Community First Bank of Glendive

Headquarters

319 North Merrill Avenue
Glendive, MT 59330
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.91% →
1-Year CD N.A. 0.85% →
2-Year CD N.A. 0.95% →
5-Year CD N.A. 1.30% →
30-Year Mortgage N.A. 2.61% →
15-Year Mortgage N.A. 2.31% →
HELOC N.A. 2.79% →

2020 Overview

General Bank Information

Community First Bank of Glendive is an FDIC insured institution located in Glendive, MT. It was founded in 1979 and has approximately $0.05 billion in assets.

FDIC Insured Yes
FDIC Certificate # 22974
Date Established 1979
Assets $ 49.52 million
Loans $ 21.66 million
Deposits $ 44.75 million
Capital $ 4.65 million
 

For a more detailed analysis of Community First Bank of Glendive's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - November 30, 2020

Your Current Location: Connecticut, CT 06828

 

Loan Rates - November 30, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for Community First Bank of Glendive

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:




Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

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Featured - Connecticut Home Equity Line Of Credit Rates 2020

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Note to Community First Bank of Glendive
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Branches

Community First Bank of Glendive branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Community First Bank of Glendive Locations


Financial Details

Community First Bank of Glendive Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Community First Bank of Glendive. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Community First Bank of Glendive U.S. Bank Average
0% 6.94%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of March 31, 2020, Community First Bank of Glendive had $0 in non-current loans and $0 in owned real estate. To cover these potential losses it had $4,651,000 in equity and $350,000 in loans loss reserves. That gives it a Texas Ratio of 0%.

Return on Equity
Community First Bank of Glendive U.S. Bank Average
-5.38% 7.80%

Community First Bank of Glendive has a Return on Equity of -5.38% versus the BestCashCow average of 7.80%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Community First Bank of Glendive U.S. Bank Average
9.39% 12.68%

Community First Bank of Glendive has a Capitalization of 9.39% versus the BestCashCow average of 12.68. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Community First Bank of Glendive Balance Sheet Analysis

As of September 30, 2013, Community First Bank of Glendive had assets of $49,523,000, loans of $21,663,000, and deposits of $44,751,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

March 31, 2020
ASSETS
Cash & Balances due from depository institutions N.A.
Interest-bearing balances N.A.
Total securities N.A.
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 21.66 million
Loan loss allowance $ 0.35 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles N.A.
All other assets N.A.
     Total Assets N.A.
LIABILITIES
Total deposits $ 44.75 million
      Interest-bearing deposits N.A.
      Deposits held in domestic offices N.A.
      % insured (estimated) 0.00%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds N.A.
Subordinated debt N.A.
All other liabilities N.A.
      Total Liabilities N.A.
      Shareholders’ Equity $ 49.52 million

Summary Income Statement

March 31, 2020
INCOME AND EXPENSES
Total Interest Income N.A.
Total Interest Expense N.A.
Net interest income N.A.
Provision for loan and lease losses N.A.
Total non interest income N.A.
Total non interest expense N.A.
Pre-tax Net Operating Income N.A.

Bank Loan Profile?

The top three loan types in Community First Bank of Glendive’s loan portfolio are Farm Loans, Commercial Real Estate, and Small Business Loans.

Compared to other banks in Montana, Community First Bank of Glendive has a significantly higher percent of Farm Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 4.43
Multifamily
Mortgages
1.54
Credit Card Loans 0.00
Consumer Auto Loans 1.85
Small Business Loans 7.10
Construction and Development Loans 0.34
Commercial Real Estate 7.10
Commercial and Industrial Loans 3.02
Farm Loans 33.52

Frequently Asked Questions About Community First Bank Of Glendive

Branches and Savings

Is Community First Bank Of Glendive FDIC insured?

Yes. It is covered under FDIC Certificate #22974.

Why does Community First Bank Of Glendive pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Community First Bank Of Glendive CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Community First Bank Of Glendive a commercial bank?

Yes

Where are Community First Bank Of Glendive locations?

See branch locations nearby.

Is Community First Bank Of Glendive open on Saturdays?

Is Community First Bank Of Glendive open on Sundays?

What time does Community First Bank Of Glendive open?

What time does Community First Bank Of Glendive close?

Are Community First Bank Of Glendive ATMs Open 24/7?

Do Community First Bank Of Glendive ATMs accept cash deposits?

Can Community First Bank Of Glendive customers use other ATMs?

Do Community First Bank Of Glendive branches have notaries?

Will Community First Bank Of Glendive notarize my document?

What address for Community First Bank Of Glendive should I put for incoming ACH transfers?

Will the Community First Bank Of Glendive branch print checks?

Do Community First Bank Of Glendive checks expire?

Does Community First Bank Of Glendive require US citizenship to open account?

Can Community First Bank Of Glendive close my account?

Does Community First Bank Of Glendive Report to credit bureaus?

Does Community First Bank Of Glendive Use Equifax?

What is Community First Bank Of Glendive's ACH Routing Number?

What is Community First Bank Of Glendive's SWIFT code?

Products

Does Community First Bank Of Glendive offer mortgages?

Compare mortgage rates here.

Does Community First Bank Of Glendive offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Community First Bank Of Glendive offer personal loans?

Compare personal loan rates here.

Does Community First Bank Of Glendive offer student loans?

Will Community First Bank Of Glendive cash a check?

Will Community First Bank Of Glendive redeem a savings bond?

Does Community First Bank Of Glendive cash savings bonds?

Will Community First Bank Of Glendive cash money orders?

Can Community First Bank Of Glendive issue a money order?

Does Community First Bank Of Glendive do currency exchange?

Background on The Bank

Who owns Community First Bank Of Glendive?

How long has Community First Bank Of Glendive been around?

Can Community First Bank Of Glendive transfer to other banks?

Does Community First Bank Of Glendive have quick pay?

Does Community First Bank Of Glendive accept rolled coins?

Will Community First Bank Of Glendive accept loose change?

Where is Community First Bank Of Glendive headquarters?

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