Crown Bank


400 Westminster Avenue
Elizabeth, NJ 07208
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.10% 0.85% →
1-Year CD 0.25% 0.70% →
2-Year CD 0.25% 0.80% →
5-Year CD 0.25% 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Bank Information

Crown Bank is an FDIC insured institution located in Elizabeth, NJ. It was founded in 1998 and has approximately $0.56 billion in assets. Customers can open an account at one of its 15 branches.

FDIC Insured Yes
FDIC Certificate # 34259
Date Established 1998
Assets $ 562.04 million
Loans $ 431.80 million
Deposits $ 420.59 million
Capital $ 115.95 million

For a more detailed analysis of Crown Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - September 28, 2021

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates APY MIN MAX
0.10% $2,500 $4,999 Learn More
Money Market
0.10% $2,500 $2,999 Learn More
Money Market
0.15% $10,000 $14,999 Learn More
Money Market
0.20% $25,000 $29,999 Learn More
Premium Money Market Account
0.10% $10,000 $14,999 Learn More
Premium Money Market Account
0.10% $25,000 $34,999 Learn More
6 Mo CD
0.25% $10,000 $14,999 Learn More
6 Mo CD
0.25% $100,000 $199,999 Learn More
12 Mo CD
0.25% $10,000 $14,999 Learn More
12 Mo CD
0.25% $100,000 $199,999 Learn More
18 Mo CD
0.25% $10,000 $14,999 Learn More
18 Mo CD
0.25% $100,000 $199,999 Learn More
24 Mo CD
0.25% $10,000 $14,999 Learn More
24 Mo CD
0.25% $100,000 $199,999 Learn More
36 Mo CD
0.25% $10,000 $14,999 Learn More
36 Mo CD
0.25% $100,000 $199,999 Learn More
48 Mo CD
0.25% $10,000 $14,999 Learn More
48 Mo CD
0.25% $100,000 $199,999 Learn More
60 Mo CD
0.25% $10,000 $14,999 Learn More
60 Mo CD
0.25% $100,000 $199,999 Learn More

Int Checking Rates APY MIN MAX
Int Ckg
0.05% $2,500 $3,499 Learn MoreShow Less

Loan Rates - September 28, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for Crown Bank

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Monthly
Learn More
Flagstar Bank, FSB
NMLS ID: 417490
3.168% 3.125%
0.50 points
$1,362 fees
$1,071 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR 2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
BMO Harris Bank
BMO Harris Bank
See Table
Intro APR 1.790 %
After Intro: 4.840 %
Intro Period: 6 months
$0 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

Note to Crown Bank
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Crown Bank branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Crown Bank Locations

Financial Details

Crown Bank Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Crown Bank. The data is provided by the FDIC. All banks listed on are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Crown Bank U.S. Bank Average
15.57% 5.29%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of March 31, 2021, Crown Bank had $13,106,000 in non-current loans and $6,101,000 in owned real estate. To cover these potential losses it had $115,949,000 in equity and $7,399,000 in loans loss reserves. That gives it a Texas Ratio of 15.57%.

Return on Equity
Crown Bank U.S. Bank Average
14.78% 11.43%

Crown Bank has a Return on Equity of 14.78% versus the BestCashCow average of 11.43%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Crown Bank U.S. Bank Average
20.63% 11.51%

Crown Bank has a Capitalization of 20.63% versus the BestCashCow average of 11.51. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Crown Bank Balance Sheet Analysis

As of March 31, 2021, Crown Bank had assets of $562,035,000, loans of $431,801,000, and deposits of $420,589,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

March 31, 2021
Cash & Balances due from depository institutions $ 69.41 million
Interest-bearing balances $ 63.42 million
Total securities $ 31.13 million
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 431.80 million
Loan loss allowance $ 7.40 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned $ 6.10 million
Goodwill and other intangibles $ 2.12 million
All other assets $ 18.88 million
     Total Assets $ 446.09 million
Total deposits $ 420.59 million
      Interest-bearing deposits $ 312.89 million
      Deposits held in domestic offices $ 420.59 million
      % insured (estimated) 74.76%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds $ 25.00 million
Subordinated debt N.A.
All other liabilities $ 0.50 million
      Total Liabilities $ 446.09 million
      Shareholders’ Equity $ 115.95 million

Summary Income Statement

March 31, 2021
Total Interest Income $ 7.01 million
Total Interest Expense $ 0.32 million
Net interest income $ 6.68 million
Provision for loan and lease losses N.A.
Total non interest income $ 0.38 million
Total non interest expense $ 2.73 million
Pre-tax Net Operating Income $ 4.33 million

Bank Loan Profile?

The top three loan types in Crown Bank’s loan portfolio are Commercial Real Estate, Construction and Development Loans, and Small Business Loans.

Compared to other banks in New Jersey, Crown Bank has a significantly higher percent of Small Business Loans, Construction and Development Loans, Commercial Real Estate on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 2.95
Credit Card Loans 0.00
Consumer Auto Loans 0.00
Small Business Loans 12.91
Construction and Development Loans 13.34
Commercial Real Estate 74.58
Commercial and Industrial Loans 7.78
Farm Loans 0.00

Frequently Asked Questions About Crown Bank

Branches and Savings

Is Crown Bank FDIC insured?

Yes. It is covered under FDIC Certificate #34259.

Why does Crown Bank pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Crown Bank CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Crown Bank a commercial bank?


Where are Crown Bank locations?

See branch locations nearby.

Is Crown Bank open on Saturdays?

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Are Crown Bank ATMs Open 24/7?

Do Crown Bank ATMs accept cash deposits?

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Do Crown Bank branches have notaries?

Will Crown Bank notarize my document?

What address for Crown Bank should I put for incoming ACH transfers?

Will the Crown Bank branch print checks?

Do Crown Bank checks expire?

Does Crown Bank require US citizenship to open account?

Can Crown Bank close my account?

Does Crown Bank Report to credit bureaus?

Does Crown Bank Use Equifax?

What is Crown Bank's ACH Routing Number?

What is Crown Bank's SWIFT code?


Does Crown Bank offer mortgages?

Compare mortgage rates here.

Does Crown Bank offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Crown Bank offer personal loans?

Compare personal loan rates here.

Does Crown Bank offer student loans?

Will Crown Bank cash a check?

Will Crown Bank redeem a savings bond?

Does Crown Bank cash savings bonds?

Will Crown Bank cash money orders?

Can Crown Bank issue a money order?

Does Crown Bank do currency exchange?

Background on The Bank

Who owns Crown Bank?

How long has Crown Bank been around?

Can Crown Bank transfer to other banks?

Does Crown Bank have quick pay?

Does Crown Bank accept rolled coins?

Will Crown Bank accept loose change?

Where is Crown Bank headquarters?

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