East West Bank

135 N. Los Robles Avenue, 7th Floor
Pasadena, CA 91101

 

2018 Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 31628
Date Established 1972
Assets $38.05 billion
Loans $29.99 billion
Deposits $32.97 billion
Capital $4.09 billion

East West Bank is an FDIC insured institution located in Pasadena, CA. It was founded in 1972 and has approximately $38.05 billion in assets. Customers can open an account at one of its 126 branches.

For a more detailed analysis of East West Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in East West Bank’s loan portfolio are Commercial Real Estate, Commercial and Industrial Loans, and 1-4 Family Residential Loans.

Compared to other banks in California, East West Bank has a significantly higher percent of Commercial and Industrial Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 24.90
Multifamily
Mortgages
6.89
Credit Card Loans 0.01
Consumer Auto Loans 0.00
Small Business Loans 2.53
Construction and Development Loans 2.07
Commercial Real Estate 30.88
Commercial and Industrial Loans 30.26
Farm Loans 0.05

Deposit Rates - October 15, 2018

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates APY MIN MAX
Money Market
0.20% $1 $9,999 Learn MoreShow Less
Money Market
0.25% $10,000 $24,999 Learn MoreShow Less
Money Market
0.25% $25,000 $49,999 Learn MoreShow Less
CD Rates APY MIN MAX
3 Mo CD
0.35% $10,000 $24,999 Learn MoreShow Less
3 Mo CD
0.40% $99,000 - Learn MoreShow Less
0.35% $10,000 $24,999 Learn MoreShow Less
6 Mo CD
0.45% $99,000 - Learn MoreShow Less

Fixed IRA Rates APY MIN MAX
Fixed IRA
0.70% $100 $1,999 Learn MoreShow Less
Int Checking Rates APY MIN MAX
0.10% $1 $9,999 Learn MoreShow Less
Checking Rates APY MIN FEE
EWB Value Checking 0.00% $1,500 $5.00 Learn MoreShow Less
EWB Premier Checking 0.00% $2,500 $10.00 Learn MoreShow Less

Loan Rates - October 15, 2018

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for East West Bank

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2018

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
J.G. Wentworth Home Lending, LLC
NMLS ID: 2925
License#: MC-1875
4.750% 4.750% 0.00 $0 $1,305 Learn More
Triangle Lending Group, Inc.
NMLS ID: 64446
License#: MC-5531
4.542% 4.500% 0.50 $1,250 $1,267 Learn More
AimLoan.com NMLS#2890
NMLS ID: 2890
License#: MC-3098
4.565% 4.500% 0.38 $2,007 $1,267 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2018

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 4.240% $245.68 Learn More
Flagstar Bank 5.490% $283.58 Learn More

Note to East West Bank
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Branches

East West Bank branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


East West Bank Locations

Financial Details

East West Bank Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of East West Bank. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
East West Bank U.S. Bank Average
2.57% 7.92%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its the bank’s tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of June 30, 2018, East West Bank had $112,375,000 in non-current loans and $709,000 in owned real estate. To cover these potential losses it had $4,094,852,000 in equity and $301,550,000 in loans loss reserves. That gives it a Texas Ratio of 2.57%.

Return on Equity
East West Bank U.S. Bank Average
18.31% 9.77%

East West Bank has a Return on Equity of 18.31% versus the BestCashCow average of 9.77%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
East West Bank U.S. Bank Average
10.76% 12.31%

East West Bank has a Capitalization of 10.76% versus the BestCashCow average of 12.31. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

East West Bank Balance Sheet Analysis

As of June 30, 2018, East West Bank had assets of $38,046,408,000, loans of $29,993,487,000, and deposits of $32,972,320,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

June 30, 2018
ASSETS
Cash & Balances due from depository institutions $2.60 billion
Interest-bearing balances $2.18 billion
Total securities $2.74 billion
Federal funds sold and reverse repurchase $0.99 billion
Net loans and leases $29.99 billion
Loan loss allowance $0.30 billion
Trading account assets $0.00 billion
Bank premises and fixed assets $0.00 billion
Other real estate owned $0.00 billion
Goodwill and other intangibles $0.49 billion
All other assets $1.12 billion
     Total Assets $33.95 billion
LIABILITIES
Total deposits $32.97 billion
      Interest-bearing deposits $22.04 billion
      Deposits held in domestic offices $30.91 billion
      % insured (estimated) 46.08%
Federal funds purchased and repurchase agreements $0.05 billion
Trading liabilities $0.00 billion
Other borrowed funds $0.38 billion
Subordinated debt $0.00 billion
All other liabilities $0.55 billion
      Total Liabilities $33.95 billion
      Shareholders’ Equity $4.09 billion

Summary Income Statement

June 30, 2018
INCOME AND EXPENSES
Total Interest Income $0.77 billion
Total Interest Expense $0.10 billion
Net interest income $0.67 billion
Provision for loan and lease losses $0.04 billion
Total non interest income $0.12 billion
Total non interest expense $0.34 billion
Pre-tax Net Operating Income $0.41 billion

Frequently Asked Questions About East West Bank

Branches and Savings

Is East West Bank FDIC insured?

Yes. It is covered under FDIC Certificate #31628.

Why does East West Bank pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are East West Bank CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is East West Bank a commercial bank?

Yes

Where are East West Bank locations?

See branch locations nearby.

Is East West Bank open on Saturdays?

Is East West Bank open on Sundays?

What time does East West Bank open?

What time does East West Bank close?

Are East West Bank ATMs Open 24/7?

Do East West Bank ATMs accept cash deposits?

Can East West Bank customers use other ATMs?

Do East West Bank branches have notaries?

Will East West Bank notarize my document?

What address for East West Bank should I put for incoming ACH transfers?

Will the East West Bank branch print checks?

Do East West Bank checks expire?

Does East West Bank require US citizenship to open account?

Can East West Bank close my account?

Does East West Bank Report to credit bureaus?

Does East West Bank Use Equifax?

What is East West Bank's ACH Routing Number?

What is East West Bank's SWIFT code?

Products

Does East West Bank offer mortgages?

Compare mortgage rates here.

Does East West Bank offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does East West Bank offer personal loans?

Compare personal loan rates here.

Does East West Bank offer student loans?

Will East West Bank cash a check?

Will East West Bank redeem a savings bond?

Does East West Bank cash savings bonds?

Will East West Bank cash money orders?

Can East West Bank issue a money order?

Does East West Bank do currency exchange?

Background on The Bank

Who owns East West Bank?

How long has East West Bank been around?

Can East West Bank transfer to other banks?

Does East West Bank have quick pay?

Does East West Bank accept rolled coins?

Will East West Bank accept loose change?

Where is East West Bank headquarters?

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