Greenville Federal

690 Wagner Avenue
Greenville, OH 45331

 

2019 Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 27965
Date Established 1883
Assets $0.18 billion
Loans $0.16 billion
Deposits $0.15 billion
Capital $0.02 billion

Greenville Federal is an FDIC insured institution located in Greenville, OH. It was founded in 1883 and has approximately $0.18 billion in assets. Customers can open an account at one of its 3 branches.

For a more detailed analysis of Greenville Federal's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - September 18, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates APY MIN MAX
CD Rates APY MIN MAX
3 Mo CD
0.20% $500 - Learn MoreShow Less
6 Mo CD
0.25% $500 - Learn MoreShow Less
12 Mo CD
0.60% $500 - Learn MoreShow Less
18 Mo CD
0.75% $500 - Learn MoreShow Less
24 Mo CD
0.85% $500 - Learn MoreShow Less
Special: 25 Mo CD
2.53% $10,000 $100,000 Learn MoreShow Less
30 Mo CD
1.01% $500 - Learn MoreShow Less
36 Mo CD
1.26% $500 - Learn MoreShow Less
Special: 40 Mo CD
2.79% $10,000 $100,000 Learn MoreShow Less
48 Mo CD
1.77% $500 - Learn MoreShow Less
60 Mo CD
2.94% $500 - Learn MoreShow Less

Fixed IRA Rates APY MIN MAX
Fixed IRA
0.60% $500 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $1,500 $4,999 Learn MoreShow Less

Loan Rates - September 18, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Greenville Federal

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
3.538% 3.500% 0.50 $1,175 $1,123 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info

Note to Greenville Federal
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Branches

Greenville Federal branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Greenville Federal Locations


Financial Details

Greenville Federal Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Greenville Federal. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Greenville Federal U.S. Bank Average
0.58% 6.94%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its the bank’s tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of March 31, 2019, Greenville Federal had $80,000 in non-current loans and $41,000 in owned real estate. To cover these potential losses it had $20,056,000 in equity and $928,000 in loans loss reserves. That gives it a Texas Ratio of 0.58%.

Return on Equity
Greenville Federal U.S. Bank Average
1.74% 9.47%

Greenville Federal has a Return on Equity of 1.74% versus the BestCashCow average of 9.47%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Greenville Federal U.S. Bank Average
10.98% 12.49%

Greenville Federal has a Capitalization of 10.98% versus the BestCashCow average of 12.49. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Greenville Federal Balance Sheet Analysis

As of March 31, 2019, Greenville Federal had assets of $182,590,000, loans of $158,679,000, and deposits of $152,759,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

March 31, 2019
ASSETS
Cash & Balances due from depository institutions $0.01 billion
Interest-bearing balances $0.01 billion
Total securities $0.00 billion
Federal funds sold and reverse repurchase $0.00 billion
Net loans and leases $0.16 billion
Loan loss allowance $0.00 billion
Trading account assets $0.00 billion
Bank premises and fixed assets $0.00 billion
Other real estate owned $0.00 billion
Goodwill and other intangibles $0.00 billion
All other assets $0.01 billion
     Total Assets $0.16 billion
LIABILITIES
Total deposits $0.15 billion
      Interest-bearing deposits $0.13 billion
      Deposits held in domestic offices $0.15 billion
      % insured (estimated) 78.37%
Federal funds purchased and repurchase agreements $0.00 billion
Trading liabilities $0.00 billion
Other borrowed funds $0.01 billion
Subordinated debt $0.00 billion
All other liabilities $0.00 billion
      Total Liabilities $0.16 billion
      Shareholders’ Equity $0.02 billion

Summary Income Statement

March 31, 2019
INCOME AND EXPENSES
Total Interest Income $0.00 billion
Total Interest Expense $0.00 billion
Net interest income $0.00 billion
Provision for loan and lease losses $0.00 billion
Total non interest income $0.00 billion
Total non interest expense $0.00 billion
Pre-tax Net Operating Income $0.00 billion

Bank Loan Profile?

The top three loan types in Greenville Federal’s loan portfolio are 1-4 Family Residential Loans, Commercial Real Estate, and Commercial and Industrial Loans.

Compared to other banks in Ohio, Greenville Federal has a significantly higher percent of Construction and Development Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 68.71
Multifamily
Mortgages
2.12
Credit Card Loans 0.00
Consumer Auto Loans 0.69
Small Business Loans 0.00
Construction and Development Loans 7.24
Commercial Real Estate 11.08
Commercial and Industrial Loans 9.41
Farm Loans 0.17

Frequently Asked Questions About Greenville Federal

Branches and Savings

Is Greenville Federal FDIC insured?

Yes. It is covered under FDIC Certificate #27965.

Why does Greenville Federal pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Greenville Federal CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Greenville Federal a commercial bank?

Yes

Where are Greenville Federal locations?

See branch locations nearby.

Is Greenville Federal open on Saturdays?

Is Greenville Federal open on Sundays?

What time does Greenville Federal open?

What time does Greenville Federal close?

Are Greenville Federal ATMs Open 24/7?

Do Greenville Federal ATMs accept cash deposits?

Can Greenville Federal customers use other ATMs?

Do Greenville Federal branches have notaries?

Will Greenville Federal notarize my document?

What address for Greenville Federal should I put for incoming ACH transfers?

Will the Greenville Federal branch print checks?

Do Greenville Federal checks expire?

Does Greenville Federal require US citizenship to open account?

Can Greenville Federal close my account?

Does Greenville Federal Report to credit bureaus?

Does Greenville Federal Use Equifax?

What is Greenville Federal's ACH Routing Number?

What is Greenville Federal's SWIFT code?

Products

Does Greenville Federal offer mortgages?

Compare mortgage rates here.

Does Greenville Federal offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Greenville Federal offer personal loans?

Compare personal loan rates here.

Does Greenville Federal offer student loans?

Will Greenville Federal cash a check?

Will Greenville Federal redeem a savings bond?

Does Greenville Federal cash savings bonds?

Will Greenville Federal cash money orders?

Can Greenville Federal issue a money order?

Does Greenville Federal do currency exchange?

Background on The Bank

Who owns Greenville Federal?

How long has Greenville Federal been around?

Can Greenville Federal transfer to other banks?

Does Greenville Federal have quick pay?

Does Greenville Federal accept rolled coins?

Will Greenville Federal accept loose change?

Where is Greenville Federal headquarters?

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