F & M Bank, National Association, Oklahoma City, Oklahoma

Headquarters

11000 Surrey Hills Boulevard
Yukon, OK 73099
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.95% →
1-Year CD N.A. 1.01% →
2-Year CD N.A. 0.95% →
5-Year CD N.A. 1.30% →
30-Year Mortgage N.A. 2.80% →
15-Year Mortgage N.A. 2.37% →
HELOC N.A. 2.79% →

2020 Overview

General Bank Information

F & M Bank, National Association, Oklahoma City, Oklahoma is an FDIC insured institution located in Yukon, OK. It was founded in 1989 and has approximately $0.08 billion in assets.

FDIC Insured Yes
FDIC Certificate # 27421
Date Established 1989
Assets $ 80.86 million
Loans $ 48.99 million
Deposits $ 72.01 million
Capital $ 8.02 million
 

For a more detailed analysis of F & M Bank, National Association, Oklahoma City, Oklahoma's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - October 25, 2020

Your Current Location: Washington, WA 98101


Loan Rates - October 25, 2020

Your Current Location: Washington, WA 98101

There are currently no loan rates available for F & M Bank, National Association, Oklahoma City, Oklahoma

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:




Featured - Washington 30 Year Fixed Mortgage Rates 2020

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Payment
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NMLS ID: 3030
3.746% 3.625% 1.00 $3,750 $1,141 Learn More
AimLoan.com
NMLS ID: 2890
License#: 520-CL-25944
2.575% 2.500% 1.00 $2,470 $988 Learn More
Cascadia Mortgage
NMLS ID: 1505422
License#: NMLS #1505422
2.830% 2.750% 0.63 $2,622 $1,021 Learn More

Featured - Washington Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More

Note to F & M Bank, National Association, Oklahoma City, Oklahoma
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Branches

F & M Bank, National Association, Oklahoma City, Oklahoma branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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F & M Bank, National Association, Oklahoma City, Oklahoma Locations


Financial Details

F & M Bank, National Association, Oklahoma City, Oklahoma Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of F & M Bank, National Association, Oklahoma City, Oklahoma. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
F & M Bank, National Association, Oklahoma City, Oklahoma U.S. Bank Average
2.33% 6.94%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of March 31, 2020, F & M Bank, National Association, Oklahoma City, Oklahoma had $214,000 in non-current loans and $0 in owned real estate. To cover these potential losses it had $8,017,000 in equity and $1,187,000 in loans loss reserves. That gives it a Texas Ratio of 2.33%.

Return on Equity
F & M Bank, National Association, Oklahoma City, Oklahoma U.S. Bank Average
15.76% 7.80%

F & M Bank, National Association, Oklahoma City, Oklahoma has a Return on Equity of 15.76% versus the BestCashCow average of 7.80%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
F & M Bank, National Association, Oklahoma City, Oklahoma U.S. Bank Average
9.91% 12.68%

F & M Bank, National Association, Oklahoma City, Oklahoma has a Capitalization of 9.91% versus the BestCashCow average of 12.68. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

F & M Bank, National Association, Oklahoma City, Oklahoma Balance Sheet Analysis

As of September 30, 2011, F & M Bank, National Association, Oklahoma City, Oklahoma had assets of $80,858,000, loans of $48,992,000, and deposits of $72,009,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

March 31, 2020
ASSETS
Cash & Balances due from depository institutions N.A.
Interest-bearing balances N.A.
Total securities N.A.
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 48.99 million
Loan loss allowance $ 1.19 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles N.A.
All other assets N.A.
     Total Assets N.A.
LIABILITIES
Total deposits $ 72.01 million
      Interest-bearing deposits N.A.
      Deposits held in domestic offices N.A.
      % insured (estimated) 0.00%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds N.A.
Subordinated debt N.A.
All other liabilities N.A.
      Total Liabilities N.A.
      Shareholders’ Equity $ 80.86 million

Summary Income Statement

March 31, 2020
INCOME AND EXPENSES
Total Interest Income N.A.
Total Interest Expense N.A.
Net interest income N.A.
Provision for loan and lease losses N.A.
Total non interest income N.A.
Total non interest expense N.A.
Pre-tax Net Operating Income N.A.

Bank Loan Profile?

The top three loan types in F & M Bank, National Association, Oklahoma City, Oklahoma’s loan portfolio are 1-4 Family Residential Loans, Multifamily Mortgages, and Credit Card Loans.

Compared to other banks, F & M Bank, National Association, Oklahoma City, Oklahoma’s loan portfolio does not show any specific loan specialty.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 0.00
Multifamily
Mortgages
0.00
Credit Card Loans 0.00
Consumer Auto Loans 0.00
Small Business Loans 0.00
Construction and Development Loans 0.00
Commercial Real Estate 0.00
Commercial and Industrial Loans 0.00
Farm Loans 0.00

Frequently Asked Questions About F & M Bank, National Association, Oklahoma City, Oklahoma

Branches and Savings

Is F & M Bank, National Association, Oklahoma City, Oklahoma FDIC insured?

Yes. It is covered under FDIC Certificate #27421.

Why does F & M Bank, National Association, Oklahoma City, Oklahoma pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are F & M Bank, National Association, Oklahoma City, Oklahoma CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is F & M Bank, National Association, Oklahoma City, Oklahoma a commercial bank?

Yes

Where are F & M Bank, National Association, Oklahoma City, Oklahoma locations?

See branch locations nearby.

Is F & M Bank, National Association, Oklahoma City, Oklahoma open on Saturdays?

Is F & M Bank, National Association, Oklahoma City, Oklahoma open on Sundays?

What time does F & M Bank, National Association, Oklahoma City, Oklahoma open?

What time does F & M Bank, National Association, Oklahoma City, Oklahoma close?

Are F & M Bank, National Association, Oklahoma City, Oklahoma ATMs Open 24/7?

Do F & M Bank, National Association, Oklahoma City, Oklahoma ATMs accept cash deposits?

Can F & M Bank, National Association, Oklahoma City, Oklahoma customers use other ATMs?

Do F & M Bank, National Association, Oklahoma City, Oklahoma branches have notaries?

Will F & M Bank, National Association, Oklahoma City, Oklahoma notarize my document?

What address for F & M Bank, National Association, Oklahoma City, Oklahoma should I put for incoming ACH transfers?

Will the F & M Bank, National Association, Oklahoma City, Oklahoma branch print checks?

Do F & M Bank, National Association, Oklahoma City, Oklahoma checks expire?

Does F & M Bank, National Association, Oklahoma City, Oklahoma require US citizenship to open account?

Can F & M Bank, National Association, Oklahoma City, Oklahoma close my account?

Does F & M Bank, National Association, Oklahoma City, Oklahoma Report to credit bureaus?

Does F & M Bank, National Association, Oklahoma City, Oklahoma Use Equifax?

What is F & M Bank, National Association, Oklahoma City, Oklahoma's ACH Routing Number?

What is F & M Bank, National Association, Oklahoma City, Oklahoma's SWIFT code?

Products

Does F & M Bank, National Association, Oklahoma City, Oklahoma offer mortgages?

Compare mortgage rates here.

Does F & M Bank, National Association, Oklahoma City, Oklahoma offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does F & M Bank, National Association, Oklahoma City, Oklahoma offer personal loans?

Compare personal loan rates here.

Does F & M Bank, National Association, Oklahoma City, Oklahoma offer student loans?

Will F & M Bank, National Association, Oklahoma City, Oklahoma cash a check?

Will F & M Bank, National Association, Oklahoma City, Oklahoma redeem a savings bond?

Does F & M Bank, National Association, Oklahoma City, Oklahoma cash savings bonds?

Will F & M Bank, National Association, Oklahoma City, Oklahoma cash money orders?

Can F & M Bank, National Association, Oklahoma City, Oklahoma issue a money order?

Does F & M Bank, National Association, Oklahoma City, Oklahoma do currency exchange?

Background on The Bank

Who owns F & M Bank, National Association, Oklahoma City, Oklahoma?

How long has F & M Bank, National Association, Oklahoma City, Oklahoma been around?

Can F & M Bank, National Association, Oklahoma City, Oklahoma transfer to other banks?

Does F & M Bank, National Association, Oklahoma City, Oklahoma have quick pay?

Does F & M Bank, National Association, Oklahoma City, Oklahoma accept rolled coins?

Will F & M Bank, National Association, Oklahoma City, Oklahoma accept loose change?

Where is F & M Bank, National Association, Oklahoma City, Oklahoma headquarters?

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