Hoyne Interim Bank


6350 W 63rd St
Chicago, IL 60638
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.65% →
1-Year CD N.A. 0.67% →
2-Year CD N.A. 0.75% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Bank Information

Hoyne Interim Bank is an FDIC insured institution located in Chicago, IL. It was founded in 1929 and has approximately $0.06 billion in assets.

FDIC Insured Yes
FDIC Certificate # 28774
Date Established 1929
Assets $ 63.88 million
Loans $ 17.55 million
Deposits $ 43.70 million
Capital $ 14.32 million

For a more detailed analysis of Hoyne Interim Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - May 11, 2021

Your Current Location: Connecticut, CT 06828


Loan Rates - May 11, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for Hoyne Interim Bank

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Monthly
Learn More
Rocket Mortgage
NMLS ID: 3030
3.368% 3.250%
1.00 points
$3,750 fees
$1,089 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
3.368% 3.250%
1.00 points
$3,750 fees
$1,089 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR 2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
BMO Harris Bank
BMO Harris Bank
See Table
Intro APR 1.990 %
After Intro: 4.700 %
Intro Period: 12 months
$0 Learn More
More Info

Note to Hoyne Interim Bank
To upload and update your bank's rates please register. It is free to register and add rates.


Hoyne Interim Bank branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Hoyne Interim Bank Locations

Financial Details

Hoyne Interim Bank Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Hoyne Interim Bank. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Hoyne Interim Bank U.S. Bank Average
11.68% 5.49%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of December 31, 2020, Hoyne Interim Bank had $1,717,000 in non-current loans and $0 in owned real estate. To cover these potential losses it had $14,317,000 in equity and $379,000 in loans loss reserves. That gives it a Texas Ratio of 11.68%.

Return on Equity
Hoyne Interim Bank U.S. Bank Average
-26.65% 9.24%

Hoyne Interim Bank has a Return on Equity of -26.65% versus the BestCashCow average of 9.24%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Hoyne Interim Bank U.S. Bank Average
22.41% 11.96%

Hoyne Interim Bank has a Capitalization of 22.41% versus the BestCashCow average of 11.96. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Hoyne Interim Bank Balance Sheet Analysis

As of September 30, 2020, Hoyne Interim Bank had assets of $63,878,000, loans of $17,549,000, and deposits of $43,701,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

December 31, 2020
Cash & Balances due from depository institutions $ 28.88 million
Interest-bearing balances $ 28.61 million
Total securities $ 17.00 million
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 17.55 million
Loan loss allowance $ 0.38 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles N.A.
All other assets $ 0.25 million
     Total Assets $ 49.56 million
Total deposits $ 43.70 million
      Interest-bearing deposits $ 43.44 million
      Deposits held in domestic offices $ 43.70 million
      % insured (estimated) 93.44%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds $ 4.00 million
Subordinated debt N.A.
All other liabilities $ 1.86 million
      Total Liabilities $ 49.56 million
      Shareholders’ Equity $ 14.32 million

Summary Income Statement

December 31, 2020
Total Interest Income $ 0.97 million
Total Interest Expense $ 0.05 million
Net interest income $ 0.91 million
Provision for loan and lease losses $ 0.00 million
Total non interest income $ 0.01 million
Total non interest expense $ 3.78 million
Pre-tax Net Operating Income N.A.

Bank Loan Profile?

The top three loan types in Hoyne Interim Bank’s loan portfolio are 1-4 Family Residential Loans, Commercial and Industrial Loans, and Multifamily Mortgages.

Compared to other banks in Illinois, Hoyne Interim Bank has a significantly higher percent of 1-4 Family Residential Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 90.84
Credit Card Loans 0.00
Consumer Auto Loans 0.00
Small Business Loans 0.00
Construction and Development Loans 0.00
Commercial Real Estate 0.00
Commercial and Industrial Loans 6.62
Farm Loans 0.80

Frequently Asked Questions About Hoyne Interim Bank

Branches and Savings

Is Hoyne Interim Bank FDIC insured?

Yes. It is covered under FDIC Certificate #28774.

Why does Hoyne Interim Bank pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Hoyne Interim Bank CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Hoyne Interim Bank a commercial bank?


Where are Hoyne Interim Bank locations?

See branch locations nearby.

Is Hoyne Interim Bank open on Saturdays?

Is Hoyne Interim Bank open on Sundays?

What time does Hoyne Interim Bank open?

What time does Hoyne Interim Bank close?

Are Hoyne Interim Bank ATMs Open 24/7?

Do Hoyne Interim Bank ATMs accept cash deposits?

Can Hoyne Interim Bank customers use other ATMs?

Do Hoyne Interim Bank branches have notaries?

Will Hoyne Interim Bank notarize my document?

What address for Hoyne Interim Bank should I put for incoming ACH transfers?

Will the Hoyne Interim Bank branch print checks?

Do Hoyne Interim Bank checks expire?

Does Hoyne Interim Bank require US citizenship to open account?

Can Hoyne Interim Bank close my account?

Does Hoyne Interim Bank Report to credit bureaus?

Does Hoyne Interim Bank Use Equifax?

What is Hoyne Interim Bank's ACH Routing Number?

What is Hoyne Interim Bank's SWIFT code?


Does Hoyne Interim Bank offer mortgages?

Compare mortgage rates here.

Does Hoyne Interim Bank offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Hoyne Interim Bank offer personal loans?

Compare personal loan rates here.

Does Hoyne Interim Bank offer student loans?

Will Hoyne Interim Bank cash a check?

Will Hoyne Interim Bank redeem a savings bond?

Does Hoyne Interim Bank cash savings bonds?

Will Hoyne Interim Bank cash money orders?

Can Hoyne Interim Bank issue a money order?

Does Hoyne Interim Bank do currency exchange?

Background on The Bank

Who owns Hoyne Interim Bank?

How long has Hoyne Interim Bank been around?

Can Hoyne Interim Bank transfer to other banks?

Does Hoyne Interim Bank have quick pay?

Does Hoyne Interim Bank accept rolled coins?

Will Hoyne Interim Bank accept loose change?

Where is Hoyne Interim Bank headquarters?

Customer Reviews for Hoyne Interim Bank

There are currently no comments for Hoyne Interim Bank. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →