70 North Main Street
Fort Atkinson, WI 53538


2019 Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 5295
Date Established 1863
Assets $0.43 billion
Loans $0.22 billion
Deposits $0.34 billion
Capital $0.05 billion

PremierBank is an FDIC insured institution located in Fort Atkinson, WI. It was founded in 1863 and has approximately $0.43 billion in assets. Customers can open an account at one of its 12 branches.

For a more detailed analysis of PremierBank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in PremierBank’s loan portfolio are Commercial Real Estate, 1-4 Family Residential Loans, and Small Business Loans.

Compared to other banks, PremierBank’s loan portfolio does not show any specific loan specialty.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 30.44
Credit Card Loans 0.00
Consumer Auto Loans 0.74
Small Business Loans 17.76
Construction and Development Loans 2.48
Commercial Real Estate 40.50
Commercial and Industrial Loans 12.98
Farm Loans 2.22

Deposit Rates - May 24, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates APY MIN MAX
Money Market
0.10% $1 $9,999 Learn MoreShow Less
Money Market
0.25% $10,000 $24,999 Learn MoreShow Less
Money Market
0.35% $25,000 $99,999 Learn MoreShow Less
3 Mo CD
0.10% $2,500 - Learn MoreShow Less
6 Mo CD
0.25% $2,500 - Learn MoreShow Less
Special: 11 Mo CD
1.81% $1,000 - Learn MoreShow Less
12 Mo CD
0.40% $300 - Learn MoreShow Less
18 Mo CD
0.45% $300 - Learn MoreShow Less
24 Mo CD
0.70% $300 - Learn MoreShow Less
Special: 26 Mo CD
1.76% $1,000 - Learn MoreShow Less
Special: 33 Mo CD
1.71% $1,000 - Learn MoreShow Less
36 Mo CD
1.00% $300 - Learn MoreShow Less
48 Mo CD
1.21% $300 - Learn MoreShow Less

Fixed IRA
0.40% $300 - Learn MoreShow Less
Special: 11 Mo FIRA
1.81% $1,000 - Learn MoreShow Less
Special: 26 Mo FIRA
1.76% $1,000 - Learn MoreShow Less
Special: 33 Mo FIRA
1.71% $1,000 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
0.55% $50 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.04% $1 $24,999 Learn MoreShow Less

Loan Rates - May 24, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for PremierBank

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.250% 5.250% 0.00 $0 $1,381 Learn More NMLS#2890
NMLS ID: 2890
License#: MC-3098
3.905% 3.875% 0.38 $900 $1,176 Learn More
Rocket Mortgage
NMLS ID: 3030
4.875% 4.875% 0.00 $0 $1,324 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
PenFed Credit Union
PenFed Credit Union
5.500 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
4.490 %
$0 Learn More
More Info

Note to PremierBank
To upload and update your bank's rates please register. It is free to register and add rates.


PremierBank branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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PremierBank Locations

Financial Details

PremierBank Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of PremierBank. The data is provided by the FDIC. All banks listed on are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
PremierBank U.S. Bank Average
3.43% 6.97%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its the bank’s tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of December 31, 2018, PremierBank had $1,842,000 in non-current loans and $0 in owned real estate. To cover these potential losses it had $50,352,000 in equity and $3,399,000 in loans loss reserves. That gives it a Texas Ratio of 3.43%.

Return on Equity
PremierBank U.S. Bank Average
6.88% 8.80%

PremierBank has a Return on Equity of 6.88% versus the BestCashCow average of 8.80%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

PremierBank U.S. Bank Average
11.66% 12.29%

PremierBank has a Capitalization of 11.66% versus the BestCashCow average of 12.29. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

PremierBank Balance Sheet Analysis

As of December 31, 2018, PremierBank had assets of $431,926,000, loans of $224,094,000, and deposits of $341,659,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

December 31, 2018
Cash & Balances due from depository institutions $0.06 billion
Interest-bearing balances $0.05 billion
Total securities $0.12 billion
Federal funds sold and reverse repurchase $0.00 billion
Net loans and leases $0.22 billion
Loan loss allowance $0.00 billion
Trading account assets $0.00 billion
Bank premises and fixed assets $0.00 billion
Other real estate owned $0.00 billion
Goodwill and other intangibles $0.01 billion
All other assets $0.01 billion
     Total Assets $0.38 billion
Total deposits $0.34 billion
      Interest-bearing deposits $0.25 billion
      Deposits held in domestic offices $0.34 billion
      % insured (estimated) 79.37%
Federal funds purchased and repurchase agreements $0.04 billion
Trading liabilities $0.00 billion
Other borrowed funds $0.00 billion
Subordinated debt $0.00 billion
All other liabilities $0.00 billion
      Total Liabilities $0.38 billion
      Shareholders’ Equity $0.05 billion

Summary Income Statement

December 31, 2018
Total Interest Income $0.01 billion
Total Interest Expense $0.00 billion
Net interest income $0.01 billion
Provision for loan and lease losses $0.00 billion
Total non interest income $0.00 billion
Total non interest expense $0.01 billion
Pre-tax Net Operating Income $0.00 billion

Frequently Asked Questions About Premierbank

Branches and Savings

Is Premierbank FDIC insured?

Yes. It is covered under FDIC Certificate #5295.

Why does Premierbank pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Premierbank CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Premierbank a commercial bank?


Where are Premierbank locations?

See branch locations nearby.

Is Premierbank open on Saturdays?

Is Premierbank open on Sundays?

What time does Premierbank open?

What time does Premierbank close?

Are Premierbank ATMs Open 24/7?

Do Premierbank ATMs accept cash deposits?

Can Premierbank customers use other ATMs?

Do Premierbank branches have notaries?

Will Premierbank notarize my document?

What address for Premierbank should I put for incoming ACH transfers?

Will the Premierbank branch print checks?

Do Premierbank checks expire?

Does Premierbank require US citizenship to open account?

Can Premierbank close my account?

Does Premierbank Report to credit bureaus?

Does Premierbank Use Equifax?

What is Premierbank's ACH Routing Number?

What is Premierbank's SWIFT code?


Does Premierbank offer mortgages?

Compare mortgage rates here.

Does Premierbank offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Premierbank offer personal loans?

Compare personal loan rates here.

Does Premierbank offer student loans?

Will Premierbank cash a check?

Will Premierbank redeem a savings bond?

Does Premierbank cash savings bonds?

Will Premierbank cash money orders?

Can Premierbank issue a money order?

Does Premierbank do currency exchange?

Background on The Bank

Who owns Premierbank?

How long has Premierbank been around?

Can Premierbank transfer to other banks?

Does Premierbank have quick pay?

Does Premierbank accept rolled coins?

Will Premierbank accept loose change?

Where is Premierbank headquarters?

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