Missouri Bank and Trust Company of Kansas City

Headquarters

1044 Main Street
Kansas City, MO 64105
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 1.00% →
1-Year CD N.A. 0.95% →
2-Year CD N.A. 0.95% →
5-Year CD N.A. 1.30% →
30-Year Mortgage N.A. 2.80% →
15-Year Mortgage N.A. 2.37% →
HELOC N.A. 2.79% →

2020 Overview

General Bank Information

Missouri Bank and Trust Company of Kansas City is an FDIC insured institution located in Kansas City, MO. It was founded in 1933 and has approximately $0.75 billion in assets.

FDIC Insured Yes
FDIC Certificate # 9387
Date Established 1933
Assets $ 601.88 million
Loans $ 484.80 million
Deposits $ 623.80 million
Capital $ 124.61 million
 

For a more detailed analysis of Missouri Bank and Trust Company of Kansas City's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - October 19, 2020

Your Current Location: Connecticut, CT 06828


Loan Rates - October 19, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for Missouri Bank and Trust Company of Kansas City

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:




Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
2.574% 2.500% 1.00 $2,445 $988 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

Note to Missouri Bank and Trust Company of Kansas City
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Branches

Missouri Bank and Trust Company of Kansas City branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Missouri Bank and Trust Company of Kansas City Locations


Financial Details

Missouri Bank and Trust Company of Kansas City Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Missouri Bank and Trust Company of Kansas City. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Missouri Bank and Trust Company of Kansas City U.S. Bank Average
1.4% 6.94%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of March 31, 2020, Missouri Bank and Trust Company of Kansas City had $0 in non-current loans and $1,740,000 in owned real estate. To cover these potential losses it had $124,613,000 in equity and $1,000 in loans loss reserves. That gives it a Texas Ratio of 1.4%.

Return on Equity
Missouri Bank and Trust Company of Kansas City U.S. Bank Average
21.94% 7.80%

Missouri Bank and Trust Company of Kansas City has a Return on Equity of 21.94% versus the BestCashCow average of 7.80%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Missouri Bank and Trust Company of Kansas City U.S. Bank Average
20.7% 12.68%

Missouri Bank and Trust Company of Kansas City has a Capitalization of 20.7% versus the BestCashCow average of 12.68. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Missouri Bank and Trust Company of Kansas City Balance Sheet Analysis

As of December 31, 2016, Missouri Bank and Trust Company of Kansas City had assets of $749,472,000, loans of $484,801,000, and deposits of $623,803,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

March 31, 2020
ASSETS
Cash & Balances due from depository institutions N.A.
Interest-bearing balances N.A.
Total securities N.A.
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 484.80 million
Loan loss allowance $ 0.00 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned $ 1.74 million
Goodwill and other intangibles N.A.
All other assets N.A.
     Total Assets N.A.
LIABILITIES
Total deposits $ 623.80 million
      Interest-bearing deposits N.A.
      Deposits held in domestic offices N.A.
      % insured (estimated) 0.00%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds N.A.
Subordinated debt N.A.
All other liabilities N.A.
      Total Liabilities N.A.
      Shareholders’ Equity $ 601.88 million

Summary Income Statement

March 31, 2020
INCOME AND EXPENSES
Total Interest Income N.A.
Total Interest Expense N.A.
Net interest income N.A.
Provision for loan and lease losses N.A.
Total non interest income N.A.
Total non interest expense N.A.
Pre-tax Net Operating Income N.A.

Bank Loan Profile?

The top three loan types in Missouri Bank and Trust Company of Kansas City’s loan portfolio are Commercial and Industrial Loans, Commercial Real Estate, and Small Business Loans.

Compared to other banks in Missouri, Missouri Bank and Trust Company of Kansas City has a significantly higher percent of Small Business Loans, Commercial and Industrial Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 18.18
Multifamily
Mortgages
1.11
Credit Card Loans 0.04
Consumer Auto Loans 0.13
Small Business Loans 32.85
Construction and Development Loans 5.19
Commercial Real Estate 32.85
Commercial and Industrial Loans 39.84
Farm Loans 0.00

Frequently Asked Questions About Missouri Bank And Trust Company Of Kansas City

Branches and Savings

Is Missouri Bank And Trust Company Of Kansas City FDIC insured?

Yes. It is covered under FDIC Certificate #9387.

Why does Missouri Bank And Trust Company Of Kansas City pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Missouri Bank And Trust Company Of Kansas City CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Missouri Bank And Trust Company Of Kansas City a commercial bank?

Yes

Where are Missouri Bank And Trust Company Of Kansas City locations?

See branch locations nearby.

Is Missouri Bank And Trust Company Of Kansas City open on Saturdays?

Is Missouri Bank And Trust Company Of Kansas City open on Sundays?

What time does Missouri Bank And Trust Company Of Kansas City open?

What time does Missouri Bank And Trust Company Of Kansas City close?

Are Missouri Bank And Trust Company Of Kansas City ATMs Open 24/7?

Do Missouri Bank And Trust Company Of Kansas City ATMs accept cash deposits?

Can Missouri Bank And Trust Company Of Kansas City customers use other ATMs?

Do Missouri Bank And Trust Company Of Kansas City branches have notaries?

Will Missouri Bank And Trust Company Of Kansas City notarize my document?

What address for Missouri Bank And Trust Company Of Kansas City should I put for incoming ACH transfers?

Will the Missouri Bank And Trust Company Of Kansas City branch print checks?

Do Missouri Bank And Trust Company Of Kansas City checks expire?

Does Missouri Bank And Trust Company Of Kansas City require US citizenship to open account?

Can Missouri Bank And Trust Company Of Kansas City close my account?

Does Missouri Bank And Trust Company Of Kansas City Report to credit bureaus?

Does Missouri Bank And Trust Company Of Kansas City Use Equifax?

What is Missouri Bank And Trust Company Of Kansas City's ACH Routing Number?

What is Missouri Bank And Trust Company Of Kansas City's SWIFT code?

Products

Does Missouri Bank And Trust Company Of Kansas City offer mortgages?

Compare mortgage rates here.

Does Missouri Bank And Trust Company Of Kansas City offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Missouri Bank And Trust Company Of Kansas City offer personal loans?

Compare personal loan rates here.

Does Missouri Bank And Trust Company Of Kansas City offer student loans?

Will Missouri Bank And Trust Company Of Kansas City cash a check?

Will Missouri Bank And Trust Company Of Kansas City redeem a savings bond?

Does Missouri Bank And Trust Company Of Kansas City cash savings bonds?

Will Missouri Bank And Trust Company Of Kansas City cash money orders?

Can Missouri Bank And Trust Company Of Kansas City issue a money order?

Does Missouri Bank And Trust Company Of Kansas City do currency exchange?

Background on The Bank

Who owns Missouri Bank And Trust Company Of Kansas City?

How long has Missouri Bank And Trust Company Of Kansas City been around?

Can Missouri Bank And Trust Company Of Kansas City transfer to other banks?

Does Missouri Bank And Trust Company Of Kansas City have quick pay?

Does Missouri Bank And Trust Company Of Kansas City accept rolled coins?

Will Missouri Bank And Trust Company Of Kansas City accept loose change?

Where is Missouri Bank And Trust Company Of Kansas City headquarters?

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