1522 Missouri Street
Waynoka, OK 73860
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Notable Rates APY Vs.Others
Savings N.A. 0.85% →
1-Year CD N.A. 0.80% →
2-Year CD N.A. 0.80% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Bank Information

COREBANK is an FDIC insured institution located in Waynoka, OK. It was founded in 1959 and has approximately $0.08 billion in assets.

FDIC Insured Yes
FDIC Certificate # 18063
Date Established 1959
Assets $ 78.84 million
Loans $ 53.57 million
Deposits $ 70.36 million
Capital $ 8.43 million

For a more detailed analysis of COREBANK's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - September 23, 2021

Your Current Location: California, CA 92111


Loan Rates - September 23, 2021

Your Current Location: California, CA 92111

There are currently no loan rates available for COREBANK

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - California 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Monthly
Learn More
Rocket Mortgage
NMLS ID: 3030
3.359% 3.250%
0.88 points
$3,438 fees
$1,089 Learn More

Featured - California Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
BMO Harris Bank
BMO Harris Bank
See Table
Intro APR 1.790 %
After Intro: 4.840 %
Intro Period: 6 months
$0 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

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COREBANK branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
San Diego,California

COREBANK Locations

Financial Details

COREBANK Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of COREBANK. The data is provided by the FDIC. All banks listed on are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
COREBANK U.S. Bank Average
0.2% 5.29%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of March 31, 2021, COREBANK had $18,000 in non-current loans and $0 in owned real estate. To cover these potential losses it had $8,430,000 in equity and $609,000 in loans loss reserves. That gives it a Texas Ratio of 0.2%.

Return on Equity
COREBANK U.S. Bank Average
4.15% 11.43%

COREBANK has a Return on Equity of 4.15% versus the BestCashCow average of 11.43%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

COREBANK U.S. Bank Average
10.69% 11.51%

COREBANK has a Capitalization of 10.69% versus the BestCashCow average of 11.51. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

COREBANK Balance Sheet Analysis

As of March 31, 2021, COREBANK had assets of $78,841,000, loans of $53,573,000, and deposits of $70,355,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

March 31, 2021
Cash & Balances due from depository institutions $ 1.84 million
Interest-bearing balances $ 1.37 million
Total securities $ 3.78 million
Federal funds sold and reverse repurchase $ 18.34 million
Net loans and leases $ 53.57 million
Loan loss allowance $ 0.61 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles $ 0.26 million
All other assets $ 0.60 million
     Total Assets $ 70.41 million
Total deposits $ 70.36 million
      Interest-bearing deposits $ 56.86 million
      Deposits held in domestic offices $ 70.36 million
      % insured (estimated) 94.23%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds N.A.
Subordinated debt N.A.
All other liabilities $ 0.06 million
      Total Liabilities $ 70.41 million
      Shareholders’ Equity $ 8.43 million

Summary Income Statement

March 31, 2021
Total Interest Income $ 0.73 million
Total Interest Expense $ 0.21 million
Net interest income $ 0.52 million
Provision for loan and lease losses N.A.
Total non interest income $ 0.04 million
Total non interest expense $ 0.47 million
Pre-tax Net Operating Income $ 0.09 million

Bank Loan Profile?

The top three loan types in COREBANK’s loan portfolio are 1-4 Family Residential Loans, Commercial Real Estate, and Commercial and Industrial Loans.

Compared to other banks in Oklahoma, COREBANK has a significantly higher percent of 1-4 Family Residential Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 45.17
Credit Card Loans 0.00
Consumer Auto Loans 0.37
Small Business Loans 0.00
Construction and Development Loans 6.48
Commercial Real Estate 23.90
Commercial and Industrial Loans 16.84
Farm Loans 0.38

Frequently Asked Questions About Corebank

Branches and Savings

Is Corebank FDIC insured?

Yes. It is covered under FDIC Certificate #18063.

Why does Corebank pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Corebank CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Corebank a commercial bank?


Where are Corebank locations?

See branch locations nearby.

Is Corebank open on Saturdays?

Is Corebank open on Sundays?

What time does Corebank open?

What time does Corebank close?

Are Corebank ATMs Open 24/7?

Do Corebank ATMs accept cash deposits?

Can Corebank customers use other ATMs?

Do Corebank branches have notaries?

Will Corebank notarize my document?

What address for Corebank should I put for incoming ACH transfers?

Will the Corebank branch print checks?

Do Corebank checks expire?

Does Corebank require US citizenship to open account?

Can Corebank close my account?

Does Corebank Report to credit bureaus?

Does Corebank Use Equifax?

What is Corebank's ACH Routing Number?

What is Corebank's SWIFT code?


Does Corebank offer mortgages?

Compare mortgage rates here.

Does Corebank offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Corebank offer personal loans?

Compare personal loan rates here.

Does Corebank offer student loans?

Will Corebank cash a check?

Will Corebank redeem a savings bond?

Does Corebank cash savings bonds?

Will Corebank cash money orders?

Can Corebank issue a money order?

Does Corebank do currency exchange?

Background on The Bank

Who owns Corebank?

How long has Corebank been around?

Can Corebank transfer to other banks?

Does Corebank have quick pay?

Does Corebank accept rolled coins?

Will Corebank accept loose change?

Where is Corebank headquarters?

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