Details

City National Bank Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of City National Bank. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
City National Bank U.S. Bank Average
2.74% 3.96%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of December 31, 2024, City National Bank had $302,391,000 in non-current loans and $0 in owned real estate. To cover these potential losses it had $10,314,367,000 in equity and $716,754,000 in loans loss reserves. That gives it a Texas Ratio of 2.74%.

Return on Equity
City National Bank U.S. Bank Average
-17.82% 12.20%

City National Bank has a Return on Equity of -17.82% versus the BestCashCow average of 12.20%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
City National Bank U.S. Bank Average
11.05% 10.76%

City National Bank has a Capitalization of 11.05% versus the BestCashCow average of 10.76. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

City National Bank Balance Sheet Analysis

As of December 31, 2023, City National Bank had assets of $93,373,306,000, loans of $63,505,082,000, and deposits of $75,598,648,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

December 31, 2024
ASSETS
Cash & Balances due from depository institutions $ 5.68 billion
Interest-bearing balances $ 5.37 billion
Total securities $ 19.12 billion
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 63.51 billion
Loan loss allowance $ 716.75 million
Trading account assets $ 404.77 million
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles $ 594.23 million
All other assets $ 2.42 billion
     Total Assets $ 83.06 billion
LIABILITIES
Total deposits $ 75.60 billion
      Interest-bearing deposits $ 49.36 billion
      Deposits held in domestic offices $ 75.60 billion
      % insured (estimated) 43.53%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities $ 0.08 million
Other borrowed funds $ 1,291.44 million
Subordinated debt $ 400.00 million
All other liabilities $ 1,904.38 million
      Total Liabilities $ 83.06 billion
      Shareholders’ Equity $ 10.31 billion

Summary Income Statement

December 31, 2024
INCOME AND EXPENSES
Total Interest Income $ 4.34 billion
Total Interest Expense $ 1,672.93 million
Net interest income $ 2.66 billion
Provision for loan and lease losses $ 159.16 million
Total non interest income $ 683.82 million
Total non interest expense $ 2.68 billion
Pre-tax Net Operating Income $ 352.88 million

Bank Loan Profile?

The top three loan types in City National Bank’s loan portfolio are 1-4 Family Residential Loans, Commercial and Industrial Loans, and Commercial Real Estate.

Compared to other banks in California, City National Bank has a significantly higher percent of 1-4 Family Residential Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 33.77
Multifamily
Mortgages
2.63
Credit Card Loans 0.11
Consumer Auto Loans 0.00
Small Business Loans 0.53
Construction and Development Loans 4.62
Commercial Real Estate 14.49
Commercial and Industrial Loans 17.19
Farm Loans 0.00

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