Jackson County Bank

8 Main Street
Black River Falls, WI 54615

Notable Rates APY Vs.Others
Savings 0.10% 2.60% →
1-Year CD 0.49% 2.36% →
2-Year CD 1.00% 2.60% →
5-Year CD 1.36% 2.80% →
30-Year Mortgage N.A. 3.31% →
15-Year Mortgage N.A. 2.77% →
HELOC N.A. 4.00% →

2019 Overview

General Bank Information

Jackson County Bank is an FDIC insured institution located in Black River Falls, WI. It was founded in 1877 and has approximately $0.21 billion in assets. Customers can open an account at one of its 6 branches.

FDIC Insured Yes
FDIC Certificate # 15121
Date Established 1877
Assets $0.21 billion
Loans $0.10 billion
Deposits $0.18 billion
Capital $0.02 billion
 

For a more detailed analysis of Jackson County Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - November 13, 2019

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates APY MIN MAX
Money Market
0.13% $1 $9,999 Learn MoreShow Less
Money Market
0.27% $10,000 $24,999 Learn MoreShow Less
Money Market
0.41% $25,000 $49,999 Learn MoreShow Less
CD Rates APY MIN MAX
3 Mo CD
0.37% $2,000 - Learn MoreShow Less
6 Mo CD
0.37% $2,000 - Learn MoreShow Less
12 Mo CD
0.49% $2,000 - Learn MoreShow Less
18 Mo CD
0.61% $2,000 - Learn MoreShow Less
24 Mo CD
1.00% $2,000 - Learn MoreShow Less
30 Mo CD
1.06% $2,000 - Learn MoreShow Less
36 Mo CD
1.18% $2,000 - Learn MoreShow Less
48 Mo CD
1.25% $2,000 - Learn MoreShow Less
60 Mo CD
1.36% $2,000 - Learn MoreShow Less

Fixed IRA Rates APY MIN MAX
Fixed IRA
0.49% $100 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.12% $50 - Learn MoreShow Less

Loan Rates - November 13, 2019

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for Jackson County Bank

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Rocket Mortgage
NMLS ID: 3030
4.875% 4.875% 0.00 $0 $1,324 Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
3.625% 3.625% 0.00 ($88) $1,141 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
3.740 %
$0 Learn More
More Info

Note to Jackson County Bank
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Jackson County Bank branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Jackson County Bank Locations


Financial Details

Jackson County Bank Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Jackson County Bank. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Jackson County Bank U.S. Bank Average
61.99% 6.77%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its the bank’s tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of June 30, 2019, Jackson County Bank had $15,056,000 in non-current loans and $0 in owned real estate. To cover these potential losses it had $19,789,000 in equity and $4,499,000 in loans loss reserves. That gives it a Texas Ratio of 61.99%.

Return on Equity
Jackson County Bank U.S. Bank Average
-16.15% 9.50%

Jackson County Bank has a Return on Equity of -16.15% versus the BestCashCow average of 9.50%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Jackson County Bank U.S. Bank Average
9.59% 12.76%

Jackson County Bank has a Capitalization of 9.59% versus the BestCashCow average of 12.76. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Jackson County Bank Balance Sheet Analysis

As of June 30, 2019, Jackson County Bank had assets of $206,412,000, loans of $104,835,000, and deposits of $178,706,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

June 30, 2019
ASSETS
Cash & Balances due from depository institutions $0.04 billion
Interest-bearing balances $0.04 billion
Total securities $0.04 billion
Federal funds sold and reverse repurchase $0.02 billion
Net loans and leases $0.10 billion
Loan loss allowance $0.00 billion
Trading account assets $0.00 billion
Bank premises and fixed assets $0.00 billion
Other real estate owned $0.00 billion
Goodwill and other intangibles $0.00 billion
All other assets $0.00 billion
     Total Assets $0.19 billion
LIABILITIES
Total deposits $0.18 billion
      Interest-bearing deposits $0.15 billion
      Deposits held in domestic offices $0.18 billion
      % insured (estimated) 82.26%
Federal funds purchased and repurchase agreements $0.00 billion
Trading liabilities $0.00 billion
Other borrowed funds $0.01 billion
Subordinated debt $0.00 billion
All other liabilities $0.00 billion
      Total Liabilities $0.19 billion
      Shareholders’ Equity $0.02 billion

Summary Income Statement

June 30, 2019
INCOME AND EXPENSES
Total Interest Income $0.00 billion
Total Interest Expense $0.00 billion
Net interest income $0.00 billion
Provision for loan and lease losses $0.00 billion
Total non interest income $0.00 billion
Total non interest expense $0.00 billion
Pre-tax Net Operating Income $-0.00 billion

Bank Loan Profile?

The top three loan types in Jackson County Bank’s loan portfolio are 1-4 Family Residential Loans, Farm Loans, and Commercial Real Estate.

Compared to other banks in Wisconsin, Jackson County Bank has a significantly higher percent of Farm Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 27.26
Multifamily
Mortgages
0.00
Credit Card Loans 0.00
Consumer Auto Loans 1.31
Small Business Loans 1.43
Construction and Development Loans 2.13
Commercial Real Estate 3.52
Commercial and Industrial Loans 1.70
Farm Loans 18.53

Frequently Asked Questions About Jackson County Bank

Branches and Savings

Is Jackson County Bank FDIC insured?

Yes. It is covered under FDIC Certificate #15121.

Why does Jackson County Bank pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Jackson County Bank CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Jackson County Bank a commercial bank?

Yes

Where are Jackson County Bank locations?

See branch locations nearby.

Is Jackson County Bank open on Saturdays?

Is Jackson County Bank open on Sundays?

What time does Jackson County Bank open?

What time does Jackson County Bank close?

Are Jackson County Bank ATMs Open 24/7?

Do Jackson County Bank ATMs accept cash deposits?

Can Jackson County Bank customers use other ATMs?

Do Jackson County Bank branches have notaries?

Will Jackson County Bank notarize my document?

What address for Jackson County Bank should I put for incoming ACH transfers?

Will the Jackson County Bank branch print checks?

Do Jackson County Bank checks expire?

Does Jackson County Bank require US citizenship to open account?

Can Jackson County Bank close my account?

Does Jackson County Bank Report to credit bureaus?

Does Jackson County Bank Use Equifax?

What is Jackson County Bank's ACH Routing Number?

What is Jackson County Bank's SWIFT code?

Products

Does Jackson County Bank offer mortgages?

Compare mortgage rates here.

Does Jackson County Bank offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Jackson County Bank offer personal loans?

Compare personal loan rates here.

Does Jackson County Bank offer student loans?

Will Jackson County Bank cash a check?

Will Jackson County Bank redeem a savings bond?

Does Jackson County Bank cash savings bonds?

Will Jackson County Bank cash money orders?

Can Jackson County Bank issue a money order?

Does Jackson County Bank do currency exchange?

Background on The Bank

Who owns Jackson County Bank?

How long has Jackson County Bank been around?

Can Jackson County Bank transfer to other banks?

Does Jackson County Bank have quick pay?

Does Jackson County Bank accept rolled coins?

Will Jackson County Bank accept loose change?

Where is Jackson County Bank headquarters?

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