Global Trust Bank

Headquarters

700 E. El Camino Real, Suite 300
Mountain View, CA 94040
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 1.05% →
1-Year CD N.A. 0.95% →
2-Year CD N.A. 1.05% →
5-Year CD N.A. 1.30% →
30-Year Mortgage N.A. 2.80% →
15-Year Mortgage N.A. 2.37% →
HELOC N.A. 2.79% →

2020 Overview

General Bank Information

Global Trust Bank is an FDIC insured institution located in Mountain View, CA. It was founded in 2008 and has approximately $0.09 billion in assets.

FDIC Insured Yes
FDIC Certificate # 58808
Date Established 2008
Assets $ 86.65 million
Loans $ 56.66 million
Deposits $ 70.81 million
Capital $ 15.58 million
 

For a more detailed analysis of Global Trust Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - September 23, 2020

Your Current Location: Connecticut, CT 06828


Loan Rates - September 23, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for Global Trust Bank

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:




Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
2.815% 2.750% 0.88 $2,128 $1,021 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.990 %
$0 Learn More
More Info

Note to Global Trust Bank
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Branches

Global Trust Bank branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Global Trust Bank Locations


Financial Details

Global Trust Bank Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Global Trust Bank. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Global Trust Bank U.S. Bank Average
0% 6.94%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of March 31, 2020, Global Trust Bank had $0 in non-current loans and $0 in owned real estate. To cover these potential losses it had $15,578,000 in equity and $954,000 in loans loss reserves. That gives it a Texas Ratio of 0%.

Return on Equity
Global Trust Bank U.S. Bank Average
-4.42% 7.80%

Global Trust Bank has a Return on Equity of -4.42% versus the BestCashCow average of 7.80%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Global Trust Bank U.S. Bank Average
17.98% 12.68%

Global Trust Bank has a Capitalization of 17.98% versus the BestCashCow average of 12.68. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Global Trust Bank Balance Sheet Analysis

As of September 30, 2011, Global Trust Bank had assets of $86,651,000, loans of $56,659,000, and deposits of $70,812,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

March 31, 2020
ASSETS
Cash & Balances due from depository institutions N.A.
Interest-bearing balances N.A.
Total securities N.A.
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 56.66 million
Loan loss allowance $ 0.95 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles N.A.
All other assets N.A.
     Total Assets N.A.
LIABILITIES
Total deposits $ 70.81 million
      Interest-bearing deposits N.A.
      Deposits held in domestic offices N.A.
      % insured (estimated) 0.00%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds N.A.
Subordinated debt N.A.
All other liabilities N.A.
      Total Liabilities N.A.
      Shareholders’ Equity $ 86.65 million

Summary Income Statement

March 31, 2020
INCOME AND EXPENSES
Total Interest Income N.A.
Total Interest Expense N.A.
Net interest income N.A.
Provision for loan and lease losses N.A.
Total non interest income N.A.
Total non interest expense N.A.
Pre-tax Net Operating Income N.A.

Bank Loan Profile?

The top three loan types in Global Trust Bank’s loan portfolio are 1-4 Family Residential Loans, Multifamily Mortgages, and Credit Card Loans.

Compared to other banks, Global Trust Bank’s loan portfolio does not show any specific loan specialty.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 0.00
Multifamily
Mortgages
0.00
Credit Card Loans 0.00
Consumer Auto Loans 0.00
Small Business Loans 0.00
Construction and Development Loans 0.00
Commercial Real Estate 0.00
Commercial and Industrial Loans 0.00
Farm Loans 0.00

Frequently Asked Questions About Global Trust Bank

Branches and Savings

Is Global Trust Bank FDIC insured?

Yes. It is covered under FDIC Certificate #58808.

Why does Global Trust Bank pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Global Trust Bank CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Global Trust Bank a commercial bank?

Yes

Where are Global Trust Bank locations?

See branch locations nearby.

Is Global Trust Bank open on Saturdays?

Is Global Trust Bank open on Sundays?

What time does Global Trust Bank open?

What time does Global Trust Bank close?

Are Global Trust Bank ATMs Open 24/7?

Do Global Trust Bank ATMs accept cash deposits?

Can Global Trust Bank customers use other ATMs?

Do Global Trust Bank branches have notaries?

Will Global Trust Bank notarize my document?

What address for Global Trust Bank should I put for incoming ACH transfers?

Will the Global Trust Bank branch print checks?

Do Global Trust Bank checks expire?

Does Global Trust Bank require US citizenship to open account?

Can Global Trust Bank close my account?

Does Global Trust Bank Report to credit bureaus?

Does Global Trust Bank Use Equifax?

What is Global Trust Bank's ACH Routing Number?

What is Global Trust Bank's SWIFT code?

Products

Does Global Trust Bank offer mortgages?

Compare mortgage rates here.

Does Global Trust Bank offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Global Trust Bank offer personal loans?

Compare personal loan rates here.

Does Global Trust Bank offer student loans?

Will Global Trust Bank cash a check?

Will Global Trust Bank redeem a savings bond?

Does Global Trust Bank cash savings bonds?

Will Global Trust Bank cash money orders?

Can Global Trust Bank issue a money order?

Does Global Trust Bank do currency exchange?

Background on The Bank

Who owns Global Trust Bank?

How long has Global Trust Bank been around?

Can Global Trust Bank transfer to other banks?

Does Global Trust Bank have quick pay?

Does Global Trust Bank accept rolled coins?

Will Global Trust Bank accept loose change?

Where is Global Trust Bank headquarters?

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