Endeavor Bank

750 B Street Suite 3110
San Diego, CA 92101

 

2019 Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 59099
Date Established 2018
Assets $0.09 billion
Loans $0.06 billion
Deposits $0.07 billion
Capital $0.02 billion

Endeavor Bank is an FDIC insured institution located in San Diego, CA. It was founded in 2018 and has approximately $0.09 billion in assets.

For a more detailed analysis of Endeavor Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - September 17, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates APY MIN MAX
Money Market
0.15% $1 $49,999 Learn MoreShow Less
Premium Money Market Account
0.40% $1 $49,999 Learn MoreShow Less
CD Rates APY MIN MAX
6 Mo CD
0.25% $25,000 - Learn MoreShow Less
12 Mo CD
0.35% $25,000 - Learn MoreShow Less
Special: 13 Mo CD
1.57% $25,000 - Learn MoreShow Less
18 Mo CD
0.45% $25,000 - Learn MoreShow Less
60 Mo CD
1.61% $25,000 - Learn MoreShow Less

Int Checking Rates APY MIN MAX
Int Ckg
0.10% $1 - Learn MoreShow Less

Loan Rates - September 17, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Endeavor Bank

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Rocket Mortgage
NMLS ID: 3030
4.990% 4.990% 0.00 $0 $1,341 Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
3.662% 3.625% 0.50 $1,130 $1,141 Learn More
Triangle Lending Group, Inc.
NMLS ID: 64446
License#: MC-5531
3.792% 3.750% 0.13 $1,290 $1,158 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info

Note to Endeavor Bank
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Endeavor Bank branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Endeavor Bank Locations


Financial Details

Endeavor Bank Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Endeavor Bank. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Endeavor Bank U.S. Bank Average
0% 6.94%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its the bank’s tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of March 31, 2019, Endeavor Bank had $0 in non-current loans and $0 in owned real estate. To cover these potential losses it had $19,716,000 in equity and $880,000 in loans loss reserves. That gives it a Texas Ratio of 0%.

Return on Equity
Endeavor Bank U.S. Bank Average
-19.97% 9.47%

Endeavor Bank has a Return on Equity of -19.97% versus the BestCashCow average of 9.47%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Endeavor Bank U.S. Bank Average
22.15% 12.49%

Endeavor Bank has a Capitalization of 22.15% versus the BestCashCow average of 12.49. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Endeavor Bank Balance Sheet Analysis

As of March 31, 2019, Endeavor Bank had assets of $89,013,000, loans of $55,384,000, and deposits of $68,181,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

March 31, 2019
ASSETS
Cash & Balances due from depository institutions $0.03 billion
Interest-bearing balances $0.03 billion
Total securities $0.00 billion
Federal funds sold and reverse repurchase $0.00 billion
Net loans and leases $0.06 billion
Loan loss allowance $0.00 billion
Trading account assets $0.00 billion
Bank premises and fixed assets $0.00 billion
Other real estate owned $0.00 billion
Goodwill and other intangibles $0.00 billion
All other assets $0.00 billion
     Total Assets $0.07 billion
LIABILITIES
Total deposits $0.07 billion
      Interest-bearing deposits $0.04 billion
      Deposits held in domestic offices $0.07 billion
      % insured (estimated) 56.11%
Federal funds purchased and repurchase agreements $0.00 billion
Trading liabilities $0.00 billion
Other borrowed funds $0.00 billion
Subordinated debt $0.00 billion
All other liabilities $0.00 billion
      Total Liabilities $0.07 billion
      Shareholders’ Equity $0.02 billion

Summary Income Statement

March 31, 2019
INCOME AND EXPENSES
Total Interest Income $0.00 billion
Total Interest Expense $0.00 billion
Net interest income $0.00 billion
Provision for loan and lease losses $0.00 billion
Total non interest income $0.00 billion
Total non interest expense $0.00 billion
Pre-tax Net Operating Income $-0.00 billion

Bank Loan Profile?

The top three loan types in Endeavor Bank’s loan portfolio are Commercial Real Estate, Commercial and Industrial Loans, and 1-4 Family Residential Loans.

Compared to other banks in California, Endeavor Bank has a significantly higher percent of Commercial and Industrial Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 19.19
Multifamily
Mortgages
5.12
Credit Card Loans 0.00
Consumer Auto Loans 0.00
Small Business Loans 0.00
Construction and Development Loans 4.73
Commercial Real Estate 36.84
Commercial and Industrial Loans 30.00
Farm Loans 0.00

Frequently Asked Questions About Endeavor Bank

Branches and Savings

Is Endeavor Bank FDIC insured?

Yes. It is covered under FDIC Certificate #59099.

Why does Endeavor Bank pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Endeavor Bank CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Endeavor Bank a commercial bank?

Yes

Where are Endeavor Bank locations?

See branch locations nearby.

Is Endeavor Bank open on Saturdays?

Is Endeavor Bank open on Sundays?

What time does Endeavor Bank open?

What time does Endeavor Bank close?

Are Endeavor Bank ATMs Open 24/7?

Do Endeavor Bank ATMs accept cash deposits?

Can Endeavor Bank customers use other ATMs?

Do Endeavor Bank branches have notaries?

Will Endeavor Bank notarize my document?

What address for Endeavor Bank should I put for incoming ACH transfers?

Will the Endeavor Bank branch print checks?

Do Endeavor Bank checks expire?

Does Endeavor Bank require US citizenship to open account?

Can Endeavor Bank close my account?

Does Endeavor Bank Report to credit bureaus?

Does Endeavor Bank Use Equifax?

What is Endeavor Bank's ACH Routing Number?

What is Endeavor Bank's SWIFT code?

Products

Does Endeavor Bank offer mortgages?

Compare mortgage rates here.

Does Endeavor Bank offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Endeavor Bank offer personal loans?

Compare personal loan rates here.

Does Endeavor Bank offer student loans?

Will Endeavor Bank cash a check?

Will Endeavor Bank redeem a savings bond?

Does Endeavor Bank cash savings bonds?

Will Endeavor Bank cash money orders?

Can Endeavor Bank issue a money order?

Does Endeavor Bank do currency exchange?

Background on The Bank

Who owns Endeavor Bank?

How long has Endeavor Bank been around?

Can Endeavor Bank transfer to other banks?

Does Endeavor Bank have quick pay?

Does Endeavor Bank accept rolled coins?

Will Endeavor Bank accept loose change?

Where is Endeavor Bank headquarters?

Customer Reviews for Endeavor Bank

There are currently no comments for Endeavor Bank. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →