Fox Chase Bank

Headquarters

4390 Davisville Road
Hatboro, PA 19040
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.95% →
1-Year CD N.A. 1.01% →
2-Year CD N.A. 0.95% →
5-Year CD N.A. 1.30% →
30-Year Mortgage N.A. 2.80% →
15-Year Mortgage N.A. 2.37% →
HELOC N.A. 2.79% →

2020 Overview

General Bank Information

Fox Chase Bank is an FDIC insured institution located in Hatboro, PA. It was founded in 1868 and has approximately $1.08 billion in assets. Customers can open an account at one of its 2 branches.

FDIC Insured Yes
FDIC Certificate # 28888
Date Established 1868
Assets $ 1,083.73 million
Loans $ 774.92 million
Deposits $ 749.39 million
Capital $ 155.77 million
 

For a more detailed analysis of Fox Chase Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - October 28, 2020

Your Current Location: Virginia, VA 20146


Loan Rates - October 28, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Fox Chase Bank

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:




Featured - Virginia 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Rocket Mortgage
NMLS ID: 3030
3.746% 3.625% 1.00 $3,750 $1,141 Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
2.674% 2.625% 0.63 $1,595 $1,005 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

Note to Fox Chase Bank
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Branches

Fox Chase Bank branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Fox Chase Bank Locations


Financial Details

Fox Chase Bank Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Fox Chase Bank. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Fox Chase Bank U.S. Bank Average
3.05% 6.94%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of March 31, 2020, Fox Chase Bank had $2,442,000 in non-current loans and $2,631,000 in owned real estate. To cover these potential losses it had $155,773,000 in equity and $10,716,000 in loans loss reserves. That gives it a Texas Ratio of 3.05%.

Return on Equity
Fox Chase Bank U.S. Bank Average
-6.23% 7.80%

Fox Chase Bank has a Return on Equity of -6.23% versus the BestCashCow average of 7.80%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Fox Chase Bank U.S. Bank Average
14.37% 12.68%

Fox Chase Bank has a Capitalization of 14.37% versus the BestCashCow average of 12.68. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Fox Chase Bank Balance Sheet Analysis

As of June 30, 2016, Fox Chase Bank had assets of $1,083,725,000, loans of $774,918,000, and deposits of $749,388,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

March 31, 2020
ASSETS
Cash & Balances due from depository institutions N.A.
Interest-bearing balances N.A.
Total securities N.A.
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 774.92 million
Loan loss allowance $ 10.72 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned $ 2.63 million
Goodwill and other intangibles N.A.
All other assets N.A.
     Total Assets N.A.
LIABILITIES
Total deposits $ 749.39 million
      Interest-bearing deposits N.A.
      Deposits held in domestic offices N.A.
      % insured (estimated) 0.00%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds N.A.
Subordinated debt N.A.
All other liabilities N.A.
      Total Liabilities N.A.
      Shareholders’ Equity $ 1,083.73 million

Summary Income Statement

March 31, 2020
INCOME AND EXPENSES
Total Interest Income N.A.
Total Interest Expense N.A.
Net interest income N.A.
Provision for loan and lease losses N.A.
Total non interest income N.A.
Total non interest expense N.A.
Pre-tax Net Operating Income N.A.

Bank Loan Profile?

The top three loan types in Fox Chase Bank’s loan portfolio are Commercial Real Estate, Commercial and Industrial Loans, and 1-4 Family Residential Loans.

Compared to other banks in Pennsylvania, Fox Chase Bank has a significantly higher percent of Commercial Real Estate, Commercial and Industrial Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 17.18
Multifamily
Mortgages
2.46
Credit Card Loans 0.00
Consumer Auto Loans 0.00
Small Business Loans 6.09
Construction and Development Loans 5.39
Commercial Real Estate 46.69
Commercial and Industrial Loans 24.21
Farm Loans 0.00

Frequently Asked Questions About Fox Chase Bank

Branches and Savings

Is Fox Chase Bank FDIC insured?

Yes. It is covered under FDIC Certificate #28888.

Why does Fox Chase Bank pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Fox Chase Bank CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Fox Chase Bank a commercial bank?

Yes

Where are Fox Chase Bank locations?

See branch locations nearby.

Is Fox Chase Bank open on Saturdays?

Is Fox Chase Bank open on Sundays?

What time does Fox Chase Bank open?

What time does Fox Chase Bank close?

Are Fox Chase Bank ATMs Open 24/7?

Do Fox Chase Bank ATMs accept cash deposits?

Can Fox Chase Bank customers use other ATMs?

Do Fox Chase Bank branches have notaries?

Will Fox Chase Bank notarize my document?

What address for Fox Chase Bank should I put for incoming ACH transfers?

Will the Fox Chase Bank branch print checks?

Do Fox Chase Bank checks expire?

Does Fox Chase Bank require US citizenship to open account?

Can Fox Chase Bank close my account?

Does Fox Chase Bank Report to credit bureaus?

Does Fox Chase Bank Use Equifax?

What is Fox Chase Bank's ACH Routing Number?

What is Fox Chase Bank's SWIFT code?

Products

Does Fox Chase Bank offer mortgages?

Compare mortgage rates here.

Does Fox Chase Bank offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Fox Chase Bank offer personal loans?

Compare personal loan rates here.

Does Fox Chase Bank offer student loans?

Will Fox Chase Bank cash a check?

Will Fox Chase Bank redeem a savings bond?

Does Fox Chase Bank cash savings bonds?

Will Fox Chase Bank cash money orders?

Can Fox Chase Bank issue a money order?

Does Fox Chase Bank do currency exchange?

Background on The Bank

Who owns Fox Chase Bank?

How long has Fox Chase Bank been around?

Can Fox Chase Bank transfer to other banks?

Does Fox Chase Bank have quick pay?

Does Fox Chase Bank accept rolled coins?

Will Fox Chase Bank accept loose change?

Where is Fox Chase Bank headquarters?

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