First Louisiana Bank


1350 East 70th Street
Shreveport, LA 71135
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.85% →
1-Year CD N.A. 0.80% →
2-Year CD N.A. 0.80% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Bank Information

First Louisiana Bank is an FDIC insured institution located in Shreveport, LA. It was founded in 1999 and has approximately $0.13 billion in assets.

FDIC Insured Yes
FDIC Certificate # 34984
Date Established 1999
Assets $ 127.81 million
Loans $ 89.74 million
Deposits $ 87.09 million
Capital $ 20.06 million

For a more detailed analysis of First Louisiana Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - September 27, 2021

Your Current Location: Connecticut, CT 06828


Loan Rates - September 27, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for First Louisiana Bank

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Monthly
Learn More
Morty, Inc.
NMLS ID: 1429243
2.696% 2.625%
0.88 points
$2,340 fees
$1,005 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
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Intro APR 2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
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BMO Harris Bank
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Intro APR 1.790 %
After Intro: 4.840 %
Intro Period: 6 months
$0 Learn More
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Third Federal Savings and Loan
Third Federal Savings and Loan
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2.240 %
$0 Learn More
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Note to First Louisiana Bank
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Financial Details

First Louisiana Bank Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of First Louisiana Bank. The data is provided by the FDIC. All banks listed on are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
First Louisiana Bank U.S. Bank Average
13.66% 5.29%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of March 31, 2021, First Louisiana Bank had $2,741,000 in non-current loans and $0 in owned real estate. To cover these potential losses it had $20,061,000 in equity and $0 in loans loss reserves. That gives it a Texas Ratio of 13.66%.

Return on Equity
First Louisiana Bank U.S. Bank Average
5.54% 11.43%

First Louisiana Bank has a Return on Equity of 5.54% versus the BestCashCow average of 11.43%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

First Louisiana Bank U.S. Bank Average
15.7% 11.51%

First Louisiana Bank has a Capitalization of 15.7% versus the BestCashCow average of 11.51. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

First Louisiana Bank Balance Sheet Analysis

As of November 30, -0001, First Louisiana Bank had assets of $127,810,000, loans of $89,738,000, and deposits of $87,091,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

March 31, 2021
Cash & Balances due from depository institutions N.A.
Interest-bearing balances N.A.
Total securities N.A.
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 89.74 million
Loan loss allowance N.A.
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles N.A.
All other assets N.A.
     Total Assets N.A.
Total deposits $ 87.09 million
      Interest-bearing deposits N.A.
      Deposits held in domestic offices N.A.
      % insured (estimated) 0.00%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds N.A.
Subordinated debt N.A.
All other liabilities N.A.
      Total Liabilities N.A.
      Shareholders’ Equity $ 127.81 million

Summary Income Statement

March 31, 2021
Total Interest Income N.A.
Total Interest Expense N.A.
Net interest income N.A.
Provision for loan and lease losses N.A.
Total non interest income N.A.
Total non interest expense N.A.
Pre-tax Net Operating Income N.A.

Bank Loan Profile?

The top three loan types in First Louisiana Bank’s loan portfolio are 1-4 Family Residential Loans, Multifamily Mortgages, and Credit Card Loans.

Compared to other banks, First Louisiana Bank’s loan portfolio does not show any specific loan specialty.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 0.00
Credit Card Loans 0.00
Consumer Auto Loans 0.00
Small Business Loans 0.00
Construction and Development Loans 0.00
Commercial Real Estate 0.00
Commercial and Industrial Loans 0.00
Farm Loans 0.00

Frequently Asked Questions About First Louisiana Bank

Branches and Savings

Is First Louisiana Bank FDIC insured?

Yes. It is covered under FDIC Certificate #34984.

Why does First Louisiana Bank pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are First Louisiana Bank CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is First Louisiana Bank a commercial bank?


Where are First Louisiana Bank locations?

See branch locations nearby.

Is First Louisiana Bank open on Saturdays?

Is First Louisiana Bank open on Sundays?

What time does First Louisiana Bank open?

What time does First Louisiana Bank close?

Are First Louisiana Bank ATMs Open 24/7?

Do First Louisiana Bank ATMs accept cash deposits?

Can First Louisiana Bank customers use other ATMs?

Do First Louisiana Bank branches have notaries?

Will First Louisiana Bank notarize my document?

What address for First Louisiana Bank should I put for incoming ACH transfers?

Will the First Louisiana Bank branch print checks?

Do First Louisiana Bank checks expire?

Does First Louisiana Bank require US citizenship to open account?

Can First Louisiana Bank close my account?

Does First Louisiana Bank Report to credit bureaus?

Does First Louisiana Bank Use Equifax?

What is First Louisiana Bank's ACH Routing Number?

What is First Louisiana Bank's SWIFT code?


Does First Louisiana Bank offer mortgages?

Compare mortgage rates here.

Does First Louisiana Bank offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does First Louisiana Bank offer personal loans?

Compare personal loan rates here.

Does First Louisiana Bank offer student loans?

Will First Louisiana Bank cash a check?

Will First Louisiana Bank redeem a savings bond?

Does First Louisiana Bank cash savings bonds?

Will First Louisiana Bank cash money orders?

Can First Louisiana Bank issue a money order?

Does First Louisiana Bank do currency exchange?

Background on The Bank

Who owns First Louisiana Bank?

How long has First Louisiana Bank been around?

Can First Louisiana Bank transfer to other banks?

Does First Louisiana Bank have quick pay?

Does First Louisiana Bank accept rolled coins?

Will First Louisiana Bank accept loose change?

Where is First Louisiana Bank headquarters?

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