Comerica Bank & Trust, National Association

Headquarters

101 N Main St
Ann Arbor, MI 48104
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.85% →
1-Year CD N.A. 0.67% →
2-Year CD N.A. 0.80% →
5-Year CD N.A. 1.25% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Bank Information

Comerica Bank & Trust, National Association is an FDIC insured institution located in Ann Arbor, MI. It was founded in 1908 and has approximately $0.08 billion in assets.

FDIC Insured Yes
FDIC Certificate # 1596
Date Established 1908
Assets $ 84.29 million
Loans N.A.
Deposits $ 0.51 million
Capital $ 78.48 million
 

For a more detailed analysis of Comerica Bank & Trust, National Association's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - November 29, 2021

Your Current Location: Virginia, VA 20146

 

Loan Rates - November 29, 2021

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Comerica Bank & Trust, National Association

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:




Featured - Virginia 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Monthly
Payment
Learn More
PADDIO
NMLS ID: 1907
3.116% 2.990%
0.63 points
$4,062 fees
$1,053 Learn More
New American Funding
NMLS ID: 6606
2.999% 2.875%
1.00 points
$4,004 fees
$1,038 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR 2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
Flagstar Bank-Heloc
Flagstar Bank-Heloc
See Table
4.990 %
$0 Learn More
More Info

Note to Comerica Bank & Trust, National Association
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Branches

Comerica Bank & Trust, National Association branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Comerica Bank & Trust, National Association Locations



Climate Initiatives

Comerica Bank & Trust, National Association is encouraged to provide us with this information. When we receive this information from the bank, we will provide it here.

Financial Details

Comerica Bank & Trust, National Association Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Comerica Bank & Trust, National Association. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Comerica Bank & Trust, National Association U.S. Bank Average
0% 4.78%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of June 30, 2021, Comerica Bank & Trust, National Association had $0 in non-current loans and $0 in owned real estate. To cover these potential losses it had $78,478,000 in equity and $0 in loans loss reserves. That gives it a Texas Ratio of 0%.

Return on Equity
Comerica Bank & Trust, National Association U.S. Bank Average
44.62% 11.29%

Comerica Bank & Trust, National Association has a Return on Equity of 44.62% versus the BestCashCow average of 11.29%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Comerica Bank & Trust, National Association U.S. Bank Average
93.1% 11.72%

Comerica Bank & Trust, National Association has a Capitalization of 93.1% versus the BestCashCow average of 11.72. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Comerica Bank & Trust, National Association Balance Sheet Analysis

As of June 30, 2021, Comerica Bank & Trust, National Association had assets of $84,294,000, loans of $0, and deposits of $509,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

June 30, 2021
ASSETS
Cash & Balances due from depository institutions $ 52.57 million
Interest-bearing balances N.A.
Total securities N.A.
Federal funds sold and reverse repurchase $ 1.60 million
Net loans and leases N.A.
Loan loss allowance N.A.
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles $ 12.63 million
All other assets $ 17.13 million
     Total Assets $ 5.82 million
LIABILITIES
Total deposits $ 0.51 million
      Interest-bearing deposits N.A.
      Deposits held in domestic offices $ 0.51 million
      % insured (estimated) 50.88%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds N.A.
Subordinated debt N.A.
All other liabilities $ 5.31 million
      Total Liabilities $ 5.82 million
      Shareholders’ Equity $ 78.48 million

Summary Income Statement

June 30, 2021
INCOME AND EXPENSES
Total Interest Income $ 0.01 million
Total Interest Expense N.A.
Net interest income $ 0.01 million
Provision for loan and lease losses N.A.
Total non interest income $ 44.64 million
Total non interest expense $ 24.28 million
Pre-tax Net Operating Income $ 20.37 million

Bank Loan Profile?

The top three loan types in Comerica Bank & Trust, National Association’s loan portfolio are 1-4 Family Residential Loans, Multifamily Mortgages, and Credit Card Loans.

Compared to other banks, Comerica Bank & Trust, National Association’s loan portfolio does not show any specific loan specialty.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans nan
Multifamily
Mortgages
nan
Credit Card Loans nan
Consumer Auto Loans nan
Small Business Loans nan
Construction and Development Loans nan
Commercial Real Estate nan
Commercial and Industrial Loans nan
Farm Loans nan

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