EH National Bank

Headquarters

8484 Wilshire Boulevard Ste 100
Beverly Hills, CA 90211
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.25% 1.05% →
1-Year CD 0.35% 0.95% →
2-Year CD N.A. 1.05% →
5-Year CD N.A. 1.30% →
30-Year Mortgage N.A. 2.80% →
15-Year Mortgage N.A. 2.37% →
HELOC N.A. 2.79% →

2020 Overview

General Bank Information

EH National Bank is an FDIC insured institution located in Beverly Hills, CA. It was founded in 2005 and has approximately $0.25 billion in assets.

FDIC Insured Yes
FDIC Certificate # 57734
Date Established 2005
Assets $ 247.15 million
Loans $ 193.35 million
Deposits $ 176.58 million
Capital $ 37.84 million
 

For a more detailed analysis of EH National Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - September 24, 2020

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates APY MIN MAX
Savings
0.25% $2,500 $4,999 Learn More
Money Market
0.25% $2,500 $2,999 Learn More
Money Market
0.25% $10,000 $14,999 Learn More
Money Market
0.25% $25,000 $29,999 Learn More
Premium Money Market Account
0.55% $10,000 $14,999 Learn More
Premium Money Market Account
0.55% $25,000 $34,999 Learn More
CD Rates APY MIN MAX
3 Mo CD
0.20% $10,000 $14,999 Learn More
3 Mo CD
0.25% $100,000 $199,999 Learn More
6 Mo CD
0.25% $10,000 $14,999 Learn More
Special: 6 Mo CD
0.75% $50,000 - Learn More
6 Mo CD
0.30% $100,000 $199,999 Learn More
12 Mo CD
0.30% $10,000 $14,999 Learn More
12 Mo CD
0.35% $100,000 $199,999 Learn More
Special: 13 Mo CD
1.00% $50,000 - Learn More
18 Mo CD
0.40% $10,000 $14,999 Learn More
18 Mo CD
0.50% $100,000 $199,999 Learn More

Int Checking Rates APY MIN MAX
Int Ckg
0.55% $1 $99 Learn MoreShow Less
Int Ckg
0.55% $2,500 $3,499 Learn MoreShow Less

Loan Rates - September 24, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for EH National Bank

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:




Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Rocket Mortgage
NMLS ID: 3030
4.114% 3.990% 1.00 $3,750 $1,193 Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
2.815% 2.750% 0.88 $2,128 $1,021 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
People's United Bank, N.A.
People's United Bank, N.A.
See Table
4.000 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.990 %
$0 Learn More
More Info

Note to EH National Bank
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

EH National Bank branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


EH National Bank Locations


Financial Details

EH National Bank Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of EH National Bank. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
EH National Bank U.S. Bank Average
9.5% 6.94%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of March 31, 2020, EH National Bank had $3,272,000 in non-current loans and $651,000 in owned real estate. To cover these potential losses it had $37,843,000 in equity and $3,432,000 in loans loss reserves. That gives it a Texas Ratio of 9.5%.

Return on Equity
EH National Bank U.S. Bank Average
-2.14% 7.80%

EH National Bank has a Return on Equity of -2.14% versus the BestCashCow average of 7.80%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
EH National Bank U.S. Bank Average
15.31% 12.68%

EH National Bank has a Capitalization of 15.31% versus the BestCashCow average of 12.68. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

EH National Bank Balance Sheet Analysis

As of March 31, 2020, EH National Bank had assets of $247,152,000, loans of $193,351,000, and deposits of $176,576,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

March 31, 2020
ASSETS
Cash & Balances due from depository institutions $ 18.31 million
Interest-bearing balances $ 17.28 million
Total securities $ 13.49 million
Federal funds sold and reverse repurchase $ 6.90 million
Net loans and leases $ 193.35 million
Loan loss allowance $ 3.43 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned $ 0.65 million
Goodwill and other intangibles $ 0.97 million
All other assets $ 12.68 million
     Total Assets $ 209.31 million
LIABILITIES
Total deposits $ 176.58 million
      Interest-bearing deposits $ 152.78 million
      Deposits held in domestic offices $ 176.58 million
      % insured (estimated) 69.50%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds $ 30.50 million
Subordinated debt N.A.
All other liabilities $ 2.23 million
      Total Liabilities $ 209.31 million
      Shareholders’ Equity $ 37.84 million

Summary Income Statement

March 31, 2020
INCOME AND EXPENSES
Total Interest Income $ 2.63 million
Total Interest Expense $ 0.70 million
Net interest income $ 1.94 million
Provision for loan and lease losses N.A.
Total non interest income $ 0.07 million
Total non interest expense $ 2.30 million
Pre-tax Net Operating Income N.A.

Bank Loan Profile?

The top three loan types in EH National Bank’s loan portfolio are Commercial Real Estate, Multifamily Mortgages, and Commercial and Industrial Loans.

Compared to other banks in California, EH National Bank has a significantly higher percent of Multifamily Mortgages on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 4.06
Multifamily
Mortgages
35.37
Credit Card Loans 0.00
Consumer Auto Loans 0.00
Small Business Loans 0.00
Construction and Development Loans 0.00
Commercial Real Estate 51.83
Commercial and Industrial Loans 8.44
Farm Loans 0.00

Frequently Asked Questions About Eh National Bank

Branches and Savings

Is Eh National Bank FDIC insured?

Yes. It is covered under FDIC Certificate #57734.

Why does Eh National Bank pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Eh National Bank CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Eh National Bank a commercial bank?

Yes

Where are Eh National Bank locations?

See branch locations nearby.

Is Eh National Bank open on Saturdays?

Is Eh National Bank open on Sundays?

What time does Eh National Bank open?

What time does Eh National Bank close?

Are Eh National Bank ATMs Open 24/7?

Do Eh National Bank ATMs accept cash deposits?

Can Eh National Bank customers use other ATMs?

Do Eh National Bank branches have notaries?

Will Eh National Bank notarize my document?

What address for Eh National Bank should I put for incoming ACH transfers?

Will the Eh National Bank branch print checks?

Do Eh National Bank checks expire?

Does Eh National Bank require US citizenship to open account?

Can Eh National Bank close my account?

Does Eh National Bank Report to credit bureaus?

Does Eh National Bank Use Equifax?

What is Eh National Bank's ACH Routing Number?

What is Eh National Bank's SWIFT code?

Products

Does Eh National Bank offer mortgages?

Compare mortgage rates here.

Does Eh National Bank offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Eh National Bank offer personal loans?

Compare personal loan rates here.

Does Eh National Bank offer student loans?

Will Eh National Bank cash a check?

Will Eh National Bank redeem a savings bond?

Does Eh National Bank cash savings bonds?

Will Eh National Bank cash money orders?

Can Eh National Bank issue a money order?

Does Eh National Bank do currency exchange?

Background on The Bank

Who owns Eh National Bank?

How long has Eh National Bank been around?

Can Eh National Bank transfer to other banks?

Does Eh National Bank have quick pay?

Does Eh National Bank accept rolled coins?

Will Eh National Bank accept loose change?

Where is Eh National Bank headquarters?

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