Metz Banking Company

123 North Osage Boulevard
Nevada, MO 64772

 

2019 Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 1945
Date Established 1906
Assets $0.07 billion
Loans $0.05 billion
Deposits $0.06 billion
Capital $0.01 billion

Metz Banking Company is an FDIC insured institution located in Nevada, MO. It was founded in 1906 and has approximately $0.07 billion in assets. Customers can open an account at one of its 2 branches.

For a more detailed analysis of Metz Banking Company's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in Metz Banking Company’s loan portfolio are Commercial Real Estate, Small Business Loans, and 1-4 Family Residential Loans.

Compared to other banks in Missouri, Metz Banking Company has a significantly higher percent of Small Business Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 16.41
Multifamily
Mortgages
2.37
Credit Card Loans 0.00
Consumer Auto Loans 1.02
Small Business Loans 23.69
Construction and Development Loans 1.44
Commercial Real Estate 23.69
Commercial and Industrial Loans 9.70
Farm Loans 10.71

Deposit Rates - April 22, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates APY MIN MAX
Money Market
2.02% $1,000 $49,999 Learn MoreShow Less
CD Rates APY MIN MAX
6 Mo CD
2.02% $2,000 - Learn MoreShow Less
12 Mo CD
2.12% $1,000 - Learn MoreShow Less
24 Mo CD
2.63% $1,000 - Learn MoreShow Less
36 Mo CD
2.53% $1,000 - Learn MoreShow Less
48 Mo CD
2.63% $1,000 - Learn MoreShow Less
60 Mo CD
2.84% $1,000 - Learn MoreShow Less

Variable IRA Rates APY MIN MAX
Var IRA
2.52% $1 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
0.30% $1,000 $99,999 Learn MoreShow Less

Loan Rates - April 22, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Metz Banking Company

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Triangle Lending Group, Inc.
NMLS ID: 64446
License#: MC-5531
4.044% 4.000% 0.13 $1,340 $1,194 Learn More
J.G. Wentworth Home Lending, LLC
NMLS ID: 2925
License#: MC-1875
4.033% 4.000% 0.38 $978 $1,194 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
4.490 %
$0 Learn More
More Info
PenFed Credit Union
PenFed Credit Union
5.500 %
$0 Learn More
More Info

Note to Metz Banking Company
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Branches

Metz Banking Company branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Metz Banking Company Locations


Financial Details

Metz Banking Company Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Metz Banking Company. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Metz Banking Company U.S. Bank Average
0.18% 6.97%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its the bank’s tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of December 31, 2018, Metz Banking Company had $17,000 in non-current loans and $0 in owned real estate. To cover these potential losses it had $8,865,000 in equity and $605,000 in loans loss reserves. That gives it a Texas Ratio of 0.18%.

Return on Equity
Metz Banking Company U.S. Bank Average
12.6% 8.80%

Metz Banking Company has a Return on Equity of 12.6% versus the BestCashCow average of 8.80%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Metz Banking Company U.S. Bank Average
12.11% 12.29%

Metz Banking Company has a Capitalization of 12.11% versus the BestCashCow average of 12.29. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Metz Banking Company Balance Sheet Analysis

As of December 31, 2018, Metz Banking Company had assets of $73,203,000, loans of $49,659,000, and deposits of $64,218,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

December 31, 2018
ASSETS
Cash & Balances due from depository institutions $0.00 billion
Interest-bearing balances $0.00 billion
Total securities $0.01 billion
Federal funds sold and reverse repurchase $0.01 billion
Net loans and leases $0.05 billion
Loan loss allowance $0.00 billion
Trading account assets $0.00 billion
Bank premises and fixed assets $0.00 billion
Other real estate owned $0.00 billion
Goodwill and other intangibles $0.00 billion
All other assets $0.00 billion
     Total Assets $0.06 billion
LIABILITIES
Total deposits $0.06 billion
      Interest-bearing deposits $0.05 billion
      Deposits held in domestic offices $0.06 billion
      % insured (estimated) 93.33%
Federal funds purchased and repurchase agreements $0.00 billion
Trading liabilities $0.00 billion
Other borrowed funds $0.00 billion
Subordinated debt $0.00 billion
All other liabilities $0.00 billion
      Total Liabilities $0.06 billion
      Shareholders’ Equity $0.01 billion

Summary Income Statement

December 31, 2018
INCOME AND EXPENSES
Total Interest Income $0.00 billion
Total Interest Expense $0.00 billion
Net interest income $0.00 billion
Provision for loan and lease losses $0.00 billion
Total non interest income $0.00 billion
Total non interest expense $0.00 billion
Pre-tax Net Operating Income $0.00 billion

Frequently Asked Questions About Metz Banking Company

Branches and Savings

Is Metz Banking Company FDIC insured?

Yes. It is covered under FDIC Certificate #1945.

Why does Metz Banking Company pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Metz Banking Company CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Metz Banking Company a commercial bank?

Yes

Where are Metz Banking Company locations?

See branch locations nearby.

Is Metz Banking Company open on Saturdays?

Is Metz Banking Company open on Sundays?

What time does Metz Banking Company open?

What time does Metz Banking Company close?

Are Metz Banking Company ATMs Open 24/7?

Do Metz Banking Company ATMs accept cash deposits?

Can Metz Banking Company customers use other ATMs?

Do Metz Banking Company branches have notaries?

Will Metz Banking Company notarize my document?

What address for Metz Banking Company should I put for incoming ACH transfers?

Will the Metz Banking Company branch print checks?

Do Metz Banking Company checks expire?

Does Metz Banking Company require US citizenship to open account?

Can Metz Banking Company close my account?

Does Metz Banking Company Report to credit bureaus?

Does Metz Banking Company Use Equifax?

What is Metz Banking Company's ACH Routing Number?

What is Metz Banking Company's SWIFT code?

Products

Does Metz Banking Company offer mortgages?

Compare mortgage rates here.

Does Metz Banking Company offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Metz Banking Company offer personal loans?

Compare personal loan rates here.

Does Metz Banking Company offer student loans?

Will Metz Banking Company cash a check?

Will Metz Banking Company redeem a savings bond?

Does Metz Banking Company cash savings bonds?

Will Metz Banking Company cash money orders?

Can Metz Banking Company issue a money order?

Does Metz Banking Company do currency exchange?

Background on The Bank

Who owns Metz Banking Company?

How long has Metz Banking Company been around?

Can Metz Banking Company transfer to other banks?

Does Metz Banking Company have quick pay?

Does Metz Banking Company accept rolled coins?

Will Metz Banking Company accept loose change?

Where is Metz Banking Company headquarters?

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