Fullerton Federal Savings Association

Headquarters

7527 Belair Road
Nottingham, MD 21236
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.85% →
1-Year CD N.A. 0.80% →
2-Year CD N.A. 0.80% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Bank Information

Fullerton Federal Savings Association is an FDIC insured institution located in Nottingham, MD. It was founded in 1985 and has approximately $0.01 billion in assets.

FDIC Insured Yes
FDIC Certificate # 29514
Date Established 1985
Assets $ 8.53 million
Loans $ 2.49 million
Deposits $ 7.47 million
Capital $ 1.03 million
 

For a more detailed analysis of Fullerton Federal Savings Association's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - September 23, 2021

Your Current Location: California, CA 92111

 

Loan Rates - September 23, 2021

Your Current Location: California, CA 92111

There are currently no loan rates available for Fullerton Federal Savings Association

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:




Featured - California 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Monthly
Payment
Learn More
First Internet Bank
NMLS ID: 424182
2.806% 2.750%
0.75 points
$1,818 fees
$1,021 Learn More

Featured - California Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
BMO Harris Bank
BMO Harris Bank
See Table
Intro APR 1.790 %
After Intro: 4.840 %
Intro Period: 6 months
$0 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

Note to Fullerton Federal Savings Association
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Fullerton Federal Savings Association branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
San Diego,California


Fullerton Federal Savings Association Locations


Financial Details

Fullerton Federal Savings Association Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Fullerton Federal Savings Association. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Fullerton Federal Savings Association U.S. Bank Average
64.69% 5.29%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of March 31, 2021, Fullerton Federal Savings Association had $373,000 in non-current loans and $325,000 in owned real estate. To cover these potential losses it had $1,029,000 in equity and $50,000 in loans loss reserves. That gives it a Texas Ratio of 64.69%.

Return on Equity
Fullerton Federal Savings Association U.S. Bank Average
-16.33% 11.43%

Fullerton Federal Savings Association has a Return on Equity of -16.33% versus the BestCashCow average of 11.43%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Fullerton Federal Savings Association U.S. Bank Average
12.07% 11.51%

Fullerton Federal Savings Association has a Capitalization of 12.07% versus the BestCashCow average of 11.51. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Fullerton Federal Savings Association Balance Sheet Analysis

As of September 30, 2011, Fullerton Federal Savings Association had assets of $8,525,000, loans of $2,491,000, and deposits of $7,474,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

March 31, 2021
ASSETS
Cash & Balances due from depository institutions N.A.
Interest-bearing balances N.A.
Total securities N.A.
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 2.49 million
Loan loss allowance $ 0.05 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned $ 0.33 million
Goodwill and other intangibles N.A.
All other assets N.A.
     Total Assets N.A.
LIABILITIES
Total deposits $ 7.47 million
      Interest-bearing deposits N.A.
      Deposits held in domestic offices N.A.
      % insured (estimated) 0.00%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds N.A.
Subordinated debt N.A.
All other liabilities N.A.
      Total Liabilities N.A.
      Shareholders’ Equity $ 8.53 million

Summary Income Statement

March 31, 2021
INCOME AND EXPENSES
Total Interest Income N.A.
Total Interest Expense N.A.
Net interest income N.A.
Provision for loan and lease losses N.A.
Total non interest income N.A.
Total non interest expense N.A.
Pre-tax Net Operating Income N.A.

Bank Loan Profile?

The top three loan types in Fullerton Federal Savings Association’s loan portfolio are 1-4 Family Residential Loans, Multifamily Mortgages, and Credit Card Loans.

Compared to other banks, Fullerton Federal Savings Association’s loan portfolio does not show any specific loan specialty.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 0.00
Multifamily
Mortgages
0.00
Credit Card Loans 0.00
Consumer Auto Loans 0.00
Small Business Loans 0.00
Construction and Development Loans 0.00
Commercial Real Estate 0.00
Commercial and Industrial Loans 0.00
Farm Loans 0.00

Frequently Asked Questions About Fullerton Federal Savings Association

Branches and Savings

Is Fullerton Federal Savings Association FDIC insured?

Yes. It is covered under FDIC Certificate #29514.

Why does Fullerton Federal Savings Association pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Fullerton Federal Savings Association CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Fullerton Federal Savings Association a commercial bank?

Yes

Where are Fullerton Federal Savings Association locations?

See branch locations nearby.

Is Fullerton Federal Savings Association open on Saturdays?

Is Fullerton Federal Savings Association open on Sundays?

What time does Fullerton Federal Savings Association open?

What time does Fullerton Federal Savings Association close?

Are Fullerton Federal Savings Association ATMs Open 24/7?

Do Fullerton Federal Savings Association ATMs accept cash deposits?

Can Fullerton Federal Savings Association customers use other ATMs?

Do Fullerton Federal Savings Association branches have notaries?

Will Fullerton Federal Savings Association notarize my document?

What address for Fullerton Federal Savings Association should I put for incoming ACH transfers?

Will the Fullerton Federal Savings Association branch print checks?

Do Fullerton Federal Savings Association checks expire?

Does Fullerton Federal Savings Association require US citizenship to open account?

Can Fullerton Federal Savings Association close my account?

Does Fullerton Federal Savings Association Report to credit bureaus?

Does Fullerton Federal Savings Association Use Equifax?

What is Fullerton Federal Savings Association's ACH Routing Number?

What is Fullerton Federal Savings Association's SWIFT code?

Products

Does Fullerton Federal Savings Association offer mortgages?

Compare mortgage rates here.

Does Fullerton Federal Savings Association offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Fullerton Federal Savings Association offer personal loans?

Compare personal loan rates here.

Does Fullerton Federal Savings Association offer student loans?

Will Fullerton Federal Savings Association cash a check?

Will Fullerton Federal Savings Association redeem a savings bond?

Does Fullerton Federal Savings Association cash savings bonds?

Will Fullerton Federal Savings Association cash money orders?

Can Fullerton Federal Savings Association issue a money order?

Does Fullerton Federal Savings Association do currency exchange?

Background on The Bank

Who owns Fullerton Federal Savings Association?

How long has Fullerton Federal Savings Association been around?

Can Fullerton Federal Savings Association transfer to other banks?

Does Fullerton Federal Savings Association have quick pay?

Does Fullerton Federal Savings Association accept rolled coins?

Will Fullerton Federal Savings Association accept loose change?

Where is Fullerton Federal Savings Association headquarters?

Customer Reviews for Fullerton Federal Savings Association

There are currently no comments for Fullerton Federal Savings Association. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →