DMB Community Bank

321 North Main Street
De Forest, WI 53532

 

2019 Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 14769
Date Established 1922
Assets $0.49 billion
Loans $0.40 billion
Deposits $0.41 billion
Capital $0.06 billion

DMB Community Bank is an FDIC insured institution located in De Forest, WI. It was founded in 1922 and has approximately $0.49 billion in assets. Customers can open an account at one of its 2 branches.

For a more detailed analysis of DMB Community Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in DMB Community Bank’s loan portfolio are Multifamily Mortgages, Commercial Real Estate, and 1-4 Family Residential Loans.

Compared to other banks in Wisconsin, DMB Community Bank has a significantly higher percent of Multifamily Mortgages on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 27.12
Multifamily
Mortgages
29.70
Credit Card Loans 0.19
Consumer Auto Loans 0.03
Small Business Loans 8.77
Construction and Development Loans 0.75
Commercial Real Estate 27.47
Commercial and Industrial Loans 1.61
Farm Loans 2.94

Deposit Rates - June 24, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates APY MIN MAX
Money Market
0.05% $1 $24,999 Learn MoreShow Less
Money Market
0.08% $25,000 - Learn MoreShow Less
Premium Money Market Account
0.01% $1 $24,999 Learn MoreShow Less
Premium Money Market Account
0.10% $25,000 $49,999 Learn MoreShow Less
CD Rates APY MIN MAX
3 Mo CD
0.12% $10,000 - Learn MoreShow Less
6 Mo CD
0.15% $2,500 - Learn MoreShow Less
12 Mo CD
0.19% $500 - Learn MoreShow Less
Special: 12 Mo CD
2.50% $50,000 - Learn MoreShow Less
24 Mo CD
0.35% $500 - Learn MoreShow Less
36 Mo CD
0.57% $500 - Learn MoreShow Less
48 Mo CD
0.75% $500 - Learn MoreShow Less

Fixed IRA Rates APY MIN MAX
Fixed IRA
0.35% $500 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.25% $25 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.01% $1,000 $2,499 Learn MoreShow Less
Int Ckg
0.02% $2,500 - Learn MoreShow Less

Loan Rates - June 24, 2019

Your Current Location: Virginia, VA 20146

Refinance Mortgage Rates APR Rate Monthly Payment
Purchase Mortgage Rates APR Rate Monthly Payment

Monthly payments for mortgage products are based on a loan amount of $200,000. Home equity monthly payments are based on a loan amount of $50,000. Auto loan monthly payments are based on a loan amount of $25,000. Rates for each product are based on a variety of factors including credit score and loan amount. For specific requirements please check with the lender. Rates may change at any time.

Branches

DMB Community Bank branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


DMB Community Bank Locations


Financial Details

DMB Community Bank Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of DMB Community Bank. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
DMB Community Bank U.S. Bank Average
0% 6.97%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its the bank’s tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of December 31, 2018, DMB Community Bank had $0 in non-current loans and $0 in owned real estate. To cover these potential losses it had $57,824,000 in equity and $5,431,000 in loans loss reserves. That gives it a Texas Ratio of 0%.

Return on Equity
DMB Community Bank U.S. Bank Average
9.44% 8.80%

DMB Community Bank has a Return on Equity of 9.44% versus the BestCashCow average of 8.80%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
DMB Community Bank U.S. Bank Average
11.92% 12.29%

DMB Community Bank has a Capitalization of 11.92% versus the BestCashCow average of 12.29. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

DMB Community Bank Balance Sheet Analysis

As of December 31, 2018, DMB Community Bank had assets of $485,173,000, loans of $401,990,000, and deposits of $408,978,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

December 31, 2018
ASSETS
Cash & Balances due from depository institutions $0.01 billion
Interest-bearing balances $0.01 billion
Total securities $0.05 billion
Federal funds sold and reverse repurchase $0.00 billion
Net loans and leases $0.40 billion
Loan loss allowance $0.01 billion
Trading account assets $0.00 billion
Bank premises and fixed assets $0.00 billion
Other real estate owned $0.00 billion
Goodwill and other intangibles $0.00 billion
All other assets $0.01 billion
     Total Assets $0.43 billion
LIABILITIES
Total deposits $0.41 billion
      Interest-bearing deposits $0.36 billion
      Deposits held in domestic offices $0.41 billion
      % insured (estimated) 88.95%
Federal funds purchased and repurchase agreements $0.00 billion
Trading liabilities $0.00 billion
Other borrowed funds $0.01 billion
Subordinated debt $0.00 billion
All other liabilities $0.00 billion
      Total Liabilities $0.43 billion
      Shareholders’ Equity $0.06 billion

Summary Income Statement

December 31, 2018
INCOME AND EXPENSES
Total Interest Income $0.02 billion
Total Interest Expense $0.01 billion
Net interest income $0.01 billion
Provision for loan and lease losses $0.00 billion
Total non interest income $0.00 billion
Total non interest expense $0.01 billion
Pre-tax Net Operating Income $0.01 billion

Frequently Asked Questions About Dmb Community Bank

Branches and Savings

Is Dmb Community Bank FDIC insured?

Yes. It is covered under FDIC Certificate #14769.

Why does Dmb Community Bank pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Dmb Community Bank CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Dmb Community Bank a commercial bank?

Yes

Where are Dmb Community Bank locations?

See branch locations nearby.

Is Dmb Community Bank open on Saturdays?

Is Dmb Community Bank open on Sundays?

What time does Dmb Community Bank open?

What time does Dmb Community Bank close?

Are Dmb Community Bank ATMs Open 24/7?

Do Dmb Community Bank ATMs accept cash deposits?

Can Dmb Community Bank customers use other ATMs?

Do Dmb Community Bank branches have notaries?

Will Dmb Community Bank notarize my document?

What address for Dmb Community Bank should I put for incoming ACH transfers?

Will the Dmb Community Bank branch print checks?

Do Dmb Community Bank checks expire?

Does Dmb Community Bank require US citizenship to open account?

Can Dmb Community Bank close my account?

Does Dmb Community Bank Report to credit bureaus?

Does Dmb Community Bank Use Equifax?

What is Dmb Community Bank's ACH Routing Number?

What is Dmb Community Bank's SWIFT code?

Products

Does Dmb Community Bank offer mortgages?

Compare mortgage rates here.

Does Dmb Community Bank offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Dmb Community Bank offer personal loans?

Compare personal loan rates here.

Does Dmb Community Bank offer student loans?

Will Dmb Community Bank cash a check?

Will Dmb Community Bank redeem a savings bond?

Does Dmb Community Bank cash savings bonds?

Will Dmb Community Bank cash money orders?

Can Dmb Community Bank issue a money order?

Does Dmb Community Bank do currency exchange?

Background on The Bank

Who owns Dmb Community Bank?

How long has Dmb Community Bank been around?

Can Dmb Community Bank transfer to other banks?

Does Dmb Community Bank have quick pay?

Does Dmb Community Bank accept rolled coins?

Will Dmb Community Bank accept loose change?

Where is Dmb Community Bank headquarters?

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