CreekSide Bank


100 Springfield Drive
Woodstock, GA 30188
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Notable Rates APY Vs.Others
Savings N.A. 0.85% →
1-Year CD N.A. 0.75% →
2-Year CD N.A. 0.80% →
5-Year CD N.A. 1.25% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Bank Information

CreekSide Bank is an FDIC insured institution located in Woodstock, GA. It was founded in 2006 and has approximately $0.1 billion in assets.

Closed by FDIC on September 2, 2011 and assets transferred to Georgia Commerce Bank.

FDIC Insured Yes
FDIC Certificate # 58226
Date Established 2006
Assets $ 102.34 million
Loans $ 58.99 million
Deposits $ 96.58 million
Capital $ 0.65 million

For a more detailed analysis of CreekSide Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - October 28, 2021

Your Current Location: Connecticut, CT 06828


Loan Rates - October 28, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for CreekSide Bank

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Monthly
Learn More
Morty, Inc.
NMLS ID: 1429243
2.694% 2.625%
0.88 points
$2,260 fees
$1,005 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR 2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

Note to CreekSide Bank
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Climate Initiatives

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Financial Details

CreekSide Bank Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of CreekSide Bank. The data is provided by the FDIC. All banks listed on are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
CreekSide Bank U.S. Bank Average
757.34% 4.78%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of June 30, 2021, CreekSide Bank had $16,808,000 in non-current loans and $8,828,000 in owned real estate. To cover these potential losses it had $651,000 in equity and $2,734,000 in loans loss reserves. That gives it a Texas Ratio of 757.34%.

Return on Equity
CreekSide Bank U.S. Bank Average
-231.3% 11.29%

CreekSide Bank has a Return on Equity of -231.3% versus the BestCashCow average of 11.29%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

CreekSide Bank U.S. Bank Average
0.64% 11.72%

CreekSide Bank has a Capitalization of 0.64% versus the BestCashCow average of 11.72. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

CreekSide Bank Balance Sheet Analysis

As of June 30, 2011, CreekSide Bank had assets of $102,338,000, loans of $58,991,000, and deposits of $96,583,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

June 30, 2021
Cash & Balances due from depository institutions N.A.
Interest-bearing balances N.A.
Total securities N.A.
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 58.99 million
Loan loss allowance $ 2.73 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned $ 8.83 million
Goodwill and other intangibles N.A.
All other assets N.A.
     Total Assets N.A.
Total deposits $ 96.58 million
      Interest-bearing deposits N.A.
      Deposits held in domestic offices N.A.
      % insured (estimated) 0.00%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds N.A.
Subordinated debt N.A.
All other liabilities N.A.
      Total Liabilities N.A.
      Shareholders’ Equity $ 102.34 million

Summary Income Statement

June 30, 2021
Total Interest Income N.A.
Total Interest Expense N.A.
Net interest income N.A.
Provision for loan and lease losses N.A.
Total non interest income N.A.
Total non interest expense N.A.
Pre-tax Net Operating Income N.A.

Bank Loan Profile?

The top three loan types in CreekSide Bank’s loan portfolio are 1-4 Family Residential Loans, Multifamily Mortgages, and Credit Card Loans.

Compared to other banks, CreekSide Bank’s loan portfolio does not show any specific loan specialty.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 0.00
Credit Card Loans 0.00
Consumer Auto Loans 0.00
Small Business Loans 0.00
Construction and Development Loans 0.00
Commercial Real Estate 0.00
Commercial and Industrial Loans 0.00
Farm Loans 0.00

Frequently Asked Questions About Creekside Bank

Branches and Savings

Is Creekside Bank FDIC insured?

Yes. It is covered under FDIC Certificate #58226.

Why does Creekside Bank pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Creekside Bank CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Creekside Bank a commercial bank?


Where are Creekside Bank locations?

See branch locations nearby.

Is Creekside Bank open on Saturdays?

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What time does Creekside Bank close?

Are Creekside Bank ATMs Open 24/7?

Do Creekside Bank ATMs accept cash deposits?

Can Creekside Bank customers use other ATMs?

Do Creekside Bank branches have notaries?

Will Creekside Bank notarize my document?

What address for Creekside Bank should I put for incoming ACH transfers?

Will the Creekside Bank branch print checks?

Do Creekside Bank checks expire?

Does Creekside Bank require US citizenship to open account?

Can Creekside Bank close my account?

Does Creekside Bank Report to credit bureaus?

Does Creekside Bank Use Equifax?

What is Creekside Bank's ACH Routing Number?

What is Creekside Bank's SWIFT code?


Does Creekside Bank offer mortgages?

Compare mortgage rates here.

Does Creekside Bank offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Creekside Bank offer personal loans?

Compare personal loan rates here.

Does Creekside Bank offer student loans?

Will Creekside Bank cash a check?

Will Creekside Bank redeem a savings bond?

Does Creekside Bank cash savings bonds?

Will Creekside Bank cash money orders?

Can Creekside Bank issue a money order?

Does Creekside Bank do currency exchange?

Background on The Bank

Who owns Creekside Bank?

How long has Creekside Bank been around?

Can Creekside Bank transfer to other banks?

Does Creekside Bank have quick pay?

Does Creekside Bank accept rolled coins?

Will Creekside Bank accept loose change?

Where is Creekside Bank headquarters?

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