Green Dot Bank DBA Bonneville Bank

Headquarters

1675 N 200 W
Provo, UT 84604
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.10% 0.65% →
1-Year CD 0.25% 0.70% →
2-Year CD 0.35% 0.75% →
5-Year CD 1.01% 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Bank Information

Green Dot Bank DBA Bonneville Bank is an FDIC insured institution located in Provo, UT. It was founded in 1978 and has approximately $4.16 billion in assets.

FDIC Insured Yes
FDIC Certificate # 22653
Date Established 1978
Assets $ 4.16 billion
Loans $ 26.99 million
Deposits $ 3.87 billion
Capital $ 264.26 million
 

For a more detailed analysis of Green Dot Bank DBA Bonneville Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - July 26, 2021

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates APY MIN MAX
Savings
0.10% $2,500 $4,999 Learn More
Money Market
0.10% $10,000 $14,999 Learn More
Money Market
0.10% $25,000 $29,999 Learn More
CD Rates APY MIN MAX
6 Mo CD
0.15% $10,000 $14,999 Learn More
6 Mo CD
0.15% $100,000 $199,999 Learn More
12 Mo CD
0.25% $10,000 $14,999 Learn More
12 Mo CD
0.25% $100,000 $199,999 Learn More
24 Mo CD
0.35% $10,000 $14,999 Learn More
24 Mo CD
0.35% $100,000 $199,999 Learn More
36 Mo CD
0.60% $10,000 $14,999 Learn More
36 Mo CD
0.60% $100,000 $199,999 Learn More
48 Mo CD
0.75% $10,000 $14,999 Learn More
48 Mo CD
0.75% $100,000 $199,999 Learn More
60 Mo CD
1.01% $10,000 $14,999 Learn More
60 Mo CD
1.01% $100,000 $199,999 Learn More

Int Checking Rates APY MIN MAX
Int Ckg
0.10% $2,500 $3,499 Learn MoreShow Less
 

Loan Rates - July 26, 2021

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Green Dot Bank DBA Bonneville Bank

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:




Featured - Virginia 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Monthly
Payment
Learn More
CashCall Mortgage
NMLS ID: 128231
2.692% 2.625%
0.88 points
$2,188 fees
$1,005 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR 2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
BMO Harris Bank
BMO Harris Bank
See Table
4.840 %
$0 Learn More
More Info

Note to Green Dot Bank DBA Bonneville Bank
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Branches

Green Dot Bank DBA Bonneville Bank branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Green Dot Bank DBA Bonneville Bank Locations


Financial Details

Green Dot Bank DBA Bonneville Bank Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Green Dot Bank DBA Bonneville Bank. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Green Dot Bank DBA Bonneville Bank U.S. Bank Average
0.45% 5.29%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of March 31, 2021, Green Dot Bank DBA Bonneville Bank had $1,187,000 in non-current loans and $0 in owned real estate. To cover these potential losses it had $264,260,000 in equity and $1,868,000 in loans loss reserves. That gives it a Texas Ratio of 0.45%.

Return on Equity
Green Dot Bank DBA Bonneville Bank U.S. Bank Average
25.98% 11.43%

Green Dot Bank DBA Bonneville Bank has a Return on Equity of 25.98% versus the BestCashCow average of 11.43%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Green Dot Bank DBA Bonneville Bank U.S. Bank Average
6.35% 11.51%

Green Dot Bank DBA Bonneville Bank has a Capitalization of 6.35% versus the BestCashCow average of 11.51. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Green Dot Bank DBA Bonneville Bank Balance Sheet Analysis

As of March 31, 2021, Green Dot Bank DBA Bonneville Bank had assets of $4,162,576,000, loans of $26,986,000, and deposits of $3,866,857,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

March 31, 2021
ASSETS
Cash & Balances due from depository institutions $ 2.89 billion
Interest-bearing balances $ 2.68 billion
Total securities $ 999.45 million
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 26.99 million
Loan loss allowance $ 1.87 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles $ 11.06 million
All other assets $ 231.55 million
     Total Assets $ 3.90 billion
LIABILITIES
Total deposits $ 3.87 billion
      Interest-bearing deposits $ 25.77 million
      Deposits held in domestic offices $ 3.87 billion
      % insured (estimated) 94.87%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds N.A.
Subordinated debt N.A.
All other liabilities $ 31.46 million
      Total Liabilities $ 3.90 billion
      Shareholders’ Equity $ 264.26 million

Summary Income Statement

March 31, 2021
INCOME AND EXPENSES
Total Interest Income $ 5.79 million
Total Interest Expense $ 0.03 million
Net interest income $ 5.77 million
Provision for loan and lease losses $ 1.75 million
Total non interest income $ 22.20 million
Total non interest expense $ 4.53 million
Pre-tax Net Operating Income $ 21.69 million

Bank Loan Profile?

The top three loan types in Green Dot Bank DBA Bonneville Bank’s loan portfolio are Credit Card Loans, Commercial and Industrial Loans, and Commercial Real Estate.

Compared to other banks in Utah, Green Dot Bank DBA Bonneville Bank has a significantly higher percent of Credit Card Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 2.99
Multifamily
Mortgages
0.10
Credit Card Loans 43.89
Consumer Auto Loans 0.04
Small Business Loans 0.00
Construction and Development Loans 0.26
Commercial Real Estate 7.06
Commercial and Industrial Loans 33.41
Farm Loans 0.00

Frequently Asked Questions About Green Dot Bank Dba Bonneville Bank

Branches and Savings

Is Green Dot Bank Dba Bonneville Bank FDIC insured?

Yes. It is covered under FDIC Certificate #22653.

Why does Green Dot Bank Dba Bonneville Bank pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Green Dot Bank Dba Bonneville Bank CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Green Dot Bank Dba Bonneville Bank a commercial bank?

Yes

Where are Green Dot Bank Dba Bonneville Bank locations?

See branch locations nearby.

Is Green Dot Bank Dba Bonneville Bank open on Saturdays?

Is Green Dot Bank Dba Bonneville Bank open on Sundays?

What time does Green Dot Bank Dba Bonneville Bank open?

What time does Green Dot Bank Dba Bonneville Bank close?

Are Green Dot Bank Dba Bonneville Bank ATMs Open 24/7?

Do Green Dot Bank Dba Bonneville Bank ATMs accept cash deposits?

Can Green Dot Bank Dba Bonneville Bank customers use other ATMs?

Do Green Dot Bank Dba Bonneville Bank branches have notaries?

Will Green Dot Bank Dba Bonneville Bank notarize my document?

What address for Green Dot Bank Dba Bonneville Bank should I put for incoming ACH transfers?

Will the Green Dot Bank Dba Bonneville Bank branch print checks?

Do Green Dot Bank Dba Bonneville Bank checks expire?

Does Green Dot Bank Dba Bonneville Bank require US citizenship to open account?

Can Green Dot Bank Dba Bonneville Bank close my account?

Does Green Dot Bank Dba Bonneville Bank Report to credit bureaus?

Does Green Dot Bank Dba Bonneville Bank Use Equifax?

What is Green Dot Bank Dba Bonneville Bank's ACH Routing Number?

What is Green Dot Bank Dba Bonneville Bank's SWIFT code?

Products

Does Green Dot Bank Dba Bonneville Bank offer mortgages?

Compare mortgage rates here.

Does Green Dot Bank Dba Bonneville Bank offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Green Dot Bank Dba Bonneville Bank offer personal loans?

Compare personal loan rates here.

Does Green Dot Bank Dba Bonneville Bank offer student loans?

Will Green Dot Bank Dba Bonneville Bank cash a check?

Will Green Dot Bank Dba Bonneville Bank redeem a savings bond?

Does Green Dot Bank Dba Bonneville Bank cash savings bonds?

Will Green Dot Bank Dba Bonneville Bank cash money orders?

Can Green Dot Bank Dba Bonneville Bank issue a money order?

Does Green Dot Bank Dba Bonneville Bank do currency exchange?

Background on The Bank

Who owns Green Dot Bank Dba Bonneville Bank?

How long has Green Dot Bank Dba Bonneville Bank been around?

Can Green Dot Bank Dba Bonneville Bank transfer to other banks?

Does Green Dot Bank Dba Bonneville Bank have quick pay?

Does Green Dot Bank Dba Bonneville Bank accept rolled coins?

Will Green Dot Bank Dba Bonneville Bank accept loose change?

Where is Green Dot Bank Dba Bonneville Bank headquarters?

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