Prairie Mountain Bank

1019 7th Street South
Great Falls, MT 59405

 

2019 Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 57453
Date Established 2002
Assets $0.09 billion
Loans $0.07 billion
Deposits $0.08 billion
Capital $0.01 billion

Prairie Mountain Bank is an FDIC insured institution located in Great Falls, MT. It was founded in 2002 and has approximately $0.09 billion in assets. Customers can open an account at one of its 2 branches.

For a more detailed analysis of Prairie Mountain Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - August 24, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates APY MIN MAX
Money Market
0.15% $500 - Learn MoreShow Less
CD Rates APY MIN MAX
6 Mo CD
0.40% $500 - Learn MoreShow Less
12 Mo CD
1.00% $500 - Learn MoreShow Less
18 Mo CD
1.15% $500 - Learn MoreShow Less
24 Mo CD
1.20% $500 - Learn MoreShow Less
36 Mo CD
1.25% $500 - Learn MoreShow Less
48 Mo CD
1.30% $500 - Learn MoreShow Less

Fixed IRA Rates APY MIN MAX
Fixed IRA
1.00% $500 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $100 - Learn MoreShow Less

Loan Rates - August 24, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Prairie Mountain Bank

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
3.529% 3.500% 0.38 $898 $1,123 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
4.240 %
$0 Learn More
More Info

Note to Prairie Mountain Bank
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Prairie Mountain Bank branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Prairie Mountain Bank Locations


Financial Details

Prairie Mountain Bank Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Prairie Mountain Bank. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Prairie Mountain Bank U.S. Bank Average
7% 6.94%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its the bank’s tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of March 31, 2019, Prairie Mountain Bank had $32,000 in non-current loans and $778,000 in owned real estate. To cover these potential losses it had $9,997,000 in equity and $1,567,000 in loans loss reserves. That gives it a Texas Ratio of 7%.

Return on Equity
Prairie Mountain Bank U.S. Bank Average
8.99% 9.47%

Prairie Mountain Bank has a Return on Equity of 8.99% versus the BestCashCow average of 9.47%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Prairie Mountain Bank U.S. Bank Average
10.67% 12.49%

Prairie Mountain Bank has a Capitalization of 10.67% versus the BestCashCow average of 12.49. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Prairie Mountain Bank Balance Sheet Analysis

As of March 31, 2019, Prairie Mountain Bank had assets of $93,655,000, loans of $68,903,000, and deposits of $82,356,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

March 31, 2019
ASSETS
Cash & Balances due from depository institutions $0.02 billion
Interest-bearing balances $0.02 billion
Total securities $0.00 billion
Federal funds sold and reverse repurchase $0.00 billion
Net loans and leases $0.07 billion
Loan loss allowance $0.00 billion
Trading account assets $0.00 billion
Bank premises and fixed assets $0.00 billion
Other real estate owned $0.00 billion
Goodwill and other intangibles $0.00 billion
All other assets $0.00 billion
     Total Assets $0.08 billion
LIABILITIES
Total deposits $0.08 billion
      Interest-bearing deposits $0.06 billion
      Deposits held in domestic offices $0.08 billion
      % insured (estimated) 89.13%
Federal funds purchased and repurchase agreements $0.00 billion
Trading liabilities $0.00 billion
Other borrowed funds $0.00 billion
Subordinated debt $0.00 billion
All other liabilities $0.00 billion
      Total Liabilities $0.08 billion
      Shareholders’ Equity $0.01 billion

Summary Income Statement

March 31, 2019
INCOME AND EXPENSES
Total Interest Income $0.00 billion
Total Interest Expense $0.00 billion
Net interest income $0.00 billion
Provision for loan and lease losses $0.00 billion
Total non interest income $0.00 billion
Total non interest expense $0.00 billion
Pre-tax Net Operating Income $0.00 billion

Bank Loan Profile?

The top three loan types in Prairie Mountain Bank’s loan portfolio are Commercial Real Estate, 1-4 Family Residential Loans, and Small Business Loans.

Compared to other banks in Montana, Prairie Mountain Bank has a significantly higher percent of Multifamily Mortgages, Small Business Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 26.78
Multifamily
Mortgages
5.55
Credit Card Loans 0.61
Consumer Auto Loans 2.14
Small Business Loans 20.07
Construction and Development Loans 11.52
Commercial Real Estate 34.25
Commercial and Industrial Loans 13.39
Farm Loans 0.88

Frequently Asked Questions About Prairie Mountain Bank

Branches and Savings

Is Prairie Mountain Bank FDIC insured?

Yes. It is covered under FDIC Certificate #57453.

Why does Prairie Mountain Bank pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Prairie Mountain Bank CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Prairie Mountain Bank a commercial bank?

Yes

Where are Prairie Mountain Bank locations?

See branch locations nearby.

Is Prairie Mountain Bank open on Saturdays?

Is Prairie Mountain Bank open on Sundays?

What time does Prairie Mountain Bank open?

What time does Prairie Mountain Bank close?

Are Prairie Mountain Bank ATMs Open 24/7?

Do Prairie Mountain Bank ATMs accept cash deposits?

Can Prairie Mountain Bank customers use other ATMs?

Do Prairie Mountain Bank branches have notaries?

Will Prairie Mountain Bank notarize my document?

What address for Prairie Mountain Bank should I put for incoming ACH transfers?

Will the Prairie Mountain Bank branch print checks?

Do Prairie Mountain Bank checks expire?

Does Prairie Mountain Bank require US citizenship to open account?

Can Prairie Mountain Bank close my account?

Does Prairie Mountain Bank Report to credit bureaus?

Does Prairie Mountain Bank Use Equifax?

What is Prairie Mountain Bank's ACH Routing Number?

What is Prairie Mountain Bank's SWIFT code?

Products

Does Prairie Mountain Bank offer mortgages?

Compare mortgage rates here.

Does Prairie Mountain Bank offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Prairie Mountain Bank offer personal loans?

Compare personal loan rates here.

Does Prairie Mountain Bank offer student loans?

Will Prairie Mountain Bank cash a check?

Will Prairie Mountain Bank redeem a savings bond?

Does Prairie Mountain Bank cash savings bonds?

Will Prairie Mountain Bank cash money orders?

Can Prairie Mountain Bank issue a money order?

Does Prairie Mountain Bank do currency exchange?

Background on The Bank

Who owns Prairie Mountain Bank?

How long has Prairie Mountain Bank been around?

Can Prairie Mountain Bank transfer to other banks?

Does Prairie Mountain Bank have quick pay?

Does Prairie Mountain Bank accept rolled coins?

Will Prairie Mountain Bank accept loose change?

Where is Prairie Mountain Bank headquarters?

Customer Reviews for Prairie Mountain Bank

There are currently no comments for Prairie Mountain Bank. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →