Flint Hills Bank

103 1/2 North Main Street
Eskridge, KS 66423

 

2019 Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 26340
Date Established 1985
Assets $0.13 billion
Loans $0.07 billion
Deposits $0.11 billion
Capital $0.02 billion

Flint Hills Bank is an FDIC insured institution located in Eskridge, KS. It was founded in 1985 and has approximately $0.13 billion in assets. Customers can open an account at one of its 4 branches.

For a more detailed analysis of Flint Hills Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - September 16, 2019

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates APY MIN MAX
Money Market
0.15% $1,000 $9,999 Learn MoreShow Less
Money Market
0.20% $10,000 $24,999 Learn MoreShow Less
Money Market
0.25% $25,000 $49,999 Learn MoreShow Less
CD Rates APY MIN MAX
3 Mo CD
0.40% $10,000 $24,999 Learn MoreShow Less
0.80% $10,000 $24,999 Learn MoreShow Less
1.36% $10,000 $24,999 Learn MoreShow Less
1.86% $10,000 $24,999 Learn MoreShow Less
2.06% $10,000 $24,999 Learn MoreShow Less
2.26% $10,000 $24,999 Learn MoreShow Less
2.52% $10,000 $24,999 Learn MoreShow Less

Fixed IRA Rates APY MIN MAX
1.36% $10,000 $24,999 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.15% $1,000 - Learn MoreShow Less

Loan Rates - September 16, 2019

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for Flint Hills Bank

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
3.751% 3.750% 0.00 $25 $1,158 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info

Note to Flint Hills Bank
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Flint Hills Bank branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Flint Hills Bank Locations


Financial Details

Flint Hills Bank Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Flint Hills Bank. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Flint Hills Bank U.S. Bank Average
0.23% 6.94%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its the bank’s tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of March 31, 2019, Flint Hills Bank had $40,000 in non-current loans and $0 in owned real estate. To cover these potential losses it had $15,754,000 in equity and $1,388,000 in loans loss reserves. That gives it a Texas Ratio of 0.23%.

Return on Equity
Flint Hills Bank U.S. Bank Average
11.78% 9.47%

Flint Hills Bank has a Return on Equity of 11.78% versus the BestCashCow average of 9.47%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Flint Hills Bank U.S. Bank Average
12.29% 12.49%

Flint Hills Bank has a Capitalization of 12.29% versus the BestCashCow average of 12.49. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Flint Hills Bank Balance Sheet Analysis

As of March 31, 2019, Flint Hills Bank had assets of $128,173,000, loans of $66,214,000, and deposits of $110,235,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

March 31, 2019
ASSETS
Cash & Balances due from depository institutions $0.01 billion
Interest-bearing balances $0.01 billion
Total securities $0.05 billion
Federal funds sold and reverse repurchase $0.00 billion
Net loans and leases $0.07 billion
Loan loss allowance $0.00 billion
Trading account assets $0.00 billion
Bank premises and fixed assets $0.00 billion
Other real estate owned $0.00 billion
Goodwill and other intangibles $0.00 billion
All other assets $0.00 billion
     Total Assets $0.11 billion
LIABILITIES
Total deposits $0.11 billion
      Interest-bearing deposits $0.09 billion
      Deposits held in domestic offices $0.11 billion
      % insured (estimated) 81.88%
Federal funds purchased and repurchase agreements $0.00 billion
Trading liabilities $0.00 billion
Other borrowed funds $0.00 billion
Subordinated debt $0.00 billion
All other liabilities $0.00 billion
      Total Liabilities $0.11 billion
      Shareholders’ Equity $0.02 billion

Summary Income Statement

March 31, 2019
INCOME AND EXPENSES
Total Interest Income $0.00 billion
Total Interest Expense $0.00 billion
Net interest income $0.00 billion
Provision for loan and lease losses $0.00 billion
Total non interest income $0.00 billion
Total non interest expense $0.00 billion
Pre-tax Net Operating Income $0.00 billion

Bank Loan Profile?

The top three loan types in Flint Hills Bank’s loan portfolio are 1-4 Family Residential Loans, Farm Loans, and Commercial and Industrial Loans.

Compared to other banks in Kansas, Flint Hills Bank has a significantly higher percent of Multifamily Mortgages on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 25.67
Multifamily
Mortgages
6.74
Credit Card Loans 0.00
Consumer Auto Loans 2.48
Small Business Loans 0.00
Construction and Development Loans 3.82
Commercial Real Estate 8.22
Commercial and Industrial Loans 9.15
Farm Loans 13.17

Frequently Asked Questions About Flint Hills Bank

Branches and Savings

Is Flint Hills Bank FDIC insured?

Yes. It is covered under FDIC Certificate #26340.

Why does Flint Hills Bank pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Flint Hills Bank CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Flint Hills Bank a commercial bank?

Yes

Where are Flint Hills Bank locations?

See branch locations nearby.

Is Flint Hills Bank open on Saturdays?

Is Flint Hills Bank open on Sundays?

What time does Flint Hills Bank open?

What time does Flint Hills Bank close?

Are Flint Hills Bank ATMs Open 24/7?

Do Flint Hills Bank ATMs accept cash deposits?

Can Flint Hills Bank customers use other ATMs?

Do Flint Hills Bank branches have notaries?

Will Flint Hills Bank notarize my document?

What address for Flint Hills Bank should I put for incoming ACH transfers?

Will the Flint Hills Bank branch print checks?

Do Flint Hills Bank checks expire?

Does Flint Hills Bank require US citizenship to open account?

Can Flint Hills Bank close my account?

Does Flint Hills Bank Report to credit bureaus?

Does Flint Hills Bank Use Equifax?

What is Flint Hills Bank's ACH Routing Number?

What is Flint Hills Bank's SWIFT code?

Products

Does Flint Hills Bank offer mortgages?

Compare mortgage rates here.

Does Flint Hills Bank offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Flint Hills Bank offer personal loans?

Compare personal loan rates here.

Does Flint Hills Bank offer student loans?

Will Flint Hills Bank cash a check?

Will Flint Hills Bank redeem a savings bond?

Does Flint Hills Bank cash savings bonds?

Will Flint Hills Bank cash money orders?

Can Flint Hills Bank issue a money order?

Does Flint Hills Bank do currency exchange?

Background on The Bank

Who owns Flint Hills Bank?

How long has Flint Hills Bank been around?

Can Flint Hills Bank transfer to other banks?

Does Flint Hills Bank have quick pay?

Does Flint Hills Bank accept rolled coins?

Will Flint Hills Bank accept loose change?

Where is Flint Hills Bank headquarters?

Customer Reviews for Flint Hills Bank

There are currently no comments for Flint Hills Bank. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →