Evergreen National Bank

28145 Colorado Highway 74
Evergreen, CO 80439

2019 Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 23404
Date Established 1981
Assets $0.11 billion
Loans $0.06 billion
Deposits $0.10 billion
Capital $0.01 billion
 

Evergreen National Bank is an FDIC insured institution located in Evergreen, CO. It was founded in 1981 and has approximately $0.11 billion in assets. Customers can open an account at one of its 4 branches.

For a more detailed analysis of Evergreen National Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - October 21, 2019

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates APY MIN MAX
Money Market
0.01% $1 $9,999 Learn MoreShow Less
Money Market
0.01% $10,000 $24,999 Learn MoreShow Less
Money Market
0.01% $25,000 $49,999 Learn MoreShow Less
CD Rates APY MIN MAX
3 Mo CD
0.01% $1,000 $99,999 Learn MoreShow Less
3 Mo CD
0.20% $100,000 - Learn MoreShow Less
6 Mo CD
0.01% $1,000 $99,999 Learn MoreShow Less
6 Mo CD
0.30% $100,000 - Learn MoreShow Less
12 Mo CD
0.01% $1,000 $99,999 Learn MoreShow Less
12 Mo CD
0.65% $100,000 - Learn MoreShow Less
24 Mo CD
0.01% $1,000 $99,999 Learn MoreShow Less
24 Mo CD
0.01% $100,000 - Learn MoreShow Less
36 Mo CD
0.01% $1,000 $99,999 Learn MoreShow Less
36 Mo CD
0.01% $100,000 - Learn MoreShow Less
48 Mo CD
0.01% $1,000 $24,999 Learn MoreShow Less
48 Mo CD
0.01% $25,000 - Learn MoreShow Less
60 Mo CD
0.01% $1,000 $24,999 Learn MoreShow Less
60 Mo CD
0.01% $25,000 - Learn MoreShow Less

Fixed IRA Rates APY MIN MAX
Fixed IRA
0.01% $1,000 $24,999 Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.01% $1 $9,999 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.01% $1 - Learn MoreShow Less

Loan Rates - October 21, 2019

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for Evergreen National Bank

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
First Internet Bank
NMLS ID: 424182
3.750% 3.750% -0.13 ($158) $1,158 Learn More
Rocket Mortgage
NMLS ID: 3030
4.875% 4.875% 0.00 $0 $1,324 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
4.990% 4.990% 0.00 $0 $1,341 Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
3.523% 3.500% 0.25 $732 $1,123 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
3.990 %
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
Intro APR
3.990 %
After Intro: 5.250 %
Intro Period: 12 months
$25,000 Learn More
More Info

Note to Evergreen National Bank
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Evergreen National Bank branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Evergreen National Bank Locations


Financial Details

Evergreen National Bank Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Evergreen National Bank. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Evergreen National Bank U.S. Bank Average
14.27% 6.77%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its the bank’s tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of June 30, 2019, Evergreen National Bank had $1,642,000 in non-current loans and $0 in owned real estate. To cover these potential losses it had $10,788,000 in equity and $722,000 in loans loss reserves. That gives it a Texas Ratio of 14.27%.

Return on Equity
Evergreen National Bank U.S. Bank Average
5.89% 9.50%

Evergreen National Bank has a Return on Equity of 5.89% versus the BestCashCow average of 9.50%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Evergreen National Bank U.S. Bank Average
9.51% 12.76%

Evergreen National Bank has a Capitalization of 9.51% versus the BestCashCow average of 12.76. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Evergreen National Bank Balance Sheet Analysis

As of June 30, 2019, Evergreen National Bank had assets of $113,432,000, loans of $64,009,000, and deposits of $102,356,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

June 30, 2019
ASSETS
Cash & Balances due from depository institutions $0.02 billion
Interest-bearing balances $0.01 billion
Total securities $0.03 billion
Federal funds sold and reverse repurchase $0.00 billion
Net loans and leases $0.06 billion
Loan loss allowance $0.00 billion
Trading account assets $0.00 billion
Bank premises and fixed assets $0.00 billion
Other real estate owned $0.00 billion
Goodwill and other intangibles $0.00 billion
All other assets $0.00 billion
     Total Assets $0.10 billion
LIABILITIES
Total deposits $0.10 billion
      Interest-bearing deposits $0.03 billion
      Deposits held in domestic offices $0.10 billion
      % insured (estimated) 84.39%
Federal funds purchased and repurchase agreements $0.00 billion
Trading liabilities $0.00 billion
Other borrowed funds $0.00 billion
Subordinated debt $0.00 billion
All other liabilities $0.00 billion
      Total Liabilities $0.10 billion
      Shareholders’ Equity $0.01 billion

Summary Income Statement

June 30, 2019
INCOME AND EXPENSES
Total Interest Income $0.00 billion
Total Interest Expense $0.00 billion
Net interest income $0.00 billion
Provision for loan and lease losses $0.00 billion
Total non interest income $0.00 billion
Total non interest expense $0.00 billion
Pre-tax Net Operating Income $0.00 billion

Bank Loan Profile?

The top three loan types in Evergreen National Bank’s loan portfolio are 1-4 Family Residential Loans, Commercial Real Estate, and Small Business Loans.

Compared to other banks in Colorado, Evergreen National Bank has a significantly higher percent of Small Business Loans, Construction and Development Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 36.29
Multifamily
Mortgages
5.28
Credit Card Loans 0.17
Consumer Auto Loans 0.12
Small Business Loans 25.21
Construction and Development Loans 21.15
Commercial Real Estate 32.38
Commercial and Industrial Loans 4.66
Farm Loans 0.00

Frequently Asked Questions About Evergreen National Bank

Branches and Savings

Is Evergreen National Bank FDIC insured?

Yes. It is covered under FDIC Certificate #23404.

Why does Evergreen National Bank pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Evergreen National Bank CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Evergreen National Bank a commercial bank?

Yes

Where are Evergreen National Bank locations?

See branch locations nearby.

Is Evergreen National Bank open on Saturdays?

Is Evergreen National Bank open on Sundays?

What time does Evergreen National Bank open?

What time does Evergreen National Bank close?

Are Evergreen National Bank ATMs Open 24/7?

Do Evergreen National Bank ATMs accept cash deposits?

Can Evergreen National Bank customers use other ATMs?

Do Evergreen National Bank branches have notaries?

Will Evergreen National Bank notarize my document?

What address for Evergreen National Bank should I put for incoming ACH transfers?

Will the Evergreen National Bank branch print checks?

Do Evergreen National Bank checks expire?

Does Evergreen National Bank require US citizenship to open account?

Can Evergreen National Bank close my account?

Does Evergreen National Bank Report to credit bureaus?

Does Evergreen National Bank Use Equifax?

What is Evergreen National Bank's ACH Routing Number?

What is Evergreen National Bank's SWIFT code?

Products

Does Evergreen National Bank offer mortgages?

Compare mortgage rates here.

Does Evergreen National Bank offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Evergreen National Bank offer personal loans?

Compare personal loan rates here.

Does Evergreen National Bank offer student loans?

Will Evergreen National Bank cash a check?

Will Evergreen National Bank redeem a savings bond?

Does Evergreen National Bank cash savings bonds?

Will Evergreen National Bank cash money orders?

Can Evergreen National Bank issue a money order?

Does Evergreen National Bank do currency exchange?

Background on The Bank

Who owns Evergreen National Bank?

How long has Evergreen National Bank been around?

Can Evergreen National Bank transfer to other banks?

Does Evergreen National Bank have quick pay?

Does Evergreen National Bank accept rolled coins?

Will Evergreen National Bank accept loose change?

Where is Evergreen National Bank headquarters?

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