Columbia Bank of Rosenburg, Oregon

Headquarters

445 Se Main St
Roseburg, OR 97470
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Phone (866) 486-7782

ACH 221271935

SWIFT WFBIUS6S

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Notable Rates APY Vs.Others
Savings N.A. 4.15% →
1-Year CD N.A. 4.59% →
2-Year CD N.A. 4.45% →
5-Year CD N.A. 4.50% →
30-Year Mortgage 6.93% 4.91% →
15-Year Mortgage 6.03% 4.39% →
HELOC 6.00% 0.99% →

2026 Overview

General Bank Information

Columbia Bank of Rosenburg, Oregon is an FDIC insured institution located in Roseburg, OR. It was founded in 1953 and has approximately $66.82 billion in assets. Customers can open an account at one of its 345 branches.

FDIC Insured Yes
FDIC Certificate # 17266
Date Established 1953
Assets $ 66.82 billion
Loans $ 47.57 billion
Deposits $ 54.34 billion
Capital $ 8.14 billion
 

For a more detailed analysis of Columbia Bank of Rosenburg, Oregon's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - September 3, 2026

Your Current Location: New York, NY 10116

Checking Rates APY MIN FEE
Embark Checking 0.00% $0 $0.00 Learn MoreShow Less
Access Checking 0.00% $0 $5.00 Learn MoreShow Less
Charter Bank 0.00% $15,000 $20.00 Learn MoreShow Less
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Loan Rates - September 3, 2026

Your Current Location: New York, NY 10116

Home Equity Rates APR Rate Monthly Payment
Auto Loan Rates APR Rate Monthly Payment
5 Year 4.07% 4.07% $461.20
Refinance Mortgage Rates APR Rate Monthly Payment
Purchase Mortgage Rates APR Rate Monthly Payment

Monthly payments for mortgage products are based on a loan amount of $200,000. Home equity monthly payments are based on a loan amount of $50,000. Auto loan monthly payments are based on a loan amount of $25,000. Rates for each product are based on a variety of factors including credit score and loan amount. For specific requirements please check with the lender. Rates may change at any time.

Branches

Columbia Bank of Rosenburg, Oregon branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
New York City,New York



Climate Policy and Initiatives

Columbia Bank is encouraged to provide us with this information. When we receive this information from the bank, we will provide it here.


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Financial Details

Columbia Bank of Rosenburg, Oregon Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Columbia Bank of Rosenburg, Oregon. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Columbia Bank of Rosenburg, Oregon U.S. Bank Average
2.36% 5.57%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of December 31, 2025, Columbia Bank of Rosenburg, Oregon had $200,791,000 in non-current loans and $2,440,000 in owned real estate. To cover these potential losses it had $8,141,845,000 in equity and $466,424,000 in loans loss reserves. That gives it a Texas Ratio of 2.36%.

Return on Equity
Columbia Bank of Rosenburg, Oregon U.S. Bank Average
8.8% 10.69%

Columbia Bank of Rosenburg, Oregon has a Return on Equity of 8.8% versus the BestCashCow average of 10.69%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Columbia Bank of Rosenburg, Oregon U.S. Bank Average
12.18% 11.75%

Columbia Bank of Rosenburg, Oregon has a Capitalization of 12.18% versus the BestCashCow average of 11.75. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Columbia Bank of Rosenburg, Oregon Balance Sheet Analysis

As of December 31, 2025, Columbia Bank of Rosenburg, Oregon had assets of $66,821,352,000, loans of $47,572,182,000, and deposits of $54,336,279,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

December 31, 2025
ASSETS
Cash & Balances due from depository institutions $ 2.38 billion
Interest-bearing balances $ 1,869.32 million
Total securities $ 11.22 billion
Federal funds sold and reverse repurchase $ 0.00 million
Net loans and leases $ 47.57 billion
Loan loss allowance $ 466.42 million
Trading account assets $ 19.37 million
Bank premises and fixed assets N.A.
Other real estate owned $ 2.44 million
Goodwill and other intangibles $ 2.30 billion
All other assets $ 792.47 million
     Total Assets $ 58.68 billion
LIABILITIES
Total deposits $ 54.34 billion
      Interest-bearing deposits $ 36.79 billion
      Deposits held in domestic offices $ 54.34 billion
      % insured (estimated) 63.63%
Federal funds purchased and repurchase agreements $ 207.27 million
Trading liabilities N.A.
Other borrowed funds $ 6.61 million
Subordinated debt N.A.
All other liabilities $ 538.52 million
      Total Liabilities $ 58.68 billion
      Shareholders’ Equity $ 8.14 billion

Summary Income Statement

December 31, 2025
INCOME AND EXPENSES
Total Interest Income $ 2.92 billion
Total Interest Expense $ 879.52 million
Net interest income $ 2.04 billion
Provision for loan and lease losses $ 149.54 million
Total non interest income $ 283.63 million
Total non interest expense $ 1,414.40 million
Pre-tax Net Operating Income $ 239.12 million

Bank Loan Profile?

The top three loan types in Columbia Bank of Rosenburg, Oregon’s loan portfolio are 1-4 Family Residential Loans, Commercial Real Estate, and Multifamily Mortgages.

Compared to other banks, Columbia Bank of Rosenburg, Oregon’s loan portfolio does not show any specific loan specialty.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 13.28
Multifamily
Mortgages
10.15
Credit Card Loans 0.00
Consumer Auto Loans 0.05
Small Business Loans 3.93
Construction and Development Loans 3.76
Commercial Real Estate 12.71
Commercial and Industrial Loans 8.17
Farm Loans 0.33

Customer Reviews for Columbia Bank of Rosenburg, Oregon


  • August 25, 2021 |

    I have banked with Umpqua in Gig Harbor since 2013 and although there money market rates are not good didn’t have much problem until I moved to Spokane and started using this branch on south hill. They will not take any check that is made out to you and your spouse. Even if you and your spouse are both there at the bank with valid Real IDs that require a birth certificate to get and you both sign the check in front of the bank teller. The branch manager was also unwilling to help.
    So my wife and I took our US treasury check to deposit at Washington trust bank and had no problems. I suggest you do your banking somewhere else.

  • October 5, 2019

    CDs 13 Month Rates

    yes, Good rate 13 Mo CD


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