Pacific Premier Bank

17901 Von Karman Ave Suite 1200
Irvine, CA 92614

Notable Rates APY Vs.Others
Savings 0.05% 2.30% →
1-Year CD 0.75% 2.25% →
2-Year CD 0.50% 2.50% →
5-Year CD 0.50% 2.80% →
30-Year Mortgage N.A. 3.31% →
15-Year Mortgage N.A. 2.77% →
HELOC N.A. 4.00% →

2019 Overview

General Bank Information

Pacific Premier Bank is an FDIC insured institution located in Irvine, CA. It was founded in 1983 and has approximately $11.78 billion in assets. Customers can open an account at one of its 42 branches.

FDIC Insured Yes
FDIC Certificate # 32172
Date Established 1983
Assets $11.78 billion
Loans $8.75 billion
Deposits $8.95 billion
Capital $2.15 billion
 

For a more detailed analysis of Pacific Premier Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - December 5, 2019

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates APY MIN MAX
Money Market
0.05% $1 $9,999 Learn MoreShow Less
Money Market
0.10% $10,000 $49,999 Learn MoreShow Less
CD Rates APY MIN MAX
6 Mo CD
1.00% $10,000 - Learn MoreShow Less
12 Mo CD
0.75% $10,000 - Learn MoreShow Less
18 Mo CD
0.50% $10,000 - Learn MoreShow Less
24 Mo CD
0.50% $10,000 - Learn MoreShow Less
36 Mo CD
0.50% $10,000 - Learn MoreShow Less
48 Mo CD
0.50% $10,000 - Learn MoreShow Less
60 Mo CD
0.50% $10,000 - Learn MoreShow Less

Fixed IRA Rates APY MIN MAX
Fixed IRA
0.10% $1,000 $9,999 Learn MoreShow Less

Loan Rates - December 5, 2019

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for Pacific Premier Bank

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:




Featured - Connecticut 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Rocket Mortgage
NMLS ID: 3030
4.875% 4.875% 0.00 $0 $1,324 Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
3.625% 3.625% -0.13 ($262) $1,141 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
3.740 %
$0 Learn More
More Info
People's United Bank, N.A.
People's United Bank, N.A.
5.000 %
$0 Learn More
More Info

Note to Pacific Premier Bank
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Pacific Premier Bank branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Pacific Premier Bank Locations


Financial Details

Pacific Premier Bank Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Pacific Premier Bank. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Pacific Premier Bank U.S. Bank Average
0.51% 6.77%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its the bank’s tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of June 30, 2019, Pacific Premier Bank had $11,216,000 in non-current loans and $35,000 in owned real estate. To cover these potential losses it had $2,153,074,000 in equity and $35,026,000 in loans loss reserves. That gives it a Texas Ratio of 0.51%.

Return on Equity
Pacific Premier Bank U.S. Bank Average
7.81% 9.50%

Pacific Premier Bank has a Return on Equity of 7.81% versus the BestCashCow average of 9.50%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Pacific Premier Bank U.S. Bank Average
18.27% 12.76%

Pacific Premier Bank has a Capitalization of 18.27% versus the BestCashCow average of 12.76. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Pacific Premier Bank Balance Sheet Analysis

As of June 30, 2019, Pacific Premier Bank had assets of $11,783,315,000, loans of $8,745,441,000, and deposits of $8,946,509,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

June 30, 2019
ASSETS
Cash & Balances due from depository institutions $0.38 billion
Interest-bearing balances $0.24 billion
Total securities $1.30 billion
Federal funds sold and reverse repurchase $0.00 billion
Net loans and leases $8.75 billion
Loan loss allowance $0.04 billion
Trading account assets $0.00 billion
Bank premises and fixed assets $0.00 billion
Other real estate owned $0.00 billion
Goodwill and other intangibles $0.91 billion
All other assets $0.35 billion
     Total Assets $9.63 billion
LIABILITIES
Total deposits $8.95 billion
      Interest-bearing deposits $5.39 billion
      Deposits held in domestic offices $8.95 billion
      % insured (estimated) 73.68%
Federal funds purchased and repurchase agreements $0.00 billion
Trading liabilities $0.00 billion
Other borrowed funds $0.57 billion
Subordinated debt $0.00 billion
All other liabilities $0.11 billion
      Total Liabilities $9.63 billion
      Shareholders’ Equity $2.15 billion

Summary Income Statement

June 30, 2019
INCOME AND EXPENSES
Total Interest Income $0.26 billion
Total Interest Expense $0.04 billion
Net interest income $0.23 billion
Provision for loan and lease losses $0.00 billion
Total non interest income $0.01 billion
Total non interest expense $0.12 billion
Pre-tax Net Operating Income $0.11 billion

Bank Loan Profile?

The top three loan types in Pacific Premier Bank’s loan portfolio are Commercial Real Estate, Commercial and Industrial Loans, and Multifamily Mortgages.

Compared to other banks, Pacific Premier Bank’s loan portfolio does not show any specific loan specialty.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 4.09
Multifamily
Mortgages
17.44
Credit Card Loans 0.01
Consumer Auto Loans 0.00
Small Business Loans 8.58
Construction and Development Loans 6.16
Commercial Real Estate 48.47
Commercial and Industrial Loans 19.83
Farm Loans 1.48

Frequently Asked Questions About Pacific Premier Bank

Branches and Savings

Is Pacific Premier Bank FDIC insured?

Yes. It is covered under FDIC Certificate #32172.

Why does Pacific Premier Bank pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Pacific Premier Bank CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Pacific Premier Bank a commercial bank?

Yes

Where are Pacific Premier Bank locations?

See branch locations nearby.

Is Pacific Premier Bank open on Saturdays?

Is Pacific Premier Bank open on Sundays?

What time does Pacific Premier Bank open?

What time does Pacific Premier Bank close?

Are Pacific Premier Bank ATMs Open 24/7?

Do Pacific Premier Bank ATMs accept cash deposits?

Can Pacific Premier Bank customers use other ATMs?

Do Pacific Premier Bank branches have notaries?

Will Pacific Premier Bank notarize my document?

What address for Pacific Premier Bank should I put for incoming ACH transfers?

Will the Pacific Premier Bank branch print checks?

Do Pacific Premier Bank checks expire?

Does Pacific Premier Bank require US citizenship to open account?

Can Pacific Premier Bank close my account?

Does Pacific Premier Bank Report to credit bureaus?

Does Pacific Premier Bank Use Equifax?

What is Pacific Premier Bank's ACH Routing Number?

What is Pacific Premier Bank's SWIFT code?

Products

Does Pacific Premier Bank offer mortgages?

Compare mortgage rates here.

Does Pacific Premier Bank offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Pacific Premier Bank offer personal loans?

Compare personal loan rates here.

Does Pacific Premier Bank offer student loans?

Will Pacific Premier Bank cash a check?

Will Pacific Premier Bank redeem a savings bond?

Does Pacific Premier Bank cash savings bonds?

Will Pacific Premier Bank cash money orders?

Can Pacific Premier Bank issue a money order?

Does Pacific Premier Bank do currency exchange?

Background on The Bank

Who owns Pacific Premier Bank?

How long has Pacific Premier Bank been around?

Can Pacific Premier Bank transfer to other banks?

Does Pacific Premier Bank have quick pay?

Does Pacific Premier Bank accept rolled coins?

Will Pacific Premier Bank accept loose change?

Where is Pacific Premier Bank headquarters?

Customer Reviews for Pacific Premier Bank


  • July 22, 2015

    Fix your automated system so I can find information after you close

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