Mutual of Omaha Bank

3333 Farnam Street
Omaha, NE 68131

Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 32325
Date Established 1985
Assets $7.96 billion
Loans $6.14 billion
Deposits $6.27 billion
Capital $0.85 billion

Mutual of Omaha Bank is an FDIC insured institution located in Omaha, NE. It was founded in 1985 and has approximately $7.96 billion in assets. Customers can open an account at one of its 34 branches.

For a more detailed analysis of Mutual of Omaha Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in Mutual of Omaha Bank’s loan portfolio are 1-4 Family Residential Loans, Commercial Real Estate, and Commercial and Industrial Loans.

Compared to other banks in Nebraska, Mutual of Omaha Bank has a significantly higher percent of 1-4 Family Residential Loans, Multifamily Mortgages, Construction and Development Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 30.03
Multifamily
Mortgages
11.29
Credit Card Loans 0.00
Consumer Auto Loans 0.00
Small Business Loans 1.56
Construction and Development Loans 11.24
Commercial Real Estate 22.78
Commercial and Industrial Loans 17.09
Farm Loans 0.00

Deposit Rates

Your Current Location: Virginia, VA 20146

CD Rates APY MIN MAX
3 Mo CD 10K
0.25% $1,000 - Learn MoreShow Less
3 Mo CD 10K
0.20% $1,000 - Learn MoreShow Less
6 Mo CD 10K
0.25% $1,000 - Learn MoreShow Less
6 Mo CD 10K
0.50% $1,000 - Learn MoreShow Less
12 Mo CD 10K
0.60% $1,000 - Learn MoreShow Less
12 Mo CD 10K
1.00% $1,000 - Learn MoreShow Less
Special: 13 Mo CD
1.50% $1,000 - Learn MoreShow Less
Special: 15 Mo CD
2.00% $1,000 - Learn MoreShow Less
18 Mo CD 10K
0.75% $1,000 - Learn MoreShow Less
18 Mo CD 10K
1.25% $1,000 - Learn MoreShow Less
24 Mo CD 10K
1.00% $1,000 - Learn MoreShow Less
24 Mo CD 10K
1.50% $1,000 - Learn MoreShow Less
Special: 25 Mo CD
1.75% $1,000 - Learn MoreShow Less
30 Mo CD 10K
1.25% $1,000 - Learn MoreShow Less
Special: 36 Mo CD
2.00% $1,000 - Learn MoreShow Less
36 Mo CD 10K
1.75% $1,000 - Learn MoreShow Less
36 Mo CD 10K
2.00% $1,000 - Learn MoreShow Less
48 Mo CD 10K
1.65% $1,000 - Learn MoreShow Less
48 Mo CD 10K
2.00% $1,000 - Learn MoreShow Less
Savings Rates APY MIN MAX
Savings 2.5K
0.10% $1 - Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA 0K
0.60% $1,000 - Learn MoreShow Less
Fixed IRA 0K
1.00% $1,000 - Learn MoreShow Less
Special: 13 Mo FIRA
1.50% $1,000 - Learn MoreShow Less
Special: 15 Mo FIRA
2.00% $1,000 - Learn MoreShow Less
Special: 25 Mo FIRA
1.75% $1,000 - Learn MoreShow Less
Special: 36 Mo FIRA
2.00% $1,000 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA 0K
0.10% $100 - Learn MoreShow Less
MM Rates APY MIN MAX
MM 10K
0.10% $1 $24,999 Learn MoreShow Less
MM 2.5K
0.15% $1,000 $9,999 Learn MoreShow Less
MM 10K
0.15% $10,000 $49,999 Learn MoreShow Less
MM 25K
0.10% $25,000 $99,999 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg 0K
0.05% $100 $2,499 Learn MoreShow Less
Int Ckg 0K
0.10% $1,000 $9,999 Learn MoreShow Less
Int Ckg 2.5K
0.05% $2,500 $4,999 Learn MoreShow Less

Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Mutual of Omaha Bank

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2018

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Ally Mortgage
NMLS ID: 181005
4.431% 4.375% 0.38 $1,746 $1,249 Learn More
AimLoan.com NMLS#2890
NMLS ID: 2890
License#: MC-3098
4.266% 4.250% -0.25 $580 $1,230 Learn More
PenFed Credit Union
NMLS ID: 401822
4.334% 4.250% 0.00 $2,500 $1,230 Learn More
CapWest Home Loans
NMLS ID: 6521
4.534% 4.500% 0.00 $997 $1,267 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2018

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 3.740% $231.27 Learn More
Flagstar Bank 5.240% $275.79 Learn More

Note to Mutual of Omaha Bank
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Mutual of Omaha Bank branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Mutual of Omaha Bank Locations

Financial Details

Mutual of Omaha Bank Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Mutual of Omaha Bank. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Mutual of Omaha Bank U.S. Bank Average
12.75% 8.32%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its the bank’s tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of September 30, 2017, Mutual of Omaha Bank had $114,516,000 in non-current loans and $1,699,000 in owned real estate. To cover these potential losses it had $845,008,000 in equity and $66,838,000 in loans loss reserves. That gives it a Texas Ratio of 12.75%.

Return on Equity
Mutual of Omaha Bank U.S. Bank Average
7.49% 8.84%

Mutual of Omaha Bank has a Return on Equity of 7.49% versus the BestCashCow average of 8.84%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Mutual of Omaha Bank U.S. Bank Average
10.62% 12.21%

Mutual of Omaha Bank has a Capitalization of 10.62% versus the BestCashCow average of 12.21. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Mutual of Omaha Bank Balance Sheet Analysis

As of September 30, 2017, Mutual of Omaha Bank had assets of $7,960,325,000, loans of $6,142,089,000, and deposits of $6,272,193,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Frequently Asked Questions About Mutual Of Omaha Bank

Branches and Savings

Is Mutual Of Omaha Bank FDIC insured?

Yes. It is covered under FDIC Certificate #32325.

Why does Mutual Of Omaha Bank pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Mutual Of Omaha Bank CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Mutual Of Omaha Bank a commercial bank?

Yes

Where are Mutual Of Omaha Bank locations?

See branch locations nearby.

Is Mutual Of Omaha Bank open on Saturdays?

Is Mutual Of Omaha Bank open on Sundays?

What time does Mutual Of Omaha Bank open?

What time does Mutual Of Omaha Bank close?

Are Mutual Of Omaha Bank ATMs Open 24/7?

Do Mutual Of Omaha Bank ATMs accept cash deposits?

Can Mutual Of Omaha Bank customers use other ATMs?

Do Mutual Of Omaha Bank branches have notaries?

Will Mutual Of Omaha Bank notarize my document?

What address for Mutual Of Omaha Bank should I put for incoming ACH transfers?

Will the Mutual Of Omaha Bank branch print checks?

Do Mutual Of Omaha Bank checks expire?

Does Mutual Of Omaha Bank require US citizenship to open account?

Can Mutual Of Omaha Bank close my account?

Does Mutual Of Omaha Bank Report to credit bureaus?

Does Mutual Of Omaha Bank Use Equifax?

What is Mutual Of Omaha Bank's ACH Routing Number?

What is Mutual Of Omaha Bank's SWIFT code?

Products

Does Mutual Of Omaha Bank offer mortgages?

Compare mortgage rates here.

Does Mutual Of Omaha Bank offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Mutual Of Omaha Bank offer personal loans?

Compare personal loan rates here.

Does Mutual Of Omaha Bank offer student loans?

Will Mutual Of Omaha Bank cash a check?

Will Mutual Of Omaha Bank redeem a savings bond?

Does Mutual Of Omaha Bank cash savings bonds?

Will Mutual Of Omaha Bank cash money orders?

Can Mutual Of Omaha Bank issue a money order?

Does Mutual Of Omaha Bank do currency exchange?

Background on The Bank

Who owns Mutual Of Omaha Bank?

How long has Mutual Of Omaha Bank been around?

Can Mutual Of Omaha Bank transfer to other banks?

Does Mutual Of Omaha Bank have quick pay?

Does Mutual Of Omaha Bank accept rolled coins?

Will Mutual Of Omaha Bank accept loose change?

Where is Mutual Of Omaha Bank headquarters?

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