Genoa Community Bank

Willard Avenue And Oak Street
Genoa, NE 68640


2019 Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 5408
Date Established 1903
Assets $0.06 billion
Loans $0.05 billion
Deposits $0.05 billion
Capital $0.01 billion

Genoa Community Bank is an FDIC insured institution located in Genoa, NE. It was founded in 1903 and has approximately $0.06 billion in assets.

For a more detailed analysis of Genoa Community Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in Genoa Community Bank’s loan portfolio are Farm Loans, Commercial Real Estate, and Commercial and Industrial Loans.

Compared to other banks in Nebraska, Genoa Community Bank has a significantly higher percent of Farm Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 4.64
Credit Card Loans 0.00
Consumer Auto Loans 0.67
Small Business Loans 2.33
Construction and Development Loans 2.58
Commercial Real Estate 9.05
Commercial and Industrial Loans 4.70
Farm Loans 53.53

Deposit Rates - June 17, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates APY MIN MAX
Money Market
0.30% $2,500 $49,999 Learn MoreShow Less
Premium Money Market Account
0.20% $5,000 $24,999 Learn MoreShow Less
Premium Money Market Account
0.30% $25,000 $49,999 Learn MoreShow Less
3 Mo CD
0.40% $500 - Learn MoreShow Less
6 Mo CD
0.55% $500 - Learn MoreShow Less
12 Mo CD
0.80% $500 - Learn MoreShow Less
Special: 15 Mo CD
2.27% $500 - Learn MoreShow Less
18 Mo CD
0.90% $500 - Learn MoreShow Less
24 Mo CD
1.10% $500 - Learn MoreShow Less
Special: 24 Mo CD
2.70% $5,000 - Learn MoreShow Less
30 Mo CD
1.21% $500 - Learn MoreShow Less
Special: 36 Mo CD
2.80% $500 - Learn MoreShow Less
36 Mo CD
1.41% $500 - Learn MoreShow Less
48 Mo CD
1.51% $500 - Learn MoreShow Less
60 Mo CD
1.56% $500 - Learn MoreShow Less

Fixed IRA
0.80% $500 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
1.10% $500 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.30% $1,000 - Learn MoreShow Less

Loan Rates - June 17, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Genoa Community Bank

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.250% 5.250% 0.00 $0 $1,381 Learn More
Rocket Mortgage
NMLS ID: 3030
4.500% 4.500% 0.00 $0 $1,267 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
PenFed Credit Union
PenFed Credit Union
5.500 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
4.490 %
$0 Learn More
More Info

Note to Genoa Community Bank
To upload and update your bank's rates please register. It is free to register and add rates.


Genoa Community Bank branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Genoa Community Bank Locations

Financial Details

Genoa Community Bank Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Genoa Community Bank. The data is provided by the FDIC. All banks listed on are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Genoa Community Bank U.S. Bank Average
15.57% 6.97%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its the bank’s tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of December 31, 2018, Genoa Community Bank had $1,254,000 in non-current loans and $0 in owned real estate. To cover these potential losses it had $7,187,000 in equity and $867,000 in loans loss reserves. That gives it a Texas Ratio of 15.57%.

Return on Equity
Genoa Community Bank U.S. Bank Average
11.13% 8.80%

Genoa Community Bank has a Return on Equity of 11.13% versus the BestCashCow average of 8.80%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Genoa Community Bank U.S. Bank Average
11.58% 12.29%

Genoa Community Bank has a Capitalization of 11.58% versus the BestCashCow average of 12.29. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Genoa Community Bank Balance Sheet Analysis

As of December 31, 2018, Genoa Community Bank had assets of $62,074,000, loans of $46,966,000, and deposits of $51,459,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

December 31, 2018
Cash & Balances due from depository institutions $0.00 billion
Interest-bearing balances $0.00 billion
Total securities $0.01 billion
Federal funds sold and reverse repurchase $0.00 billion
Net loans and leases $0.05 billion
Loan loss allowance $0.00 billion
Trading account assets $0.00 billion
Bank premises and fixed assets $0.00 billion
Other real estate owned $0.00 billion
Goodwill and other intangibles $0.00 billion
All other assets $0.00 billion
     Total Assets $0.05 billion
Total deposits $0.05 billion
      Interest-bearing deposits $0.05 billion
      Deposits held in domestic offices $0.05 billion
      % insured (estimated) 80.20%
Federal funds purchased and repurchase agreements $0.00 billion
Trading liabilities $0.00 billion
Other borrowed funds $0.00 billion
Subordinated debt $0.00 billion
All other liabilities $0.00 billion
      Total Liabilities $0.05 billion
      Shareholders’ Equity $0.01 billion

Summary Income Statement

December 31, 2018
Total Interest Income $0.00 billion
Total Interest Expense $0.00 billion
Net interest income $0.00 billion
Provision for loan and lease losses $0.00 billion
Total non interest income $0.00 billion
Total non interest expense $0.00 billion
Pre-tax Net Operating Income $0.00 billion

Frequently Asked Questions About Genoa Community Bank

Branches and Savings

Is Genoa Community Bank FDIC insured?

Yes. It is covered under FDIC Certificate #5408.

Why does Genoa Community Bank pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Genoa Community Bank CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Genoa Community Bank a commercial bank?


Where are Genoa Community Bank locations?

See branch locations nearby.

Is Genoa Community Bank open on Saturdays?

Is Genoa Community Bank open on Sundays?

What time does Genoa Community Bank open?

What time does Genoa Community Bank close?

Are Genoa Community Bank ATMs Open 24/7?

Do Genoa Community Bank ATMs accept cash deposits?

Can Genoa Community Bank customers use other ATMs?

Do Genoa Community Bank branches have notaries?

Will Genoa Community Bank notarize my document?

What address for Genoa Community Bank should I put for incoming ACH transfers?

Will the Genoa Community Bank branch print checks?

Do Genoa Community Bank checks expire?

Does Genoa Community Bank require US citizenship to open account?

Can Genoa Community Bank close my account?

Does Genoa Community Bank Report to credit bureaus?

Does Genoa Community Bank Use Equifax?

What is Genoa Community Bank's ACH Routing Number?

What is Genoa Community Bank's SWIFT code?


Does Genoa Community Bank offer mortgages?

Compare mortgage rates here.

Does Genoa Community Bank offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Genoa Community Bank offer personal loans?

Compare personal loan rates here.

Does Genoa Community Bank offer student loans?

Will Genoa Community Bank cash a check?

Will Genoa Community Bank redeem a savings bond?

Does Genoa Community Bank cash savings bonds?

Will Genoa Community Bank cash money orders?

Can Genoa Community Bank issue a money order?

Does Genoa Community Bank do currency exchange?

Background on The Bank

Who owns Genoa Community Bank?

How long has Genoa Community Bank been around?

Can Genoa Community Bank transfer to other banks?

Does Genoa Community Bank have quick pay?

Does Genoa Community Bank accept rolled coins?

Will Genoa Community Bank accept loose change?

Where is Genoa Community Bank headquarters?

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