Garfield County Bank

444 Main Street
Jordan, MT 59337


2018 Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 18164
Date Established 1960
Assets $0.09 billion
Loans $0.07 billion
Deposits $0.08 billion
Capital $0.01 billion

Garfield County Bank is an FDIC insured institution located in Jordan, MT. It was founded in 1960 and has approximately $0.09 billion in assets. Customers can open an account at one of its 2 branches.

For a more detailed analysis of Garfield County Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in Garfield County Bank’s loan portfolio are Farm Loans, Commercial and Industrial Loans, and Commercial Real Estate.

Compared to other banks in Montana, Garfield County Bank has a significantly higher percent of Farm Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 3.94
Credit Card Loans 0.43
Consumer Auto Loans 0.74
Small Business Loans 5.78
Construction and Development Loans 0.04
Commercial Real Estate 5.78
Commercial and Industrial Loans 6.34
Farm Loans 57.69

Deposit Rates - December 16, 2018

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates APY MIN MAX
Money Market
0.50% $2,500 - Learn MoreShow Less
3 Mo CD
0.30% $2,500 $99,999 Learn MoreShow Less
6 Mo CD
0.50% $1,000 $99,999 Learn MoreShow Less
12 Mo CD
0.80% $1,000 $99,999 Learn MoreShow Less
24 Mo CD
1.26% $500 $99,999 Learn MoreShow Less
36 Mo CD
1.31% $500 $99,999 Learn MoreShow Less
60 Mo CD
1.71% $500 $99,999 Learn MoreShow Less

Fixed IRA
0.80% $500 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
0.30% $500 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.30% $1,000 - Learn MoreShow Less

Loan Rates - December 16, 2018

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Garfield County Bank

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2018

Lender APR Rate (%) Points Fees Monthly
Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.375% 5.375% 0.00 $0 $1,400 Learn More
Rocket Mortgage
NMLS ID: 3030
4.990% 4.990% 0.00 $0 $1,341 Learn More
J.G. Wentworth Home Lending, LLC
NMLS ID: 2925
License#: MC-1875
4.518% 4.500% 0.25 $540 $1,267 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2018

Lender Rate (%) Monthly Payment Learn More

Note to Garfield County Bank
To upload and update your bank's rates please register. It is free to register and add rates.


Garfield County Bank branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Garfield County Bank Locations

Financial Details

Garfield County Bank Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Garfield County Bank. The data is provided by the FDIC. All banks listed on are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Garfield County Bank U.S. Bank Average
36.41% 7.92%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its the bank’s tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of June 30, 2018, Garfield County Bank had $4,382,000 in non-current loans and $0 in owned real estate. To cover these potential losses it had $10,397,000 in equity and $1,638,000 in loans loss reserves. That gives it a Texas Ratio of 36.41%.

Return on Equity
Garfield County Bank U.S. Bank Average
8.87% 9.77%

Garfield County Bank has a Return on Equity of 8.87% versus the BestCashCow average of 9.77%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Garfield County Bank U.S. Bank Average
11.82% 12.31%

Garfield County Bank has a Capitalization of 11.82% versus the BestCashCow average of 12.31. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Garfield County Bank Balance Sheet Analysis

As of June 30, 2018, Garfield County Bank had assets of $87,964,000, loans of $67,674,000, and deposits of $76,395,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

June 30, 2018
Cash & Balances due from depository institutions $0.00 billion
Interest-bearing balances $0.00 billion
Total securities $0.01 billion
Federal funds sold and reverse repurchase $0.00 billion
Net loans and leases $0.07 billion
Loan loss allowance $0.00 billion
Trading account assets $0.00 billion
Bank premises and fixed assets $0.00 billion
Other real estate owned $0.00 billion
Goodwill and other intangibles $0.00 billion
All other assets $0.00 billion
     Total Assets $0.08 billion
Total deposits $0.08 billion
      Interest-bearing deposits $0.07 billion
      Deposits held in domestic offices $0.08 billion
      % insured (estimated) 85.28%
Federal funds purchased and repurchase agreements $0.00 billion
Trading liabilities $0.00 billion
Other borrowed funds $0.00 billion
Subordinated debt $0.00 billion
All other liabilities $0.00 billion
      Total Liabilities $0.08 billion
      Shareholders’ Equity $0.01 billion

Summary Income Statement

June 30, 2018
Total Interest Income $0.00 billion
Total Interest Expense $0.00 billion
Net interest income $0.00 billion
Provision for loan and lease losses $0.00 billion
Total non interest income $0.00 billion
Total non interest expense $0.00 billion
Pre-tax Net Operating Income $0.00 billion

Frequently Asked Questions About Garfield County Bank

Branches and Savings

Is Garfield County Bank FDIC insured?

Yes. It is covered under FDIC Certificate #18164.

Why does Garfield County Bank pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Garfield County Bank CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Garfield County Bank a commercial bank?


Where are Garfield County Bank locations?

See branch locations nearby.

Is Garfield County Bank open on Saturdays?

Is Garfield County Bank open on Sundays?

What time does Garfield County Bank open?

What time does Garfield County Bank close?

Are Garfield County Bank ATMs Open 24/7?

Do Garfield County Bank ATMs accept cash deposits?

Can Garfield County Bank customers use other ATMs?

Do Garfield County Bank branches have notaries?

Will Garfield County Bank notarize my document?

What address for Garfield County Bank should I put for incoming ACH transfers?

Will the Garfield County Bank branch print checks?

Do Garfield County Bank checks expire?

Does Garfield County Bank require US citizenship to open account?

Can Garfield County Bank close my account?

Does Garfield County Bank Report to credit bureaus?

Does Garfield County Bank Use Equifax?

What is Garfield County Bank's ACH Routing Number?

What is Garfield County Bank's SWIFT code?


Does Garfield County Bank offer mortgages?

Compare mortgage rates here.

Does Garfield County Bank offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Garfield County Bank offer personal loans?

Compare personal loan rates here.

Does Garfield County Bank offer student loans?

Will Garfield County Bank cash a check?

Will Garfield County Bank redeem a savings bond?

Does Garfield County Bank cash savings bonds?

Will Garfield County Bank cash money orders?

Can Garfield County Bank issue a money order?

Does Garfield County Bank do currency exchange?

Background on The Bank

Who owns Garfield County Bank?

How long has Garfield County Bank been around?

Can Garfield County Bank transfer to other banks?

Does Garfield County Bank have quick pay?

Does Garfield County Bank accept rolled coins?

Will Garfield County Bank accept loose change?

Where is Garfield County Bank headquarters?

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*All images, logos and public notes on this page appear courtesy of Garfield County Bank and are not subject to approval of BestCashCow. BestCashCow expressly disclaims all responsibility for this content.