First Federal Savings and Loan Association of Greensburg

212 N Franklin St
Greensburg, IN 47240

 

2019 Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 30058
Date Established 1883
Assets $0.14 billion
Loans $0.09 billion
Deposits $0.12 billion
Capital $0.02 billion

First Federal Savings and Loan Association of Greensburg is an FDIC insured institution located in Greensburg, IN. It was founded in 1883 and has approximately $0.14 billion in assets. Customers can open an account at one of its 3 branches.

For a more detailed analysis of First Federal Savings and Loan Association of Greensburg's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - September 23, 2019

Your Current Location: Washington, WA 98109

Savings and Money Market Rates APY MIN MAX
Money Market
0.10% $1 $49,999 Learn MoreShow Less
CD Rates APY MIN MAX
3 Mo CD
0.25% $500 - Learn MoreShow Less
6 Mo CD
0.25% $500 - Learn MoreShow Less
12 Mo CD
0.50% $500 - Learn MoreShow Less
Special: 15 Mo CD
1.88% $500 - Learn MoreShow Less
18 Mo CD
0.50% $500 - Learn MoreShow Less
24 Mo CD
0.75% $500 - Learn MoreShow Less
30 Mo CD
0.75% $500 - Learn MoreShow Less
48 Mo CD
0.75% $500 - Learn MoreShow Less
60 Mo CD
0.75% $500 - Learn MoreShow Less

Fixed IRA Rates APY MIN MAX
Fixed IRA
0.50% $500 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.10% $600 - Learn MoreShow Less

Loan Rates - September 23, 2019

Your Current Location: Washington, WA 98109

There are currently no loan rates available for First Federal Savings and Loan Association of Greensburg

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Washington 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Rocket Mortgage
NMLS ID: 3030
4.875% 4.875% 0.00 $0 $1,324 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
4.990% 4.990% 0.00 $0 $1,341 Learn More
AimLoan.com
NMLS ID: 2890
License#: 520-CL-25944
3.536% 3.500% 0.50 $1,108 $1,123 Learn More

Featured - Washington Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info

Note to First Federal Savings and Loan Association of Greensburg
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Branches

First Federal Savings and Loan Association of Greensburg branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Seattle,Washington


First Federal Savings and Loan Association of Greensburg Locations


Financial Details

First Federal Savings and Loan Association of Greensburg Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of First Federal Savings and Loan Association of Greensburg. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
First Federal Savings and Loan Association of Greensburg U.S. Bank Average
5.48% 6.94%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its the bank’s tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of March 31, 2019, First Federal Savings and Loan Association of Greensburg had $591,000 in non-current loans and $352,000 in owned real estate. To cover these potential losses it had $16,341,000 in equity and $869,000 in loans loss reserves. That gives it a Texas Ratio of 5.48%.

Return on Equity
First Federal Savings and Loan Association of Greensburg U.S. Bank Average
4.68% 9.47%

First Federal Savings and Loan Association of Greensburg has a Return on Equity of 4.68% versus the BestCashCow average of 9.47%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
First Federal Savings and Loan Association of Greensburg U.S. Bank Average
11.55% 12.49%

First Federal Savings and Loan Association of Greensburg has a Capitalization of 11.55% versus the BestCashCow average of 12.49. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

First Federal Savings and Loan Association of Greensburg Balance Sheet Analysis

As of March 31, 2019, First Federal Savings and Loan Association of Greensburg had assets of $141,515,000, loans of $90,462,000, and deposits of $124,998,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

March 31, 2019
ASSETS
Cash & Balances due from depository institutions $0.01 billion
Interest-bearing balances $0.01 billion
Total securities $0.03 billion
Federal funds sold and reverse repurchase $0.00 billion
Net loans and leases $0.09 billion
Loan loss allowance $0.00 billion
Trading account assets $0.00 billion
Bank premises and fixed assets $0.00 billion
Other real estate owned $0.00 billion
Goodwill and other intangibles $0.00 billion
All other assets $0.01 billion
     Total Assets $0.13 billion
LIABILITIES
Total deposits $0.12 billion
      Interest-bearing deposits $0.11 billion
      Deposits held in domestic offices $0.12 billion
      % insured (estimated) 74.25%
Federal funds purchased and repurchase agreements $0.00 billion
Trading liabilities $0.00 billion
Other borrowed funds $0.00 billion
Subordinated debt $0.00 billion
All other liabilities $0.00 billion
      Total Liabilities $0.13 billion
      Shareholders’ Equity $0.02 billion

Summary Income Statement

March 31, 2019
INCOME AND EXPENSES
Total Interest Income $0.00 billion
Total Interest Expense $0.00 billion
Net interest income $0.00 billion
Provision for loan and lease losses $0.00 billion
Total non interest income $0.00 billion
Total non interest expense $0.00 billion
Pre-tax Net Operating Income $0.00 billion

Bank Loan Profile?

The top three loan types in First Federal Savings and Loan Association of Greensburg’s loan portfolio are 1-4 Family Residential Loans, Commercial Real Estate, and Consumer Auto Loans.

Compared to other banks in Indiana, First Federal Savings and Loan Association of Greensburg has a significantly higher percent of 1-4 Family Residential Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 75.78
Multifamily
Mortgages
1.60
Credit Card Loans 0.00
Consumer Auto Loans 3.07
Small Business Loans 0.00
Construction and Development Loans 2.29
Commercial Real Estate 6.24
Commercial and Industrial Loans 1.30
Farm Loans 0.45

Frequently Asked Questions About First Federal Savings And Loan Association Of Greensburg

Branches and Savings

Is First Federal Savings And Loan Association Of Greensburg FDIC insured?

Yes. It is covered under FDIC Certificate #30058.

Why does First Federal Savings And Loan Association Of Greensburg pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are First Federal Savings And Loan Association Of Greensburg CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is First Federal Savings And Loan Association Of Greensburg a commercial bank?

Yes

Where are First Federal Savings And Loan Association Of Greensburg locations?

See branch locations nearby.

Is First Federal Savings And Loan Association Of Greensburg open on Saturdays?

Is First Federal Savings And Loan Association Of Greensburg open on Sundays?

What time does First Federal Savings And Loan Association Of Greensburg open?

What time does First Federal Savings And Loan Association Of Greensburg close?

Are First Federal Savings And Loan Association Of Greensburg ATMs Open 24/7?

Do First Federal Savings And Loan Association Of Greensburg ATMs accept cash deposits?

Can First Federal Savings And Loan Association Of Greensburg customers use other ATMs?

Do First Federal Savings And Loan Association Of Greensburg branches have notaries?

Will First Federal Savings And Loan Association Of Greensburg notarize my document?

What address for First Federal Savings And Loan Association Of Greensburg should I put for incoming ACH transfers?

Will the First Federal Savings And Loan Association Of Greensburg branch print checks?

Do First Federal Savings And Loan Association Of Greensburg checks expire?

Does First Federal Savings And Loan Association Of Greensburg require US citizenship to open account?

Can First Federal Savings And Loan Association Of Greensburg close my account?

Does First Federal Savings And Loan Association Of Greensburg Report to credit bureaus?

Does First Federal Savings And Loan Association Of Greensburg Use Equifax?

What is First Federal Savings And Loan Association Of Greensburg's ACH Routing Number?

What is First Federal Savings And Loan Association Of Greensburg's SWIFT code?

Products

Does First Federal Savings And Loan Association Of Greensburg offer mortgages?

Compare mortgage rates here.

Does First Federal Savings And Loan Association Of Greensburg offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does First Federal Savings And Loan Association Of Greensburg offer personal loans?

Compare personal loan rates here.

Does First Federal Savings And Loan Association Of Greensburg offer student loans?

Will First Federal Savings And Loan Association Of Greensburg cash a check?

Will First Federal Savings And Loan Association Of Greensburg redeem a savings bond?

Does First Federal Savings And Loan Association Of Greensburg cash savings bonds?

Will First Federal Savings And Loan Association Of Greensburg cash money orders?

Can First Federal Savings And Loan Association Of Greensburg issue a money order?

Does First Federal Savings And Loan Association Of Greensburg do currency exchange?

Background on The Bank

Who owns First Federal Savings And Loan Association Of Greensburg?

How long has First Federal Savings And Loan Association Of Greensburg been around?

Can First Federal Savings And Loan Association Of Greensburg transfer to other banks?

Does First Federal Savings And Loan Association Of Greensburg have quick pay?

Does First Federal Savings And Loan Association Of Greensburg accept rolled coins?

Will First Federal Savings And Loan Association Of Greensburg accept loose change?

Where is First Federal Savings And Loan Association Of Greensburg headquarters?

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