Community Bank Plymouth

Headquarters

3455 Plymouth Boulevard
Plymouth, MN 55447
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 1.05% →
1-Year CD N.A. 0.95% →
2-Year CD N.A. 1.05% →
5-Year CD N.A. 1.30% →
30-Year Mortgage N.A. 2.80% →
15-Year Mortgage N.A. 2.37% →
HELOC N.A. 2.79% →

2020 Overview

General Bank Information

Community Bank Plymouth is an FDIC insured institution located in Plymouth, MN. It was founded in 2000 and has approximately $0.06 billion in assets.

FDIC Insured Yes
FDIC Certificate # 57078
Date Established 2000
Assets $ 59.85 million
Loans $ 44.72 million
Deposits $ 45.15 million
Capital $ 8.39 million
 

For a more detailed analysis of Community Bank Plymouth's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - September 20, 2020

Your Current Location: Virginia, VA 20146


Loan Rates - September 20, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Community Bank Plymouth

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:




Featured - Virginia 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
2.815% 2.750% 0.88 $2,118 $1,021 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.990 %
$0 Learn More
More Info

Note to Community Bank Plymouth
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Branches

Community Bank Plymouth branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Community Bank Plymouth Locations


Financial Details

Community Bank Plymouth Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Community Bank Plymouth. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Community Bank Plymouth U.S. Bank Average
33.88% 6.94%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of March 31, 2020, Community Bank Plymouth had $2,861,000 in non-current loans and $0 in owned real estate. To cover these potential losses it had $8,385,000 in equity and $60,000 in loans loss reserves. That gives it a Texas Ratio of 33.88%.

Return on Equity
Community Bank Plymouth U.S. Bank Average
-0.32% 7.80%

Community Bank Plymouth has a Return on Equity of -0.32% versus the BestCashCow average of 7.80%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Community Bank Plymouth U.S. Bank Average
14.01% 12.68%

Community Bank Plymouth has a Capitalization of 14.01% versus the BestCashCow average of 12.68. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Community Bank Plymouth Balance Sheet Analysis

As of November 30, -0001, Community Bank Plymouth had assets of $56,230,000, loans of $44,722,000, and deposits of $45,148,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

March 31, 2020
ASSETS
Cash & Balances due from depository institutions N.A.
Interest-bearing balances N.A.
Total securities N.A.
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 44.72 million
Loan loss allowance $ 0.06 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles N.A.
All other assets N.A.
     Total Assets N.A.
LIABILITIES
Total deposits $ 45.15 million
      Interest-bearing deposits N.A.
      Deposits held in domestic offices N.A.
      % insured (estimated) 0.00%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds N.A.
Subordinated debt N.A.
All other liabilities N.A.
      Total Liabilities N.A.
      Shareholders’ Equity $ 59.85 million

Summary Income Statement

March 31, 2020
INCOME AND EXPENSES
Total Interest Income N.A.
Total Interest Expense N.A.
Net interest income N.A.
Provision for loan and lease losses N.A.
Total non interest income N.A.
Total non interest expense N.A.
Pre-tax Net Operating Income N.A.

Bank Loan Profile?

The top three loan types in Community Bank Plymouth’s loan portfolio are 1-4 Family Residential Loans, Multifamily Mortgages, and Credit Card Loans.

Compared to other banks, Community Bank Plymouth’s loan portfolio does not show any specific loan specialty.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 0.00
Multifamily
Mortgages
0.00
Credit Card Loans 0.00
Consumer Auto Loans 0.00
Small Business Loans 0.00
Construction and Development Loans 0.00
Commercial Real Estate 0.00
Commercial and Industrial Loans 0.00
Farm Loans 0.00

Frequently Asked Questions About Community Bank Plymouth

Branches and Savings

Is Community Bank Plymouth FDIC insured?

Yes. It is covered under FDIC Certificate #57078.

Why does Community Bank Plymouth pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Community Bank Plymouth CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Community Bank Plymouth a commercial bank?

Yes

Where are Community Bank Plymouth locations?

See branch locations nearby.

Is Community Bank Plymouth open on Saturdays?

Is Community Bank Plymouth open on Sundays?

What time does Community Bank Plymouth open?

What time does Community Bank Plymouth close?

Are Community Bank Plymouth ATMs Open 24/7?

Do Community Bank Plymouth ATMs accept cash deposits?

Can Community Bank Plymouth customers use other ATMs?

Do Community Bank Plymouth branches have notaries?

Will Community Bank Plymouth notarize my document?

What address for Community Bank Plymouth should I put for incoming ACH transfers?

Will the Community Bank Plymouth branch print checks?

Do Community Bank Plymouth checks expire?

Does Community Bank Plymouth require US citizenship to open account?

Can Community Bank Plymouth close my account?

Does Community Bank Plymouth Report to credit bureaus?

Does Community Bank Plymouth Use Equifax?

What is Community Bank Plymouth's ACH Routing Number?

What is Community Bank Plymouth's SWIFT code?

Products

Does Community Bank Plymouth offer mortgages?

Compare mortgage rates here.

Does Community Bank Plymouth offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Community Bank Plymouth offer personal loans?

Compare personal loan rates here.

Does Community Bank Plymouth offer student loans?

Will Community Bank Plymouth cash a check?

Will Community Bank Plymouth redeem a savings bond?

Does Community Bank Plymouth cash savings bonds?

Will Community Bank Plymouth cash money orders?

Can Community Bank Plymouth issue a money order?

Does Community Bank Plymouth do currency exchange?

Background on The Bank

Who owns Community Bank Plymouth?

How long has Community Bank Plymouth been around?

Can Community Bank Plymouth transfer to other banks?

Does Community Bank Plymouth have quick pay?

Does Community Bank Plymouth accept rolled coins?

Will Community Bank Plymouth accept loose change?

Where is Community Bank Plymouth headquarters?

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