Nashville Savings Bank

209 East Lebanon Street
Nashville, IL 62263


2018 Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 29677
Date Established 1893
Assets $0.06 billion
Loans $0.04 billion
Deposits $0.05 billion
Capital $0.01 billion

Nashville Savings Bank is an FDIC insured institution located in Nashville, IL. It was founded in 1893 and has approximately $0.06 billion in assets.

For a more detailed analysis of Nashville Savings Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in Nashville Savings Bank’s loan portfolio are 1-4 Family Residential Loans, Small Business Loans, and Commercial Real Estate.

Compared to other banks in Illinois, Nashville Savings Bank has a significantly higher percent of Small Business Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 34.55
Credit Card Loans 0.00
Consumer Auto Loans 0.82
Small Business Loans 18.58
Construction and Development Loans 2.16
Commercial Real Estate 18.58
Commercial and Industrial Loans 10.00
Farm Loans 2.13

Deposit Rates - December 15, 2018

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates APY MIN MAX
Money Market
0.25% $1,000 $24,999 Learn MoreShow Less
Money Market
0.50% $25,000 $99,999 Learn MoreShow Less
0.25% $5,000 $94,999 Learn MoreShow Less
3 Mo CD
0.25% $95,000 - Learn MoreShow Less
0.50% $2,500 $94,999 Learn MoreShow Less
6 Mo CD
0.60% $95,000 - Learn MoreShow Less
0.60% $1,000 $94,999 Learn MoreShow Less
12 Mo CD
0.70% $95,000 - Learn MoreShow Less
Special: 15 Mo CD
1.51% $1,000 - Learn MoreShow Less
18 Mo CD
0.65% $1,000 - Learn MoreShow Less
30 Mo CD
0.80% $1,000 - Learn MoreShow Less
Special: 35 Mo CD
2.02% $1,000 - Learn MoreShow Less
36 Mo CD
0.90% $1,000 - Learn MoreShow Less
60 Mo CD
2.43% $1,000 - Learn MoreShow Less

Fixed IRA
0.65% $200 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.20% $750 - Learn MoreShow Less

Loan Rates - December 15, 2018

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Nashville Savings Bank

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2018

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 399799
4.789% 4.750% 0.00 $1,248 $1,305 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.375% 5.375% 0.00 $0 $1,400 Learn More
Ally Bank
NMLS ID: 181005
4.791% 4.750% 0.13 $1,276 $1,305 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2018

Lender Rate (%) Monthly Payment Learn More

Note to Nashville Savings Bank
To upload and update your bank's rates please register. It is free to register and add rates.


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Financial Details

Nashville Savings Bank Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Nashville Savings Bank. The data is provided by the FDIC. All banks listed on are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Nashville Savings Bank U.S. Bank Average
0% 7.92%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its the bank’s tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of June 30, 2018, Nashville Savings Bank had $0 in non-current loans and $0 in owned real estate. To cover these potential losses it had $7,363,000 in equity and $467,000 in loans loss reserves. That gives it a Texas Ratio of 0%.

Return on Equity
Nashville Savings Bank U.S. Bank Average
8.99% 9.77%

Nashville Savings Bank has a Return on Equity of 8.99% versus the BestCashCow average of 9.77%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Nashville Savings Bank U.S. Bank Average
12.52% 12.31%

Nashville Savings Bank has a Capitalization of 12.52% versus the BestCashCow average of 12.31. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Nashville Savings Bank Balance Sheet Analysis

As of June 30, 2018, Nashville Savings Bank had assets of $58,800,000, loans of $44,398,000, and deposits of $51,269,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

June 30, 2018
Cash & Balances due from depository institutions $0.01 billion
Interest-bearing balances $0.01 billion
Total securities $0.01 billion
Federal funds sold and reverse repurchase $0.00 billion
Net loans and leases $0.04 billion
Loan loss allowance $0.00 billion
Trading account assets $0.00 billion
Bank premises and fixed assets $0.00 billion
Other real estate owned $0.00 billion
Goodwill and other intangibles $0.00 billion
All other assets $0.00 billion
     Total Assets $0.05 billion
Total deposits $0.05 billion
      Interest-bearing deposits $0.05 billion
      Deposits held in domestic offices $0.05 billion
      % insured (estimated) 90.10%
Federal funds purchased and repurchase agreements $0.00 billion
Trading liabilities $0.00 billion
Other borrowed funds $0.00 billion
Subordinated debt $0.00 billion
All other liabilities $0.00 billion
      Total Liabilities $0.05 billion
      Shareholders’ Equity $0.01 billion

Summary Income Statement

June 30, 2018
Total Interest Income $0.00 billion
Total Interest Expense $0.00 billion
Net interest income $0.00 billion
Provision for loan and lease losses $0.00 billion
Total non interest income $0.00 billion
Total non interest expense $0.00 billion
Pre-tax Net Operating Income $0.00 billion

Frequently Asked Questions About Nashville Savings Bank

Branches and Savings

Is Nashville Savings Bank FDIC insured?

Yes. It is covered under FDIC Certificate #29677.

Why does Nashville Savings Bank pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Nashville Savings Bank CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Nashville Savings Bank a commercial bank?


Where are Nashville Savings Bank locations?

See branch locations nearby.

Is Nashville Savings Bank open on Saturdays?

Is Nashville Savings Bank open on Sundays?

What time does Nashville Savings Bank open?

What time does Nashville Savings Bank close?

Are Nashville Savings Bank ATMs Open 24/7?

Do Nashville Savings Bank ATMs accept cash deposits?

Can Nashville Savings Bank customers use other ATMs?

Do Nashville Savings Bank branches have notaries?

Will Nashville Savings Bank notarize my document?

What address for Nashville Savings Bank should I put for incoming ACH transfers?

Will the Nashville Savings Bank branch print checks?

Do Nashville Savings Bank checks expire?

Does Nashville Savings Bank require US citizenship to open account?

Can Nashville Savings Bank close my account?

Does Nashville Savings Bank Report to credit bureaus?

Does Nashville Savings Bank Use Equifax?

What is Nashville Savings Bank's ACH Routing Number?

What is Nashville Savings Bank's SWIFT code?


Does Nashville Savings Bank offer mortgages?

Compare mortgage rates here.

Does Nashville Savings Bank offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Nashville Savings Bank offer personal loans?

Compare personal loan rates here.

Does Nashville Savings Bank offer student loans?

Will Nashville Savings Bank cash a check?

Will Nashville Savings Bank redeem a savings bond?

Does Nashville Savings Bank cash savings bonds?

Will Nashville Savings Bank cash money orders?

Can Nashville Savings Bank issue a money order?

Does Nashville Savings Bank do currency exchange?

Background on The Bank

Who owns Nashville Savings Bank?

How long has Nashville Savings Bank been around?

Can Nashville Savings Bank transfer to other banks?

Does Nashville Savings Bank have quick pay?

Does Nashville Savings Bank accept rolled coins?

Will Nashville Savings Bank accept loose change?

Where is Nashville Savings Bank headquarters?

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