MUFG Union Bank, National Association

400 California Street
San Francisco, CA 94104

Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 22826
Date Established 1979
Assets $116.71 billion
Loans $76.35 billion
Deposits $86.96 billion
Capital $16.62 billion

MUFG Union Bank, National Association is an FDIC insured institution located in San Francisco, CA. It was founded in 1979 and has approximately $116.71 billion in assets. Customers can open an account at one of its 389 branches.

For a more detailed analysis of MUFG Union Bank, National Association's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in MUFG Union Bank, National Association’s loan portfolio are 1-4 Family Residential Loans, Commercial and Industrial Loans, and Commercial Real Estate.

Compared to other banks in California, MUFG Union Bank, National Association has a significantly higher percent of 1-4 Family Residential Loans, Credit Card Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 45.81
Multifamily
Mortgages
6.17
Credit Card Loans 0.28
Consumer Auto Loans 0.00
Small Business Loans 0.94
Construction and Development Loans 2.50
Commercial Real Estate 12.67
Commercial and Industrial Loans 22.62
Farm Loans 0.37

Deposit Rates

Your Current Location: Virginia, VA 20146

CD Rates APY MIN MAX
3 Mo CD 10K
0.05% $10,000 $24,999 Learn MoreShow Less
3 Mo CD 100K
0.05% $100,000 - Learn MoreShow Less
06MCD10K
0.05% $10,000 $24,999 Learn MoreShow Less
6 Mo CD 100K
0.05% $100,000 - Learn MoreShow Less
Savings Rates APY MIN MAX
Fixed IRA Rates APY MIN MAX
Fixed IRA 0K
0.15% $350 $9,999 Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA 0K
0.24% $500 - Learn MoreShow Less
MM Rates APY MIN MAX
MM 10K
0.05% $2,500 $24,999 Learn MoreShow Less
MM25K
0.08% $25,000 $49,999 Learn MoreShow Less
Checking Rates APY MIN FEE
BANKING BY DESIGN ® 0.00% $250 $5.00 Learn MoreShow Less
READY TO GO ® CHECKING 0.00% $500 $10.00 Learn MoreShow Less

Loan Rates

Your Current Location: Virginia, VA 20146

Refinance Mortgage Rates APR Rate Monthly Payment
Purchase Mortgage Rates APR Rate Monthly Payment

Monthly payments for mortgage products are based on a loan amount of $200,000. Home equity monthly payments are based on a loan amount of $50,000. Auto loan monthly payments are based on a loan amount of $25,000. Rates for each product are based on a variety of factors including credit score and loan amount. For specific requirements please check with the lender. Rates may change at any time.

Branches

MUFG Union Bank, National Association branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


MUFG Union Bank, National Association Locations

Financial Details

MUFG Union Bank, National Association Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of MUFG Union Bank, National Association. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
MUFG Union Bank, National Association U.S. Bank Average
3.24% 8.45

The Texas Ratio compares the amount of loans at risk and the amount of owned real estate with the amount a bank has on hand to cover any losses. As of June 30, 2017, MUFG Union Bank, National Association had $552,989,000 in non-current loans and $1,681,000 in owned real estate. To cover these potential losses it had $16,619,516,000 in equity and $476,638,000 in loans loss reserves. That gives it a Texas Ratio of 3.24%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a bank has to absorb its loan losses.

Return on Equity
MUFG Union Bank, National Association U.S. Bank Average
5.67% 8.58

MUFG Union Bank, National Association has a Return on Equity of 5.67% versus the BestCashCow average of 8.58. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
MUFG Union Bank, National Association U.S. Bank Average
14.24% 12.11

MUFG Union Bank, National Association has a Capitalization of 14.24% versus the BestCashCow average of 12.11. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

MUFG Union Bank, National Association Balance Sheet Analysis

As of June 30, 2017, MUFG Union Bank, National Association had assets of $116,714,682,000, loans of $76,348,659,000, and deposits of $86,960,975,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Frequently Asked Questions About MUFG Union Bank, National Association

Branches and Savings

Is MUFG Union Bank, National Association FDIC insured?

Yes. It is covered under FDIC Certificate #22826.

Why does MUFG Union Bank, National Association pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are MUFG Union Bank, National Association CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is MUFG Union Bank, National Association a commercial bank?

Yes

Where are MUFG Union Bank, National Association locations?

See branch locations nearby.

Is MUFG Union Bank, National Association open on Saturdays?

Is MUFG Union Bank, National Association open on Sundays?

What time does MUFG Union Bank, National Association open?

What time does MUFG Union Bank, National Association close?

Are MUFG Union Bank, National Association ATMs Open 24/7?

Do MUFG Union Bank, National Association ATMs accept cash deposits?

Can MUFG Union Bank, National Association customers use other ATMs?

Do MUFG Union Bank, National Association branches have notaries?

Will MUFG Union Bank, National Association notarize my document?

What address for MUFG Union Bank, National Association should I put for incoming ACH transfers?

Will the MUFG Union Bank, National Association branch print checks?

Do MUFG Union Bank, National Association checks expire?

Does MUFG Union Bank, National Association require US citizenship to open account?

Can MUFG Union Bank, National Association close my account?

Does MUFG Union Bank, National Association Report to credit bureaus?

Does MUFG Union Bank, National Association Use Equifax?

What is MUFG Union Bank, National Association's ACH Routing Number?

What is MUFG Union Bank, National Association's SWIFT code?

Products

Does MUFG Union Bank, National Association offer mortgages?

Compare mortgage rates here.

Does MUFG Union Bank, National Association offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does MUFG Union Bank, National Association offer personal loans?

Compare personal loan rates here.

Does MUFG Union Bank, National Association offer student loans?

Will MUFG Union Bank, National Association cash a check?

Will MUFG Union Bank, National Association redeem a savings bond?

Does MUFG Union Bank, National Association cash savings bonds?

Will MUFG Union Bank, National Association cash money orders?

Can MUFG Union Bank, National Association issue a money order?

Does MUFG Union Bank, National Association do currency exchange?

Background on The Bank

Who owns MUFG Union Bank, National Association?

How long has MUFG Union Bank, National Association been around?

Can MUFG Union Bank, National Association transfer to other banks?

Does MUFG Union Bank, National Association have quick pay?

Does MUFG Union Bank, National Association accept rolled coins?

Will MUFG Union Bank, National Association accept loose change?

Where is MUFG Union Bank, National Association headquarters?

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