Iberiabank

200 West Congress Street
Lafayette, LA 70501

Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 28100
Date Established 1887
Assets $21.71 billion
Loans $15.55 billion
Deposits $17.74 billion
Capital $2.69 billion

Iberiabank is an FDIC insured institution located in Lafayette, LA. It was founded in 1887 and has approximately $21.71 billion in assets. Customers can open an account at one of its 230 branches.

For a more detailed analysis of Iberiabank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in Iberiabank’s loan portfolio are Commercial Real Estate, 1-4 Family Residential Loans, and Commercial and Industrial Loans.

Compared to other banks, Iberiabank’s loan portfolio does not show any specific loan specialty.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 25.80
Multifamily
Mortgages
2.67
Credit Card Loans 0.24
Consumer Auto Loans 0.59
Small Business Loans 5.35
Construction and Development Loans 7.90
Commercial Real Estate 32.53
Commercial and Industrial Loans 24.30
Farm Loans 0.29

Deposit Rates

Your Current Location: Virginia, VA 20146

CD Rates APY MIN MAX
3 Mo CD 10K
0.05% $1,000 $99,999 Learn MoreShow Less
3 Mo CD 100K
0.05% $100,000 - Learn MoreShow Less
6 Mo CD 10K
0.10% $1,000 $99,999 Learn MoreShow Less
6 Mo CD 100K
0.10% $100,000 - Learn MoreShow Less
Savings Rates APY MIN MAX
Fixed IRA Rates APY MIN MAX
Fixed IRA 0K
0.20% $1,000 - Learn MoreShow Less
Special: 11 Mo FIRA
1.11% $1,000 - Learn MoreShow Less
Special: 11 Mo FIRA
0.91% $1,000 - Learn MoreShow Less
Special: 20 Mo FIRA
1.31% $1,000 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA 0K
0.20% $500 $99,999 Learn MoreShow Less
MM Rates APY MIN MAX
MM 2.5K
0.05% $2,500 $9,999 Learn MoreShow Less
MM 10K
0.10% $10,000 $49,999 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg 0K
0.05% $5,000 $9,999 Learn MoreShow Less

Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Iberiabank

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2017

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
PenFed Credit Union
NMLS ID: 401822
3.832% 3.750% 0.00 $2,500 $1,158 Learn More
Rocket Mortgage
NMLS ID: 3030
4.248% 4.180% 0.50 $2,049 $1,220 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2017

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 3.240% $217.33 Learn More

Note to Iberiabank
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Iberiabank branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Iberiabank Locations

Financial Details

Iberiabank Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Iberiabank. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Iberiabank U.S. Bank Average
6.98% 8.45

The Texas Ratio compares the amount of loans at risk and the amount of owned real estate with the amount a bank has on hand to cover any losses. As of June 30, 2017, Iberiabank had $178,777,000 in non-current loans and $19,463,000 in owned real estate. To cover these potential losses it had $2,694,376,000 in equity and $146,225,000 in loans loss reserves. That gives it a Texas Ratio of 6.98%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a bank has to absorb its loan losses.

Return on Equity
Iberiabank U.S. Bank Average
7.78% 8.58

Iberiabank has a Return on Equity of 7.78% versus the BestCashCow average of 8.58. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Iberiabank U.S. Bank Average
12.41% 12.11

Iberiabank has a Capitalization of 12.41% versus the BestCashCow average of 12.11. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Iberiabank Balance Sheet Analysis

As of June 30, 2017, Iberiabank had assets of $21,713,975,000, loans of $15,553,633,000, and deposits of $17,738,360,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Frequently Asked Questions About Iberiabank

Branches and Savings

Is Iberiabank FDIC insured?

Yes. It is covered under FDIC Certificate #28100.

Why does Iberiabank pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Iberiabank CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Iberiabank a commercial bank?

Yes

Where are Iberiabank locations?

See branch locations nearby.

Is Iberiabank open on Saturdays?

Is Iberiabank open on Sundays?

What time does Iberiabank open?

What time does Iberiabank close?

Are Iberiabank ATMs Open 24/7?

Do Iberiabank ATMs accept cash deposits?

Can Iberiabank customers use other ATMs?

Do Iberiabank branches have notaries?

Will Iberiabank notarize my document?

What address for Iberiabank should I put for incoming ACH transfers?

Will the Iberiabank branch print checks?

Do Iberiabank checks expire?

Does Iberiabank require US citizenship to open account?

Can Iberiabank close my account?

Does Iberiabank Report to credit bureaus?

Does Iberiabank Use Equifax?

What is Iberiabank's ACH Routing Number?

What is Iberiabank's SWIFT code?

Products

Does Iberiabank offer mortgages?

Compare mortgage rates here.

Does Iberiabank offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Iberiabank offer personal loans?

Compare personal loan rates here.

Does Iberiabank offer student loans?

Will Iberiabank cash a check?

Will Iberiabank redeem a savings bond?

Does Iberiabank cash savings bonds?

Will Iberiabank cash money orders?

Can Iberiabank issue a money order?

Does Iberiabank do currency exchange?

Background on The Bank

Who owns Iberiabank?

How long has Iberiabank been around?

Can Iberiabank transfer to other banks?

Does Iberiabank have quick pay?

Does Iberiabank accept rolled coins?

Will Iberiabank accept loose change?

Where is Iberiabank headquarters?

Customer Reviews for Iberiabank


  • Carolyn hornyak

    August 10, 2015

    looking for the best rate for a 1 year IRAbCd for around $160.00. Leave a message at my home 368-4590.

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