First State Bank of DeQueen

402 West Collin Raye Drive
De Queen, AR 71832

 

2019 Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 21805
Date Established 1974
Assets $0.26 billion
Loans $0.19 billion
Deposits $0.23 billion
Capital $0.03 billion

First State Bank of DeQueen is an FDIC insured institution located in De Queen, AR. It was founded in 1974 and has approximately $0.26 billion in assets. Customers can open an account at one of its 6 branches.

For a more detailed analysis of First State Bank of DeQueen's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - October 14, 2019

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates APY MIN MAX
Money Market
0.35% $2,000 - Learn MoreShow Less
CD Rates APY MIN MAX
3 Mo CD
0.20% $500 $99,999 Learn MoreShow Less
3 Mo CD
0.20% $100,000 - Learn MoreShow Less
6 Mo CD
0.35% $500 $99,999 Learn MoreShow Less
6 Mo CD
0.35% $100,000 - Learn MoreShow Less
12 Mo CD
1.76% $500 $99,999 Learn MoreShow Less
12 Mo CD
1.76% $100,000 - Learn MoreShow Less
18 Mo CD
1.76% $500 $99,999 Learn MoreShow Less
18 Mo CD
1.76% $100,000 - Learn MoreShow Less
24 Mo CD
2.02% $500 $99,999 Learn MoreShow Less
24 Mo CD
2.02% $100,000 - Learn MoreShow Less
30 Mo CD
2.38% $500 $99,999 Learn MoreShow Less
2.38% $500 $99,999 Learn MoreShow Less
36 Mo CD
2.38% $100,000 - Learn MoreShow Less
48 Mo CD
1.31% $500 $99,999 Learn MoreShow Less
48 Mo CD
1.31% $100,000 - Learn MoreShow Less
60 Mo CD
1.51% $500 $99,999 Learn MoreShow Less
60 Mo CD
1.51% $100,000 - Learn MoreShow Less

Fixed IRA Rates APY MIN MAX
Fixed IRA
1.76% $500 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.50% $1 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.25% $750 - Learn MoreShow Less

Loan Rates - October 14, 2019

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for First State Bank of DeQueen

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
3.643% 3.625% 0.25 $560 $1,141 Learn More
Rocket Mortgage
NMLS ID: 3030
4.990% 4.990% 0.00 $0 $1,341 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
Intro APR
3.990 %
After Intro: 5.250 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
3.990 %
$0 Learn More
More Info

Note to First State Bank of DeQueen
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Branches

First State Bank of DeQueen branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


First State Bank of DeQueen Locations


Financial Details

First State Bank of DeQueen Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of First State Bank of DeQueen. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
First State Bank of DeQueen U.S. Bank Average
6.07% 6.77%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its the bank’s tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of June 30, 2019, First State Bank of DeQueen had $1,743,000 in non-current loans and $21,000 in owned real estate. To cover these potential losses it had $25,946,000 in equity and $3,106,000 in loans loss reserves. That gives it a Texas Ratio of 6.07%.

Return on Equity
First State Bank of DeQueen U.S. Bank Average
14.83% 9.50%

First State Bank of DeQueen has a Return on Equity of 14.83% versus the BestCashCow average of 9.50%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
First State Bank of DeQueen U.S. Bank Average
9.92% 12.76%

First State Bank of DeQueen has a Capitalization of 9.92% versus the BestCashCow average of 12.76. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

First State Bank of DeQueen Balance Sheet Analysis

As of June 30, 2019, First State Bank of DeQueen had assets of $261,673,000, loans of $190,191,000, and deposits of $228,759,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

June 30, 2019
ASSETS
Cash & Balances due from depository institutions $0.01 billion
Interest-bearing balances $0.01 billion
Total securities $0.04 billion
Federal funds sold and reverse repurchase $0.00 billion
Net loans and leases $0.19 billion
Loan loss allowance $0.00 billion
Trading account assets $0.00 billion
Bank premises and fixed assets $0.00 billion
Other real estate owned $0.00 billion
Goodwill and other intangibles $0.00 billion
All other assets $0.01 billion
     Total Assets $0.24 billion
LIABILITIES
Total deposits $0.23 billion
      Interest-bearing deposits $0.20 billion
      Deposits held in domestic offices $0.23 billion
      % insured (estimated) 74.69%
Federal funds purchased and repurchase agreements $0.00 billion
Trading liabilities $0.00 billion
Other borrowed funds $0.00 billion
Subordinated debt $0.00 billion
All other liabilities $0.00 billion
      Total Liabilities $0.24 billion
      Shareholders’ Equity $0.03 billion

Summary Income Statement

June 30, 2019
INCOME AND EXPENSES
Total Interest Income $0.01 billion
Total Interest Expense $0.00 billion
Net interest income $0.00 billion
Provision for loan and lease losses $0.00 billion
Total non interest income $0.00 billion
Total non interest expense $0.00 billion
Pre-tax Net Operating Income $0.00 billion

Bank Loan Profile?

The top three loan types in First State Bank of DeQueen’s loan portfolio are 1-4 Family Residential Loans, Commercial and Industrial Loans, and Commercial Real Estate.

Compared to other banks, First State Bank of DeQueen’s loan portfolio does not show any specific loan specialty.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 20.15
Multifamily
Mortgages
0.22
Credit Card Loans 0.00
Consumer Auto Loans 3.68
Small Business Loans 10.46
Construction and Development Loans 1.97
Commercial Real Estate 12.45
Commercial and Industrial Loans 12.78
Farm Loans 6.75

Frequently Asked Questions About First State Bank Of Dequeen

Branches and Savings

Is First State Bank Of Dequeen FDIC insured?

Yes. It is covered under FDIC Certificate #21805.

Why does First State Bank Of Dequeen pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are First State Bank Of Dequeen CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is First State Bank Of Dequeen a commercial bank?

Yes

Where are First State Bank Of Dequeen locations?

See branch locations nearby.

Is First State Bank Of Dequeen open on Saturdays?

Is First State Bank Of Dequeen open on Sundays?

What time does First State Bank Of Dequeen open?

What time does First State Bank Of Dequeen close?

Are First State Bank Of Dequeen ATMs Open 24/7?

Do First State Bank Of Dequeen ATMs accept cash deposits?

Can First State Bank Of Dequeen customers use other ATMs?

Do First State Bank Of Dequeen branches have notaries?

Will First State Bank Of Dequeen notarize my document?

What address for First State Bank Of Dequeen should I put for incoming ACH transfers?

Will the First State Bank Of Dequeen branch print checks?

Do First State Bank Of Dequeen checks expire?

Does First State Bank Of Dequeen require US citizenship to open account?

Can First State Bank Of Dequeen close my account?

Does First State Bank Of Dequeen Report to credit bureaus?

Does First State Bank Of Dequeen Use Equifax?

What is First State Bank Of Dequeen's ACH Routing Number?

What is First State Bank Of Dequeen's SWIFT code?

Products

Does First State Bank Of Dequeen offer mortgages?

Compare mortgage rates here.

Does First State Bank Of Dequeen offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does First State Bank Of Dequeen offer personal loans?

Compare personal loan rates here.

Does First State Bank Of Dequeen offer student loans?

Will First State Bank Of Dequeen cash a check?

Will First State Bank Of Dequeen redeem a savings bond?

Does First State Bank Of Dequeen cash savings bonds?

Will First State Bank Of Dequeen cash money orders?

Can First State Bank Of Dequeen issue a money order?

Does First State Bank Of Dequeen do currency exchange?

Background on The Bank

Who owns First State Bank Of Dequeen?

How long has First State Bank Of Dequeen been around?

Can First State Bank Of Dequeen transfer to other banks?

Does First State Bank Of Dequeen have quick pay?

Does First State Bank Of Dequeen accept rolled coins?

Will First State Bank Of Dequeen accept loose change?

Where is First State Bank Of Dequeen headquarters?

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