National Advisors Trust Company

Headquarters

800 E. 101st Terrace, Suite 300
Kansas City, MO 64131
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.95% →
1-Year CD N.A. 1.01% →
2-Year CD N.A. 0.95% →
5-Year CD N.A. 1.30% →
30-Year Mortgage N.A. 2.80% →
15-Year Mortgage N.A. 2.37% →
HELOC N.A. 2.79% →

2020 Overview

General Bank Information

National Advisors Trust Company is an FDIC insured institution located in Kansas City, MO. It was founded in 2001 and has approximately $0.01 billion in assets. Customers can open an account at one of its 2 branches.

FDIC Insured Yes
FDIC Certificate # 57160
Date Established 2001
Assets $ 12.73 million
Loans N.A.
Deposits $ 0.50 million
Capital $ 10.82 million
 

For a more detailed analysis of National Advisors Trust Company's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - October 21, 2020

Your Current Location: Connecticut, CT 06828


Loan Rates - October 21, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for National Advisors Trust Company

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:




Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
2.569% 2.500% 0.88 $2,258 $988 Learn More
Rocket Mortgage
NMLS ID: 3030
3.620% 3.500% 1.00 $3,750 $1,123 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
People's United Bank, N.A.
People's United Bank, N.A.
See Table
4.000 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

Note to National Advisors Trust Company
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Branches

National Advisors Trust Company branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


National Advisors Trust Company Locations


Financial Details

National Advisors Trust Company Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of National Advisors Trust Company. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
National Advisors Trust Company U.S. Bank Average
0% 6.94%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of March 31, 2020, National Advisors Trust Company had $0 in non-current loans and $0 in owned real estate. To cover these potential losses it had $10,816,000 in equity and $0 in loans loss reserves. That gives it a Texas Ratio of 0%.

Return on Equity
National Advisors Trust Company U.S. Bank Average
2.99% 7.80%

National Advisors Trust Company has a Return on Equity of 2.99% versus the BestCashCow average of 7.80%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
National Advisors Trust Company U.S. Bank Average
84.99% 12.68%

National Advisors Trust Company has a Capitalization of 84.99% versus the BestCashCow average of 12.68. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

National Advisors Trust Company Balance Sheet Analysis

As of March 31, 2020, National Advisors Trust Company had assets of $12,726,000, loans of $0, and deposits of $500,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

March 31, 2020
ASSETS
Cash & Balances due from depository institutions $ 8.77 million
Interest-bearing balances $ 4.87 million
Total securities $ 1.29 million
Federal funds sold and reverse repurchase N.A.
Net loans and leases N.A.
Loan loss allowance N.A.
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles $ 0.34 million
All other assets $ 1.83 million
     Total Assets $ 1.91 million
LIABILITIES
Total deposits $ 0.50 million
      Interest-bearing deposits $ 0.50 million
      Deposits held in domestic offices $ 0.50 million
      % insured (estimated) 50.00%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds N.A.
Subordinated debt N.A.
All other liabilities $ 1.41 million
      Total Liabilities $ 1.91 million
      Shareholders’ Equity $ 10.82 million

Summary Income Statement

March 31, 2020
INCOME AND EXPENSES
Total Interest Income $ 0.04 million
Total Interest Expense $ 0.00 million
Net interest income $ 0.04 million
Provision for loan and lease losses N.A.
Total non interest income $ 3.60 million
Total non interest expense $ 3.50 million
Pre-tax Net Operating Income $ 0.14 million

Bank Loan Profile?

The top three loan types in National Advisors Trust Company’s loan portfolio are 1-4 Family Residential Loans, Multifamily Mortgages, and Credit Card Loans.

Compared to other banks, National Advisors Trust Company’s loan portfolio does not show any specific loan specialty.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans nan
Multifamily
Mortgages
nan
Credit Card Loans nan
Consumer Auto Loans nan
Small Business Loans nan
Construction and Development Loans nan
Commercial Real Estate nan
Commercial and Industrial Loans nan
Farm Loans nan

Frequently Asked Questions About National Advisors Trust Company

Branches and Savings

Is National Advisors Trust Company FDIC insured?

Yes. It is covered under FDIC Certificate #57160.

Why does National Advisors Trust Company pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are National Advisors Trust Company CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is National Advisors Trust Company a commercial bank?

Yes

Where are National Advisors Trust Company locations?

See branch locations nearby.

Is National Advisors Trust Company open on Saturdays?

Is National Advisors Trust Company open on Sundays?

What time does National Advisors Trust Company open?

What time does National Advisors Trust Company close?

Are National Advisors Trust Company ATMs Open 24/7?

Do National Advisors Trust Company ATMs accept cash deposits?

Can National Advisors Trust Company customers use other ATMs?

Do National Advisors Trust Company branches have notaries?

Will National Advisors Trust Company notarize my document?

What address for National Advisors Trust Company should I put for incoming ACH transfers?

Will the National Advisors Trust Company branch print checks?

Do National Advisors Trust Company checks expire?

Does National Advisors Trust Company require US citizenship to open account?

Can National Advisors Trust Company close my account?

Does National Advisors Trust Company Report to credit bureaus?

Does National Advisors Trust Company Use Equifax?

What is National Advisors Trust Company's ACH Routing Number?

What is National Advisors Trust Company's SWIFT code?

Products

Does National Advisors Trust Company offer mortgages?

Compare mortgage rates here.

Does National Advisors Trust Company offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does National Advisors Trust Company offer personal loans?

Compare personal loan rates here.

Does National Advisors Trust Company offer student loans?

Will National Advisors Trust Company cash a check?

Will National Advisors Trust Company redeem a savings bond?

Does National Advisors Trust Company cash savings bonds?

Will National Advisors Trust Company cash money orders?

Can National Advisors Trust Company issue a money order?

Does National Advisors Trust Company do currency exchange?

Background on The Bank

Who owns National Advisors Trust Company?

How long has National Advisors Trust Company been around?

Can National Advisors Trust Company transfer to other banks?

Does National Advisors Trust Company have quick pay?

Does National Advisors Trust Company accept rolled coins?

Will National Advisors Trust Company accept loose change?

Where is National Advisors Trust Company headquarters?

Customer Reviews for National Advisors Trust Company


  • March 11, 2020 |

    TERRIBLE SERVICE! It took 2 months and multiple messages to get a simple ACH transfer out of my account from them. They were not monitoring the transfer and did not seem to notice or care that the xfer failed and never explained why the xfer took so long. To add insult to injury, they charged me $400 to move my account balance to another financial company with a better reputation (and have yet to complete the transfer a month after it was requested). Incompetent? An intentional scam? Hard to tell. Don't work with these scumbags!!

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