One World Bank

Headquarters

2449 Walnut Hill Lane
Dallas, TX 75229
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.20% 1.05% →
1-Year CD 0.75% 0.95% →
2-Year CD 1.00% 1.05% →
5-Year CD 1.26% 2.25% →
30-Year Mortgage N.A. 2.80% →
15-Year Mortgage N.A. 2.37% →
HELOC N.A. 2.79% →

2020 Overview

General Bank Information

One World Bank is an FDIC insured institution located in Dallas, TX. It was founded in 2005 and has approximately $0.11 billion in assets.

FDIC Insured Yes
FDIC Certificate # 57901
Date Established 2005
Assets $ 107.52 million
Loans $ 66.95 million
Deposits $ 90.69 million
Capital $ 15.14 million
 

For a more detailed analysis of One World Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - September 18, 2020

Your Current Location: Washington, WA 98109

Savings and Money Market Rates APY MIN MAX
Savings
0.20% $2,500 $4,999 Learn More
Money Market
0.15% $2,500 $2,999 Learn More
Money Market
0.20% $10,000 $14,999 Learn More
Money Market
0.35% $25,000 $29,999 Learn More
CD Rates APY MIN MAX
3 Mo CD
0.35% $10,000 $14,999 Learn More
3 Mo CD
0.35% $100,000 $199,999 Learn More
6 Mo CD
0.50% $10,000 $14,999 Learn More
6 Mo CD
0.50% $100,000 $199,999 Learn More
12 Mo CD
0.75% $10,000 $14,999 Learn More
12 Mo CD
0.75% $100,000 $199,999 Learn More
18 Mo CD
0.75% $10,000 $14,999 Learn More
18 Mo CD
0.75% $100,000 $199,999 Learn More
24 Mo CD
1.00% $10,000 $14,999 Learn More
24 Mo CD
1.00% $100,000 $199,999 Learn More
36 Mo CD
1.16% $10,000 $14,999 Learn More
36 Mo CD
1.16% $100,000 $199,999 Learn More
60 Mo CD
1.26% $10,000 $14,999 Learn More
60 Mo CD
1.26% $100,000 $199,999 Learn More

Int Checking Rates APY MIN MAX
Int Ckg
0.20% $2,500 $3,499 Learn MoreShow Less

Loan Rates - September 18, 2020

Your Current Location: Washington, WA 98109

There are currently no loan rates available for One World Bank

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:




Featured - Washington 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: 520-CL-25944
2.815% 2.750% 0.88 $2,120 $1,021 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
4.114% 3.990% 1.00 $3,750 $1,193 Learn More
Rocket Mortgage
NMLS ID: 3030
3.746% 3.625% 1.00 $3,750 $1,141 Learn More

Featured - Washington Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
3.500 %
$25,000 Learn More
More Info

Note to One World Bank
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

One World Bank branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Seattle,Washington


One World Bank Locations


Financial Details

One World Bank Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of One World Bank. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
One World Bank U.S. Bank Average
3.3% 6.94%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of March 31, 2020, One World Bank had $563,000 in non-current loans and $0 in owned real estate. To cover these potential losses it had $15,142,000 in equity and $1,905,000 in loans loss reserves. That gives it a Texas Ratio of 3.3%.

Return on Equity
One World Bank U.S. Bank Average
1.67% 7.80%

One World Bank has a Return on Equity of 1.67% versus the BestCashCow average of 7.80%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
One World Bank U.S. Bank Average
14.08% 12.68%

One World Bank has a Capitalization of 14.08% versus the BestCashCow average of 12.68. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

One World Bank Balance Sheet Analysis

As of March 31, 2020, One World Bank had assets of $107,521,000, loans of $66,950,000, and deposits of $90,688,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

March 31, 2020
ASSETS
Cash & Balances due from depository institutions $ 34.90 million
Interest-bearing balances $ 30.96 million
Total securities $ 2.91 million
Federal funds sold and reverse repurchase $ 0.33 million
Net loans and leases $ 66.95 million
Loan loss allowance $ 1.91 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles $ 0.49 million
All other assets $ 1.02 million
     Total Assets $ 92.38 million
LIABILITIES
Total deposits $ 90.69 million
      Interest-bearing deposits $ 56.44 million
      Deposits held in domestic offices $ 90.69 million
      % insured (estimated) 67.03%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds $ 1.12 million
Subordinated debt N.A.
All other liabilities $ 0.58 million
      Total Liabilities $ 92.38 million
      Shareholders’ Equity $ 15.14 million

Summary Income Statement

March 31, 2020
INCOME AND EXPENSES
Total Interest Income $ 1.12 million
Total Interest Expense $ 0.33 million
Net interest income $ 0.79 million
Provision for loan and lease losses N.A.
Total non interest income $ 0.28 million
Total non interest expense $ 1.00 million
Pre-tax Net Operating Income $ 0.06 million

Bank Loan Profile?

The top three loan types in One World Bank’s loan portfolio are Commercial Real Estate, Construction and Development Loans, and Commercial and Industrial Loans.

Compared to other banks in Texas, One World Bank has a significantly higher percent of Commercial Real Estate on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 2.34
Multifamily
Mortgages
0.00
Credit Card Loans 0.00
Consumer Auto Loans 0.05
Small Business Loans 0.00
Construction and Development Loans 8.56
Commercial Real Estate 87.33
Commercial and Industrial Loans 4.53
Farm Loans 0.00

Frequently Asked Questions About One World Bank

Branches and Savings

Is One World Bank FDIC insured?

Yes. It is covered under FDIC Certificate #57901.

Why does One World Bank pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are One World Bank CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is One World Bank a commercial bank?

Yes

Where are One World Bank locations?

See branch locations nearby.

Is One World Bank open on Saturdays?

Is One World Bank open on Sundays?

What time does One World Bank open?

What time does One World Bank close?

Are One World Bank ATMs Open 24/7?

Do One World Bank ATMs accept cash deposits?

Can One World Bank customers use other ATMs?

Do One World Bank branches have notaries?

Will One World Bank notarize my document?

What address for One World Bank should I put for incoming ACH transfers?

Will the One World Bank branch print checks?

Do One World Bank checks expire?

Does One World Bank require US citizenship to open account?

Can One World Bank close my account?

Does One World Bank Report to credit bureaus?

Does One World Bank Use Equifax?

What is One World Bank's ACH Routing Number?

What is One World Bank's SWIFT code?

Products

Does One World Bank offer mortgages?

Compare mortgage rates here.

Does One World Bank offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does One World Bank offer personal loans?

Compare personal loan rates here.

Does One World Bank offer student loans?

Will One World Bank cash a check?

Will One World Bank redeem a savings bond?

Does One World Bank cash savings bonds?

Will One World Bank cash money orders?

Can One World Bank issue a money order?

Does One World Bank do currency exchange?

Background on The Bank

Who owns One World Bank?

How long has One World Bank been around?

Can One World Bank transfer to other banks?

Does One World Bank have quick pay?

Does One World Bank accept rolled coins?

Will One World Bank accept loose change?

Where is One World Bank headquarters?

Customer Reviews for One World Bank

There are currently no comments for One World Bank. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →